CFSB: Cfsb Bancorp Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Cfsb Bancorp Inc (CFSB).
$43.58M Market Cap.
CFSB Market Cap. (MRY)
CFSB Shares Outstanding (MRY)
CFSB Assets (MRY)
Total Assets
$363.44M
Total Liabilities
$287.39M
Total Investments
$318.25M
CFSB Income (MRY)
Revenue
$7.69M
Net Income
$33.00K
Operating Expense
$7.70M
CFSB Cash Flow (MRY)
CF Operations
$404.00K
CF Investing
$5.70M
CF Financing
$13.99M
CFSB Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $363,439,000 (4.14%) | $349,007,000 (-4.69%) | $366,183,000 (8.07%) | $338,854,000 (1.77%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $76,050,000 (0.21%) | $75,889,000 (2.21%) | $74,250,000 (52.64%) | $48,645,000 (2.96%) |
Property Plant & Equipment Net | $4,106,000 (-5.96%) | $4,366,000 (30.95%) | $3,334,000 (-3.61%) | $3,459,000 (-1.62%) |
Cash & Equivalents | $26,959,000 (292.93%) | $6,861,000 (-78.33%) | $31,667,000 (-23.98%) | $41,658,000 (8.64%) |
Accumulated Other Comprehensive Income | -$1,000 (66.67%) | -$3,000 (0%) | $0 (0%) | $17,000 (70.00%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $318,249,000 (-1.88%) | $324,340,000 (1.92%) | $318,222,000 (12.73%) | $282,294,000 (0.83%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $50,226,000 (-0.38%) | $50,416,000 (2.95%) | $48,970,000 (0.70%) | $48,628,000 (2.93%) |
Tax Assets | $1,245,000 (15.38%) | $1,079,000 (0.00%) | $1,079,000 (62.26%) | $665,000 (-9.15%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $11,227,000 (142.12%) | $4,637,000 (0%) | $0 (0%) | $918,000 (-75.33%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $287,389,000 (5.23%) | $273,118,000 (-6.44%) | $291,933,000 (0.59%) | $290,209,000 (1.57%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
CFSB Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $7,692,000 (-18.31%) | $9,416,000 (6.12%) | $8,873,000 (11.07%) | $7,989,000 (-3.20%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $7,565,000 (0.03%) | $7,563,000 (10.59%) | $6,839,000 (9.14%) | $6,266,000 (0.34%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $7,698,000 (0.38%) | $7,669,000 (-9.60%) | $8,483,000 (33.57%) | $6,351,000 (1.58%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | -$39,000 (-112.96%) | $301,000 (678.85%) | -$52,000 (-121.14%) | $246,000 (-11.51%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $33,000 (-97.72%) | $1,446,000 (227.15%) | $442,000 (-68.25%) | $1,392,000 (-19.21%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $33,000 (-97.72%) | $1,446,000 (227.15%) | $442,000 (-68.25%) | $1,392,000 (-19.21%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $33,000 (-97.72%) | $1,446,000 (227.15%) | $442,000 (-68.25%) | $1,392,000 (-19.21%) |
Weighted Average Shares | $6,291,529 (0.25%) | $6,275,819 (6.61%) | $5,886,929 (-10.44%) | $6,573,431 |
Weighted Average Shares Diluted | $6,291,529 (0.25%) | $6,275,874 (6.61%) | $5,886,929 | - |
Earning Before Interest & Taxes (EBIT) | -$6,000 (-100.34%) | $1,747,000 (347.95%) | $390,000 (-76.19%) | $1,638,000 (-18.14%) |
Gross Profit | $7,692,000 (-18.31%) | $9,416,000 (6.12%) | $8,873,000 (11.07%) | $7,989,000 (-3.20%) |
Operating Income | -$6,000 (-100.34%) | $1,747,000 (347.95%) | $390,000 (-76.19%) | $1,638,000 (-18.14%) |
CFSB Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | $5,703,000 (182.94%) | -$6,876,000 (81.05%) | -$36,287,000 (-1099.17%) | -$3,026,000 (0.23%) |
Net Cash Flow from Financing | $13,991,000 (170.01%) | -$19,983,000 (-178.70%) | $25,392,000 (487.10%) | $4,325,000 (-80.64%) |
Net Cash Flow from Operations | $404,000 (-80.32%) | $2,053,000 (8.97%) | $1,884,000 (-6.50%) | $2,015,000 (-11.04%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $20,098,000 (181.02%) | -$24,806,000 (-175.29%) | -$9,011,000 (-371.91%) | $3,314,000 (-84.64%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $5,774,000 (187.99%) | -$6,562,000 (81.53%) | -$35,522,000 (-1162.78%) | -$2,813,000 (-18.39%) |
Capital Expenditure | -$71,000 (77.39%) | -$314,000 (-141.54%) | -$130,000 (38.97%) | -$213,000 (67.58%) |
Issuance (Repayment) of Debt Securities | $6,675,000 (81.63%) | $3,675,000 (500.33%) | -$918,000 (67.25%) | -$2,803,000 (29.89%) |
Issuance (Purchase) of Equity Shares | -$78,000 (0%) | $0 (0%) | $23,926,000 (0%) | $0 (0%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $427,000 (117.86%) | $196,000 (284.31%) | $51,000 (0%) | $0 (0%) |
Depreciation Amortization & Accretion | $565,000 (-15.92%) | $672,000 (-19.62%) | $836,000 (17.09%) | $714,000 (11.91%) |
CFSB Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 0.40% (-97.40%) | 15.40% (208.00%) | 5.00% (-71.26%) | 17.40% (-16.75%) |
EBITDA Margin | 7.30% (-71.60%) | 25.70% (86.23%) | 13.80% (-53.06%) | 29.40% (-8.13%) |
Return on Average Equity (ROAE) | 0% (0%) | 1.90% (171.43%) | 0.70% (-75.86%) | 2.90% |
Return on Average Assets (ROAA) | 0% (0%) | 0.40% (300.00%) | 0.10% (-75.00%) | 0.40% |
Return on Sales (ROS) | -0.10% (-100.54%) | 18.60% (322.73%) | 4.40% (-78.54%) | 20.50% (-15.29%) |
Return on Invested Capital (ROIC) | 0% (0%) | 0.50% (400.00%) | 0.10% (-80.00%) | 0.50% |
Dividend Yield | 0% (0%) | 0% (0%) | 0% | - |
Price to Earnings Ratio (P/E) | 657 (1791.25%) | 34.74 (-69.82%) | 115.13 | - |
Price to Sales Ratio (P/S) | 5.37 (0.92%) | 5.33 (-12.86%) | 6.11 | - |
Price to Book Ratio (P/B) | 0.57 (-17.91%) | 0.7 (-13.72%) | 0.81 | - |
Debt to Equity Ratio (D/E) | 3.78 (5.00%) | 3.6 (-8.47%) | 3.93 (-34.09%) | 5.97 (-1.34%) |
Earnings Per Share (EPS) | 0.01 (-95.65%) | 0.23 (187.50%) | 0.08 | - |
Sales Per Share (SPS) | 1.22 (-18.47%) | 1.5 (-0.46%) | 1.51 (24.03%) | 1.22 |
Free Cash Flow Per Share (FCFPS) | 0.05 (-80.87%) | 0.28 (-7.05%) | 0.3 (8.76%) | 0.27 |
Book Value Per Share (BVPS) | 12.09 (-0.03%) | 12.09 (-4.13%) | 12.61 (70.45%) | 7.4 |
Tangible Assets Book Value Per Share (TABVPS) | 57.77 (3.88%) | 55.61 (-10.60%) | 62.2 (20.67%) | 51.55 |
Enterprise Value Over EBIT (EV/EBIT) | -5,527 (-19839.29%) | 28 (-50.00%) | 56 | - |
Enterprise Value Over EBITDA (EV/EBITDA) | 59.32 (195.04%) | 20.11 (12.38%) | 17.89 | - |
Asset Turnover | 0.02 (-18.52%) | 0.03 (8.00%) | 0.03 (4.17%) | 0.02 |
Current Ratio | - | - | - | - |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $333,000 (-80.85%) | $1,739,000 (-0.86%) | $1,754,000 (-2.66%) | $1,802,000 (12.06%) |
Enterprise Value (EV) | $33,160,458 (-31.82%) | $48,635,810 (121.73%) | $21,934,323 | - |
Earnings Before Tax (EBT) | -$6,000 (-100.34%) | $1,747,000 (347.95%) | $390,000 (-76.19%) | $1,638,000 (-18.14%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $559,000 (-76.89%) | $2,419,000 (97.31%) | $1,226,000 (-47.87%) | $2,352,000 (-10.88%) |
Invested Capital | $347,707,000 (0.27%) | $346,783,000 (3.67%) | $334,516,000 (12.21%) | $298,114,000 (-0.08%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $363,439,000 (4.14%) | $349,007,000 (-4.69%) | $366,183,000 (8.07%) | $338,854,000 (1.77%) |
Market Capitalization | $43,576,458 (-17.77%) | $52,994,810 (-11.77%) | $60,064,323 | - |
Average Equity | $75,901,000 (0.61%) | $75,439,750 (22.49%) | $61,589,000 (28.46%) | $47,945,500 |
Average Assets | $356,687,250 (0.58%) | $354,614,500 (-0.62%) | $356,813,000 (6.22%) | $335,910,000 |
Invested Capital Average | $350,742,500 (1.11%) | $346,896,500 (9.20%) | $317,675,500 (6.52%) | $298,228,500 |
Shares | 6,632,642 (0.00%) | 6,632,642 (1.70%) | 6,521,642 (-0.79%) | 6,573,431 |
