AX: Axos Financial Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Axos Financial Inc (AX).
$4.29B Market Cap.
AX Market Cap. (MRY)
AX Shares Outstanding (MRY)
AX Assets (MRY)
Total Assets
$24.78B
Total Liabilities
$22.10B
Total Investments
$21.19B
AX Income (MRY)
Revenue
$1.20B
Net Income
$432.91M
Operating Expense
$589.70M
AX Cash Flow (MRY)
CF Operations
$490.33M
CF Investing
-$1.84B
CF Financing
$1.34B
AX Balance Sheet (MRY)
Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
Total Assets | $24,783,078,000 (8.43%) | $22,855,334,000 (12.32%) | $20,348,469,000 (16.94%) | $17,401,165,000 (21.98%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $134,502,000 (-5.13%) | $141,769,000 (-6.82%) | $152,149,000 (-2.72%) | $156,405,000 (34.86%) |
Shareholders Equity | $2,680,677,000 (17.03%) | $2,290,596,000 (19.48%) | $1,917,159,000 (16.69%) | $1,642,973,000 (17.28%) |
Property Plant & Equipment Net | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Cash & Equivalents | $2,176,354,000 (-0.43%) | $2,185,776,000 (-8.24%) | $2,382,086,000 (51.27%) | $1,574,699,000 (51.74%) |
Accumulated Other Comprehensive Income | $348,000 (114.11%) | -$2,466,000 (62.69%) | -$6,610,000 (-125.37%) | -$2,933,000 (-216.99%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $21,188,660,000 (8.99%) | $19,440,712,000 (15.99%) | $16,760,768,000 (16.46%) | $14,391,616,000 (23.36%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $252,720,000 (5.29%) | $240,028,000 (-35.83%) | $374,074,000 (-10.38%) | $417,417,000 (12.87%) |
Trade & Non-Trade Payables | $760,761,000 (6.30%) | $715,665,000 (2.74%) | $696,591,000 (-10.07%) | $774,626,000 (3.98%) |
Accumulated Retained Earnings (Deficit) | $2,618,525,000 (19.81%) | $2,185,617,000 (25.93%) | $1,735,609,000 (21.50%) | $1,428,444,000 (20.27%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $372,671,000 (-10.35%) | $415,679,000 (-7.99%) | $451,779,000 (-19.72%) | $562,744,000 (-2.11%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $22,102,401,000 (7.48%) | $20,564,738,000 (11.58%) | $18,431,310,000 (16.96%) | $15,758,192,000 (22.49%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
AX Income Statement (MRY)
Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
Revenues | $1,203,093,000 (4.47%) | $1,151,589,000 (30.96%) | $879,359,000 (26.20%) | $696,771,000 (12.34%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $516,056,000 (14.62%) | $450,216,000 (13.90%) | $395,261,000 (29.51%) | $305,209,000 (13.62%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $589,698,000 (14.26%) | $516,108,000 (15.30%) | $447,615,000 (25.45%) | $356,812,000 (13.45%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $180,487,000 (-2.69%) | $185,473,000 (48.88%) | $124,579,000 (25.53%) | $99,243,000 (10.23%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $432,908,000 (-3.80%) | $450,008,000 (46.50%) | $307,165,000 (27.60%) | $240,716,000 (11.59%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $432,908,000 (-3.80%) | $450,008,000 (46.50%) | $307,165,000 (27.60%) | $240,716,000 (11.69%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $432,908,000 (-3.80%) | $450,008,000 (46.50%) | $307,165,000 (27.60%) | $240,716,000 (11.69%) |
Weighted Average Shares | $56,373,090 (-1.04%) | $56,967,483 (-3.63%) | $59,112,591 (-0.92%) | $59,663,388 (0.72%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | $613,395,000 (-3.48%) | $635,481,000 (47.19%) | $431,744,000 (27.00%) | $339,959,000 (11.26%) |
Gross Profit | $1,203,093,000 (4.47%) | $1,151,589,000 (30.96%) | $879,359,000 (26.20%) | $696,771,000 (12.34%) |
Operating Income | $613,395,000 (-3.48%) | $635,481,000 (47.19%) | $431,744,000 (27.00%) | $339,959,000 (11.19%) |
AX Cash Flow Statement (MRY)
Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$1,841,067,000 (28.90%) | -$2,589,280,000 (-7.93%) | -$2,399,098,000 (13.80%) | -$2,783,024,000 (-221.08%) |
Net Cash Flow from Financing | $1,341,314,000 (-35.75%) | $2,087,493,000 (-30.64%) | $3,009,779,000 (-3.01%) | $3,103,324,000 (776.76%) |
Net Cash Flow from Operations | $490,331,000 (60.51%) | $305,477,000 (55.30%) | $196,706,000 (-9.19%) | $216,622,000 (-47.50%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$9,422,000 (95.20%) | -$196,310,000 (-124.31%) | $807,387,000 (50.37%) | $536,922,000 (158.83%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | -$5,531,000 (89.87%) | -$54,597,000 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$1,689,064,000 (33.97%) | -$2,558,076,000 (-7.92%) | -$2,370,297,000 (12.71%) | -$2,715,577,000 (-216.53%) |
Capital Expenditure | -$54,213,000 (-50.75%) | -$35,961,000 (-19.02%) | -$30,215,000 (-40.51%) | -$21,504,000 (-106.04%) |
Issuance (Repayment) of Debt Securities | -$43,169,000 (-19.46%) | -$36,138,000 (67.68%) | -$111,800,000 (-772.07%) | -$12,820,000 (-113.49%) |
Issuance (Purchase) of Equity Shares | -$85,843,000 (23.68%) | -$112,478,000 (-104.11%) | -$55,107,000 (0%) | $0 (0%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $41,971,000 (19.26%) | $35,194,000 (34.84%) | $26,100,000 (22.87%) | $21,242,000 (2.69%) |
Depreciation Amortization & Accretion | $29,019,000 (7.14%) | $27,086,000 (15.82%) | $23,387,000 (-4.92%) | $24,596,000 (1.96%) |
AX Financial Metrics (MRY)
Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 36.00% (-7.93%) | 39.10% (12.03%) | 34.90% (1.16%) | 34.50% (-0.58%) |
EBITDA Margin | 53.40% (-7.13%) | 57.50% (11.00%) | 51.80% (-0.96%) | 52.30% (-1.69%) |
Return on Average Equity (ROAE) | 17.00% (-19.43%) | 21.10% (24.85%) | 16.90% (9.03%) | 15.50% (-5.49%) |
Return on Average Assets (ROAA) | 1.80% (-10.00%) | 2.00% (25.00%) | 1.60% (6.67%) | 1.50% (0.00%) |
Return on Sales (ROS) | 51.00% (-7.61%) | 55.20% (12.42%) | 49.10% (0.61%) | 48.80% (-1.01%) |
Return on Invested Capital (ROIC) | 2.80% (-12.50%) | 3.20% (28.00%) | 2.50% (8.70%) | 2.30% (0.00%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% (0%) |
Price to Earnings Ratio (P/E) | 9.99 (36.73%) | 7.31 (-4.57%) | 7.66 (-13.70%) | 8.87 (-30.37%) |
Price to Sales Ratio (P/S) | 3.56 (26.03%) | 2.83 (6.64%) | 2.65 (-13.65%) | 3.07 (-30.72%) |
Price to Book Ratio (P/B) | 1.6 (12.53%) | 1.42 (16.86%) | 1.22 (-6.61%) | 1.3 (-33.64%) |
Debt to Equity Ratio (D/E) | 8.24 (-8.16%) | 8.98 (-6.62%) | 9.61 (0.24%) | 9.59 (4.44%) |
Earnings Per Share (EPS) | 7.61 (-2.69%) | 7.82 (51.84%) | 5.15 (27.48%) | 4.04 (10.99%) |
Sales Per Share (SPS) | 21.34 (5.58%) | 20.21 (35.89%) | 14.88 (27.38%) | 11.68 (11.54%) |
Free Cash Flow Per Share (FCFPS) | 7.74 (63.52%) | 4.73 (67.94%) | 2.82 (-13.85%) | 3.27 (-51.83%) |
Book Value Per Share (BVPS) | 47.55 (18.26%) | 40.21 (23.98%) | 32.43 (17.78%) | 27.54 (16.44%) |
Tangible Assets Book Value Per Share (TABVPS) | 437.24 (9.66%) | 398.71 (16.70%) | 341.66 (18.21%) | 289.03 (21.01%) |
Enterprise Value Over EBIT (EV/EBIT) | 4 (100.00%) | 2 (100.00%) | 1 (-75.00%) | 4 (-33.33%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 3.84 (91.19%) | 2.01 (263.11%) | 0.55 (-85.84%) | 3.91 (-30.14%) |
Asset Turnover | 0.05 (-3.85%) | 0.05 (13.04%) | 0.05 (4.55%) | 0.04 (0.00%) |
Current Ratio | - | - | - | - |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $436,118,000 (61.82%) | $269,516,000 (61.88%) | $166,491,000 (-14.67%) | $195,118,000 (-51.48%) |
Enterprise Value (EV) | $2,466,342,764 (85.42%) | $1,330,169,653 (428.88%) | $251,506,589 (-82.34%) | $1,423,800,460 (-22.76%) |
Earnings Before Tax (EBT) | $613,395,000 (-3.48%) | $635,481,000 (47.19%) | $431,744,000 (27.00%) | $339,959,000 (11.26%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $642,414,000 (-3.04%) | $662,567,000 (45.58%) | $455,131,000 (24.85%) | $364,555,000 (10.58%) |
Invested Capital | $22,844,893,000 (9.08%) | $20,943,468,000 (14.66%) | $18,266,013,000 (12.53%) | $16,232,805,000 (18.60%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $24,648,576,000 (8.52%) | $22,713,565,000 (12.46%) | $20,196,320,000 (17.12%) | $17,244,760,000 (21.87%) |
Market Capitalization | $4,286,609,764 (31.67%) | $3,255,691,653 (39.65%) | $2,331,400,589 (9.00%) | $2,138,932,460 (-22.17%) |
Average Equity | $2,553,066,750 (19.56%) | $2,135,330,250 (17.81%) | $1,812,448,500 (16.74%) | $1,552,584,000 (17.82%) |
Average Assets | $24,010,684,500 (9.21%) | $21,986,609,250 (13.80%) | $19,319,765,750 (20.87%) | $15,984,203,000 (12.43%) |
Invested Capital Average | $21,804,114,750 (8.40%) | $20,114,921,750 (15.00%) | $17,491,401,250 (16.59%) | $15,002,702,750 (11.64%) |
Shares | 56,373,090 (-1.04%) | 56,967,483 (-3.63%) | 59,112,591 (-0.92%) | 59,663,388 (0.72%) |
