$10.97B Market Cap.
ALLY Market Cap. (MRY)
ALLY Shares Outstanding (MRY)
ALLY Assets (MRY)
Total Assets
$191.84B
Total Liabilities
$177.93B
Total Investments
$168.09B
ALLY Income (MRY)
Revenue
$8.18B
Net Income
$558.00M
Operating Expense
$4.63B
ALLY Cash Flow (MRY)
CF Operations
$4.53B
CF Investing
$4.99B
CF Financing
-$5.57B
ALLY Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $1.20 | 3.30% | 0.00% | 65.93% | 1.52 |
2023 | $1.20 | 3.40% | 0.00% | 40.00% | 2.50 |
2022 | $1.20 | 4.90% | 36.36% | 23.72% | 4.22 |
2021 | $0.88 | 1.80% | 15.79% | 10.63% | 9.41 |
2020 | $0.76 | 2.10% | - | 26.30% | 3.80 |
ALLY Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $191,836,000,000 (-2.32%) | $196,392,000,000 (2.38%) | $191,826,000,000 (5.33%) | $182,114,000,000 (-0.03%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $13,903,000,000 (1.00%) | $13,766,000,000 (7.05%) | $12,859,000,000 (-24.58%) | $17,050,000,000 (15.96%) |
Property Plant & Equipment Net | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Cash & Equivalents | $10,292,000,000 (48.19%) | $6,945,000,000 (24.66%) | $5,571,000,000 (10.06%) | $5,062,000,000 (-67.59%) |
Accumulated Other Comprehensive Income | -$3,924,000,000 (-2.83%) | -$3,816,000,000 (5.99%) | -$4,059,000,000 (-2468.99%) | -$158,000,000 (-125.04%) |
Deferred Revenue | $3,535,000,000 (1.23%) | $3,492,000,000 (1.13%) | $3,453,000,000 (-1.74%) | $3,514,000,000 (2.21%) |
Total Investments | $168,094,000,000 (-4.13%) | $175,328,000,000 (0.52%) | $174,419,000,000 (4.90%) | $166,271,000,000 (5.60%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $2,790,000,000 (1.49%) | $2,749,000,000 (1.89%) | $2,698,000,000 (-0.95%) | $2,724,000,000 (1.68%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $270,000,000 (75.32%) | $154,000,000 (140.10%) | -$384,000,000 (75.98%) | -$1,599,000,000 (62.62%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $19,120,000,000 (-8.37%) | $20,867,000,000 (3.50%) | $20,161,000,000 (18.39%) | $17,029,000,000 (-29.46%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $177,933,000,000 (-2.57%) | $182,626,000,000 (2.04%) | $178,967,000,000 (8.42%) | $165,064,000,000 (-1.43%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
ALLY Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $8,181,000,000 (-0.40%) | $8,214,000,000 (-2.54%) | $8,428,000,000 (2.71%) | $8,206,000,000 (22.73%) |
Cost of Revenue | $544,000,000 (28.91%) | $422,000,000 (50.71%) | $280,000,000 (7.28%) | $261,000,000 (-28.10%) |
Selling General & Administrative Expense | $1,842,000,000 (-3.10%) | $1,901,000,000 (0.05%) | $1,900,000,000 (15.64%) | $1,643,000,000 (19.40%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $4,635,000,000 (-2.24%) | $4,741,000,000 (7.58%) | $4,407,000,000 (14.50%) | $3,849,000,000 (10.92%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $167,000,000 (173.77%) | $61,000,000 (-90.27%) | $627,000,000 (-20.63%) | $790,000,000 (140.85%) |
Net Loss Income from Discontinued Operations | $1,000,000 (-50.00%) | $2,000,000 (100.00%) | $1,000,000 (-80.00%) | $5,000,000 (400.00%) |
Consolidated Income | $668,000,000 (-34.51%) | $1,020,000,000 (-40.49%) | $1,714,000,000 (-43.99%) | $3,060,000,000 (182.03%) |
Net Income to Non-Controlling Interests | $110,000,000 (0.00%) | $110,000,000 (0.00%) | $110,000,000 (92.98%) | $57,000,000 (0%) |
Net Income | $558,000,000 (-38.68%) | $910,000,000 (-43.27%) | $1,604,000,000 (-46.59%) | $3,003,000,000 (176.77%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $558,000,000 (-38.68%) | $910,000,000 (-43.27%) | $1,604,000,000 (-46.59%) | $3,003,000,000 (176.77%) |
Weighted Average Shares | $306,913,000 (1.04%) | $303,751,000 (-4.09%) | $316,690,000 (-12.66%) | $362,583,000 (-3.47%) |
Weighted Average Shares Diluted | $310,160,000 (1.65%) | $305,135,000 (-4.24%) | $318,629,000 (-12.75%) | $365,180,000 (-3.16%) |
Earning Before Interest & Taxes (EBIT) | $725,000,000 (-25.33%) | $971,000,000 (-56.48%) | $2,231,000,000 (-41.18%) | $3,793,000,000 (168.44%) |
Gross Profit | $7,637,000,000 (-1.99%) | $7,792,000,000 (-4.37%) | $8,148,000,000 (2.56%) | $7,945,000,000 (25.65%) |
Operating Income | $3,002,000,000 (-1.61%) | $3,051,000,000 (-18.44%) | $3,741,000,000 (-8.67%) | $4,096,000,000 (43.57%) |
ALLY Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | $4,991,000,000 (168.48%) | -$7,288,000,000 (57.78%) | -$17,263,000,000 (-55.55%) | -$11,098,000,000 (-231.70%) |
Net Cash Flow from Financing | -$5,566,000,000 (-244.99%) | $3,839,000,000 (-66.83%) | $11,575,000,000 (400.81%) | -$3,848,000,000 (-15492.00%) |
Net Cash Flow from Operations | $4,528,000,000 (-2.90%) | $4,663,000,000 (-25.36%) | $6,247,000,000 (54.55%) | $4,042,000,000 (8.10%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $3,941,000,000 (223.83%) | $1,217,000,000 (120.47%) | $552,000,000 (105.06%) | -$10,904,000,000 (-189.42%) |
Net Cash Flow - Business Acquisitions and Disposals | $1,956,000,000 (0%) | $0 (0%) | $0 (0%) | -$699,000,000 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $3,295,000,000 (146.59%) | -$7,072,000,000 (56.41%) | -$16,223,000,000 (-96.07%) | -$8,274,000,000 (-178.68%) |
Capital Expenditure | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Issuance (Repayment) of Debt Securities | -$1,819,000,000 (-190.59%) | $2,008,000,000 (-34.38%) | $3,060,000,000 (158.77%) | -$5,207,000,000 (67.13%) |
Issuance (Purchase) of Equity Shares | -$38,000,000 (-15.15%) | -$33,000,000 (98.00%) | -$1,650,000,000 (17.25%) | -$1,994,000,000 (-1781.13%) |
Payment of Dividends & Other Cash Distributions | -$372,000,000 (-1.09%) | -$368,000,000 (4.17%) | -$384,000,000 (-18.52%) | -$324,000,000 (-12.11%) |
Effect of Exchange Rate Changes on Cash | -$12,000,000 (-500.00%) | $3,000,000 (142.86%) | -$7,000,000 (0%) | $0 (0%) |
Share Based Compensation | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Depreciation Amortization & Accretion | $1,199,000,000 (-3.85%) | $1,247,000,000 (-6.03%) | $1,327,000,000 (5.23%) | $1,261,000,000 (-18.65%) |
ALLY Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 93.40% (-1.58%) | 94.90% (-1.86%) | 96.70% (-0.10%) | 96.80% (2.33%) |
Profit Margin | 6.80% (-38.74%) | 11.10% (-41.58%) | 19.00% (-48.09%) | 36.60% (125.93%) |
EBITDA Margin | 23.50% (-12.96%) | 27.00% (-36.02%) | 42.20% (-31.49%) | 61.60% (39.05%) |
Return on Average Equity (ROAE) | 4.00% (-41.18%) | 6.80% (-41.88%) | 11.70% (-35.36%) | 18.10% (135.06%) |
Return on Average Assets (ROAA) | 0.30% (-40.00%) | 0.50% (-44.44%) | 0.90% (-47.06%) | 1.70% (183.33%) |
Return on Sales (ROS) | 8.90% (-24.58%) | 11.80% (-55.47%) | 26.50% (-42.64%) | 46.20% (118.96%) |
Return on Invested Capital (ROIC) | 0.40% (-20.00%) | 0.50% (-54.55%) | 1.10% (-45.00%) | 2.00% (185.71%) |
Dividend Yield | 3.30% (-2.94%) | 3.40% (-30.61%) | 4.90% (172.22%) | 1.80% (-14.29%) |
Price to Earnings Ratio (P/E) | 19.79 (69.98%) | 11.64 (140.89%) | 4.83 (-15.97%) | 5.75 (-53.40%) |
Price to Sales Ratio (P/S) | 1.35 (4.65%) | 1.29 (40.48%) | 0.92 (-56.32%) | 2.1 (5.04%) |
Price to Book Ratio (P/B) | 0.79 (3.14%) | 0.77 (34.68%) | 0.57 (-41.26%) | 0.97 (6.62%) |
Debt to Equity Ratio (D/E) | 12.8 (-3.53%) | 13.27 (-4.68%) | 13.92 (43.77%) | 9.68 (-15.00%) |
Earnings Per Share (EPS) | 1.82 (-39.33%) | 3 (-40.71%) | 5.06 (-38.89%) | 8.28 (186.51%) |
Sales Per Share (SPS) | 26.66 (-1.43%) | 27.04 (1.61%) | 26.61 (17.59%) | 22.63 (27.15%) |
Free Cash Flow Per Share (FCFPS) | 14.75 (-3.90%) | 15.35 (-22.18%) | 19.73 (76.95%) | 11.15 (12.00%) |
Book Value Per Share (BVPS) | 45.3 (-0.05%) | 45.32 (11.61%) | 40.6 (-13.65%) | 47.02 (20.14%) |
Tangible Assets Book Value Per Share (TABVPS) | 625.05 (-3.33%) | 646.56 (6.74%) | 605.72 (20.60%) | 502.27 (3.57%) |
Enterprise Value Over EBIT (EV/EBIT) | 29 (16.00%) | 25 (108.33%) | 12 (140.00%) | 5 (-68.75%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 10.88 (-1.59%) | 11.06 (50.58%) | 7.34 (80.82%) | 4.06 (-45.62%) |
Asset Turnover | 0.04 (0.00%) | 0.04 (-6.67%) | 0.04 (0.00%) | 0.04 (25.00%) |
Current Ratio | - | - | - | - |
Dividends | $1.2 (0.00%) | $1.2 (0.00%) | $1.2 (36.36%) | $0.88 (15.79%) |
Free Cash Flow (FCF) | $4,528,000,000 (-2.90%) | $4,663,000,000 (-25.36%) | $6,247,000,000 (54.55%) | $4,042,000,000 (8.10%) |
Enterprise Value (EV) | $20,934,779,372 (-14.64%) | $24,523,933,393 (-6.13%) | $26,125,916,705 (27.29%) | $20,525,198,840 (-7.25%) |
Earnings Before Tax (EBT) | $725,000,000 (-25.33%) | $971,000,000 (-56.48%) | $2,231,000,000 (-41.18%) | $3,793,000,000 (168.44%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $1,924,000,000 (-13.26%) | $2,218,000,000 (-37.66%) | $3,558,000,000 (-29.60%) | $5,054,000,000 (70.57%) |
Invested Capital | $200,664,000,000 (-4.59%) | $210,314,000,000 (1.89%) | $206,416,000,000 (6.36%) | $194,081,000,000 (1.78%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $191,836,000,000 (-2.32%) | $196,392,000,000 (2.38%) | $191,826,000,000 (5.33%) | $182,114,000,000 (-0.03%) |
Market Capitalization | $10,972,779,372 (4.18%) | $10,532,933,393 (44.25%) | $7,301,916,705 (-55.73%) | $16,494,198,840 (23.72%) |
Average Equity | $14,034,000,000 (4.93%) | $13,375,250,000 (-2.17%) | $13,672,500,000 (-17.75%) | $16,623,500,000 (18.37%) |
Average Assets | $192,556,250,000 (-1.94%) | $196,375,500,000 (4.67%) | $187,616,500,000 (3.71%) | $180,911,750,000 (-1.41%) |
Invested Capital Average | $202,401,250,000 (-3.38%) | $209,483,250,000 (2.14%) | $205,093,750,000 (9.73%) | $186,900,500,000 (-6.49%) |
Shares | 304,714,784 (1.02%) | 301,630,395 (1.00%) | 298,646,900 (-13.80%) | 346,444,000 (-7.33%) |
