Terms of Use

Last updated: June 30, 2024

Agreement between User and stocksift.com

Welcome to stocksift.com. The stocksift.com website (the "Site") is comprised of various web pages operated by Stocksift LLC (referred to as either "the Company", "We", "Us", "Our", or "Stocksift"). stocksift.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of stocksift.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

The Terms applies to your access to the website, mobile app, widgets, APIs, emails, and other online products and services (collectively, the "Services") provided by the Site.

stocksift.com is a financial platform subscription service.

Stocksift is a financial platform that provides trading tools for retail traders to screen and analyze end-of-day market data for thousands of stocks.

Privacy

Your use of stocksift.com is subject to Stocksift's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Disclaimers

  1. Disclaimer for Stocksift LLC: Stocksift LLC is not a registered investment advisor, legal advisor, tax advisor, financial advisor, or a broker/dealer. All investment/financial opinions expressed on our Website (stocksift.com) by Us or our users are personal opinions and not meant as investment advice or financial advice and must be used for informational purposes only.

  2. Financial Data Disclaimer: Stocksift sources it's financial data from a third-party provider, therefore, We (Stocksift LLC) make no claims or guarantees that the financial data displayed on our website (www.stocksift.com) is accurate or without error.

  3. Artificial Intelligence (AI) Disclaimer: The recommendations and strategies provided by AI Stock Trader and AI Financial Analyst are generated by an artificial intelligence tool for educational purposes only. This tool is not a licensed financial advisor and does not offer personalized financial advice. Users should conduct their own research or consult with a licensed financial advisor before making any investment decisions. The creators of AI Stock Trader and AI Financial Analyst (Stocksift LLC and it's developers) are not responsible for any investment actions taken based on the information provided by this tool.

  4. Not Financial Advice: The information contained on this Website is not intended as, and shall not be understood or construed as, financial advice. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a financial professional to address your particular information. Stocksift LLC expressly recommends that you seek advice from a professional.

  5. Do Your Own Research: The content on our Website must be used for informational purposes only. It is very important to do your own research and analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

  6. Past Performance Does not Necessarily Predict Future Results: Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money. You are responsible for all the risks and financial resources you use. You should not engage in trading or investing unless you fully understand the nature of the transactions you are entering into and the extent of your exposure to loss. If you do not fully understand these risks you must seek independent advice from your financial advisor.

Learn more about our disclaimers.

Electronic Communications

Visiting stocksift.com or sending emails to Stocksift constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Stocksift is not responsible for third party access to your account that results from theft or misappropriation of your account. Stocksift and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

Children Under Thirteen

Stocksift does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use stocksift.com only with permission of a parent or guardian.

Paid Services and Payment Information

There are no fees for the use of many aspects of the Services. However, some services may be available for purchase ("Paid Services"). In addition to these Terms, by purchasing or using Paid Services, you further agree that all purchases and subscription plans are nonrefundable and are sold "As Is".

Stocksift may change the fees or benefits associated with the Paid Services from time to time with reasonable advance notice of material changes; provided, however, that no advance notice will be required for temporary promotions, including temporary reductions in the fees associated with the Paid Services.

You may submit your debit card, credit card, or other payment information ("Payment Information") via our Services to purchase the Paid Services. We use third-party service providers to process your Payment Information. If you submit your Payment Information, you agree to pay all costs that you incur, and you give us permission to charge you when payment is due for an amount that includes these costs and any applicable taxes and fees.

Paid Goods

You may purchase virtual tokens or items ("Goods") offered for sale on the Service. All Goods purchased are subject to a one-time payment and are subject to price changes and benefit changes of the Goods at the sole discretion of the Company at any time.

Paid Subscriptions

Some parts of the Services are available only with a paid subscription offered by Stocksift to You (collectively, "Subscriptions").

Depending on the type of Subscription plan you select when purchasing the Subscription, You will be billed in advance on a recurring and periodic basis (such as daily, weekly, monthly or annually).

At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or Stocksift cancels it.

Cancellation/Refund Policy

You may cancel Your Subscription renewal at any time through Your Account Settings page or by contacting Stocksift. You will not receive a refund for the fees You already paid for Your current Subscription period and You will be able to access the Service until the end of Your current Subscription period.

When you cancel your Subscription plan, your account will be downgraded to the free plan at the end of Your current Subscription period.

Except when required by law, paid Subscription fees and Paid Services are non-refundable and sold "As Is". Certain refund requests for Subscriptions may be considered by Stocksift on a case-by-case basis and granted at the sole discretion of Stocksift. Please contact us at support@stocksift.com with any questions.

30-Day Free Trial

Eligibility and Activation

  1. Eligibility: The 30-day free trial ("Trial") is available to new users who have not previously subscribed to our service. We reserve the right to determine your eligibility for the Trial.

  2. Activation: To activate the Trial, you must register for an account and provide a valid payment method. Your payment method will not be charged until the Trial period ends.

Trial Period

  1. Duration: The Trial begins immediately upon account registration and activation, and it lasts for 30 consecutive days.

  2. Usage: During the Trial, you will have access to all features available in the selected subscription plan without charge.

Transition to Paid Subscription

  1. Automatic Conversion: Unless you cancel your subscription before the end of the Trial period, your account will automatically convert to a paid subscription. The payment method provided during registration will be charged the applicable subscription fee.

  2. Cancellation: You may cancel your Trial at any time before the end of the 30-day period to avoid being charged. To cancel, please follow the cancellation procedure outlined in your account settings or contact our support team.

Limitations

  1. One Per Customer: The Trial is limited to one per customer. Subsequent attempts to activate an additional Trial may be denied.

  2. Non-Transferable: The Trial is non-transferable and may not be combined with any other offers or promotions.

Modifications and Termination

  1. Changes to the Trial: We reserve the right to modify or terminate the Trial at any time, without prior notice. Any changes to the Trial will be effective immediately upon posting.

  2. Termination of Access: If we determine that you are violating the terms of the Trial or these Terms of Use, we may terminate your access to the Trial immediately.

By registering for the 30-day free trial, you agree to these terms and the general Terms of Use of our service. If you have any questions or need further assistance, please contact our support team.

Billing

You shall provide the Company with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information.

Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.

Fee/Price Changes

The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.

The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective.

Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.

Promotions

Contests, sweepstakes or other promotions (collectively, "Promotions") may be offered through the Services. Any Promotions made available through the Services may be governed by rules that are separate from these Terms.

If You participate in any Promotions, please review the applicable rules as well as our Privacy policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

DMCA Notice & Takedown Policy and Procedures

The Site qualifies as a "Service Provider" (see definition in 17 U.S.C. § 512(k)(1)) of the Digital Millennium Copyright Act ("DMCA"). Accordingly, the Site is entitled to certain protections from claims of copyright infringement under the DMCA, commonly referred to as the "safe harbor" provisions. We respect the intellectual property of others, and we ask our users to do the same. We observe and comply with the DMCA, and have adopted the following Notice and Takedown Policy and procedures relating to claims of copyright infringement by our users.

Take Down Procedure

The Site implements the following "notification and takedown" procedure upon receipt of any notification of claimed copyright infringement. The Site reserves the right at any time to disable access to, or remove any material or activity accessible on or from any Site or any Materials claimed to be infringing or based on facts or circumstances from which infringing activity is apparent. It is the firm policy of the Site to terminate the account of repeat copyright infringers, when appropriate, and the Site will act expeditiously to remove access to all material that infringes on another's copyright. When Our Designated Copyright Agent receives a valid notice, that complies with the requirements for identifying sites that are infringing according to §512 of the DMCA, the Site will expeditiously remove and/or disable access to the infringing material and shall notify the affected user via email. Then, the affected user may submit a counter-notification to Our Designated Copyright Agent containing a statement made under penalty of perjury that the user has a good faith belief that the material was removed because of misidentification of the material. After Our Designated Copyright Agent receives the counter-notification, the Site will replace the material at issue within 10-14 days after receipt of the counter-notification unless our Designated Copyright Agent receives notice that a court action has been filed by the complaining party seeking an injunction against the infringing activity.

DMCA Notice of Claimed Infringement

If you believe that a copyright that you own or control is being infringed upon, you can notify Stocksift's Designated Copyright Agent by submitting our Copyright Infringement Notice Form or by contacting:

Copyright Agent
Stocksift LLC
4625 Lindell Blvd.
2nd FL, # 2454
St. Louis, MO 63108

Phone: 314-200-5805
Email: copyright@stocksift.com

Please do not send other inquires or information to our Designated Copyright Agent.

You can submit a notification pursuant to the DMCA by providing Our Designated Copyright Agent (identified above) with the following information in writing (See; 17 U.S.C. § 512(c)(3)):

  1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

  2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

  3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;

  4. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;

  5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and,

  6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

DMCA Counter-Notification Procedure

If the Recipient of a Notice of Claimed Infringement ("Notice") believes that the Notice is erroneous or false, and/or that allegedly infringing material has been wrongly removed in accordance with the procedures outlined above, the Recipient is permitted to submit a counter-notification pursuant to the DMCA (See; 17 U.S.C. § 512(g)(2)&(3)). The Recipient can notify Stocksift's Designated Copyright Agent by submitting our Copyright Counter Notice Form or by contacting:

Copyright Agent
Stocksift LLC
4625 Lindell Blvd.
2nd FL, # 2454
St. Louis, MO 63108

Phone: 314-200-5805
Email: copyright@stocksift.com

Please do not send other inquires or information to our Designated Copyright Agent.

The Recipient can submit a counter-notification pursuant to the DMCA by providing Our Designated Copyright Agent (identified above) with the following information in writing (See; 17 U.S.C. § 512(g)(2)&(3))):

  1. A physical or electronic signature of the Recipient;

  2. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;

  3. A statement under penalty of perjury that the Recipient has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled;

  4. The Recipient’s name, address, and telephone number, and a statement that the Recipient consents to the jurisdiction of Federal District Court for the judicial district in which the address is located, or if the Recipient’s address is outside of the United States, for any judicial district in which the service provider may be found, and that the Recipient will accept service of process from the person who submitted the takedown notification under 17 U.S.C. § 512(c)(1)(C), or their agent.

After receiving a DMCA-compliant counter-notification, Our Designated Copyright Agent will forward it to Us, and We will then provide the counter-notification to the claimant who first sent the original Notice identifying the allegedly infringing content.

Thereafter, within ten to fourteen (10-14) days of Our receipt of a counter-notification, We will replace or cease disabling access to the disputed material provided that We or Our Designated Copyright Agent have not received notice that the original claimant has filed an action seeking a court order to restrain the Recipient from engaging in infringing activity relating to the material on the Site.

Abuse Notice:

Abuse of the DMCA Notice procedures above, or misrepresenting facts in a DMCA Notice or Counter-notification, can result in legal liability for damages, court costs and attorneys fees under federal law. See; 17 U.S.C. § 512(f). Our Notice and Takedown Procedures only apply to claims of copyright infringement by the copyright holders and/or their representative agents; not to any other kind of abuse, infringement, legal claims (i.e. non-copyright issues such as trademark, defamation or privacy) or violations of community guidelines, terms of use, etc. Note that We will investigate and take action against anyone abusing the DMCA notification or counter-notification procedure. There are legal sanctions that can apply for certain knowing and material misrepresentations in DMCA notices. Please ensure that you meet all of the legal qualifications and requirements before You submit a DMCA Notice or Counter-notification to our Designated Copyright Agent.

Links to Third Party Sites/Third Party Services

stocksift.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Stocksift and Stocksift is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Stocksift is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Stocksift of the site or any association with its operators.

Certain services made available via stocksift.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the stocksift.com domain, you hereby acknowledge and consent that Stocksift may share such information and data with any third party with whom Stocksift has a contractual relationship to provide the requested product, service or functionality on behalf of stocksift.com users and customers.

Your Right to Post Content

Content refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content. Our Service allows You to post Content. You are responsible for the Content that You post to the Service, including its legality, reliability, and appropriateness.

By posting Content to the Service, You grant Us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service. You retain any and all of Your rights to any Content You submit, post or display on or through the Service and You are responsible for protecting those rights. You agree that this license includes the right for Us to make Your Content available to other users of the Service, who may also use Your Content subject to these Terms.

You represent and warrant that: (i) the Content is Yours (You own it) or You have the right to use it and grant Us the rights and license as provided in these Terms, and (ii) the posting of Your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.

Your Content is also subject to Stocksift's Content Policy.

Content Restrictions

The Company is not responsible for the content of the Service's users. You expressly understand and agree that You are solely responsible for the Content and for all activity that occurs under your account, whether done so by You or any third person using Your account.

You may not transmit any Content that is unlawful, offensive, upsetting, intended to disgust, threatening, libelous, defamatory, obscene or otherwise objectionable. Examples of such objectionable Content include, but are not limited to, the following:

  • Unlawful or promoting unlawful activity.

  • Defamatory, discriminatory, or mean-spirited content, including references or commentary about religion, race, sexual orientation, gender, national/ethnic origin, or other targeted groups.

  • Spam, machine – or randomly – generated, constituting unauthorized or unsolicited advertising, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling.

  • Containing or installing any viruses, worms, malware, trojan horses, or other content that is designed or intended to disrupt, damage, or limit the functioning of any software, hardware or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of a third person.

  • Infringing on any proprietary rights of any party, including patent, trademark, trade secret, copyright, right of publicity or other rights.

  • Impersonating any person or entity including the Company and its employees or representatives.

  • Violating the privacy of any third person.

  • False information and features.

The Company reserves the right, but not the obligation, to, in its sole discretion, determine whether or not any Content is appropriate and complies with this Terms, refuse or remove this Content. The Company further reserves the right to make formatting and edits and change the manner any Content. The Company can also limit or revoke the use of the Service if You post such objectionable Content. As the Company cannot control all content posted by users and/or third parties on the Service, you agree to use the Service at your own risk. You understand that by using the Service You may be exposed to content that You may find offensive, indecent, incorrect or objectionable, and You agree that under no circumstances will the Company be liable in any way for any content, including any errors or omissions in any content, or any loss or damage of any kind incurred as a result of your use of any content.

Content Backups

Although regular backups of Content are performed, the Company does not guarantee there will be no loss or corruption of data.

Corrupt or invalid backup points may be caused by, without limitation, Content that is corrupted prior to being backed up or that changes during the time a backup is performed.

The Company will provide support and attempt to troubleshoot any known or discovered issues that may affect the backups of Content. But You acknowledge that the Company has no liability related to the integrity of Content or the failure to successfully restore Content to a usable state.

Although regular backups of Content are performed, the Company does not guarantee there will be no loss or corruption of data.

You agree to maintain a complete and accurate copy of any Content in a location independent of the Service.

You are granted a non-exclusive, non-transferable, revocable license to access and use stocksift.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to Stocksift that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Stocksift or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Stocksift content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Stocksift and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Stocksift or our licensors except as expressly authorized by these Terms.

Use of Communication Services

The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.

Stocksift has no obligation to monitor the Communication Services. However, Stocksift reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Stocksift reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Stocksift reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Stocksift's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Stocksift does not control or endorse the content, messages or information found in any Communication Service and, therefore, Stocksift specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Stocksift spokespersons, and their views do not necessarily reflect those of Stocksift.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.

Materials Provided to stocksift.com or Posted on Any Stocksift Web Page

Stocksift does not claim ownership of the materials you provide to stocksift.com (including feedback and suggestions) or post, upload, input or submit to any Stocksift Site or our associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Stocksift, our affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Stocksift is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Stocksift's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Your Feedback to Us

Feedback refers to innovations or suggestions sent by You regarding the attributes, performance or features of our Service. You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback without restriction.

Third Party Accounts

You will be able to connect your Stocksift account to third party accounts. By connecting your Stocksift account to your third party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third party sites). If you do not want information about you to be shared in this manner, do not use this feature.

International Users

The Service is controlled, operated and administered by Stocksift from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Stocksift Content accessed through stocksift.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Translation Interpretation

These Terms may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.

Indemnification

You agree to indemnify, defend and hold harmless Stocksift, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Stocksift reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Stocksift in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Stocksift agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. STOCKSIFT LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

STOCKSIFT LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. STOCKSIFT LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STOCKSIFT LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF STOCKSIFT LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

Stocksift reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Missouri and you hereby consent to the exclusive jurisdiction and venue of courts in Missouri in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Stocksift as a result of this agreement or use of the Site. Stocksift's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Stocksift's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Stocksift with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Stocksift with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Stocksift with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms

Stocksift reserves the right, in its sole discretion, to change the Terms under which stocksift.com is offered. The most current version of the Terms will supersede all previous versions. Stocksift encourages you to periodically review the Terms to stay informed of our updates.

Contact Us

Stocksift welcomes your questions or comments regarding the Terms:

Stocksift LLC
4625 Lindell Blvd.
2nd FL, # 2454
St. Louis, MO 63108

Email Address:

support@stocksift.com

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