FCF: First Commonwealth Financial Corp Financial Statements
Balance sheet, income statement, and cash flow statements for First Commonwealth Financial Corp (FCF).
$1.72B Market Cap.
FCF Market Cap. (MRY)
FCF Shares Outstanding (MRY)
FCF Assets (MRY)
Total Assets
$11.58B
Total Liabilities
$10.18B
Total Investments
$10.50B
FCF Income (MRY)
Revenue
$448.95M
Net Income
$142.57M
Operating Expense
$270.38M
FCF Cash Flow (MRY)
CF Operations
$129.46M
CF Investing
-$121.72M
CF Financing
-$21.32M
FCF Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $11,584,936,000 (1.09%) | $11,459,488,000 (16.87%) | $9,805,666,000 (2.73%) | $9,545,093,000 (5.26%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $383,352,000 (-0.82%) | $386,535,000 (23.68%) | $312,533,000 (-0.63%) | $314,516,000 (-0.73%) |
Shareholders Equity | $1,405,165,000 (6.92%) | $1,314,274,000 (24.92%) | $1,052,074,000 (-5.16%) | $1,109,372,000 (3.81%) |
Property Plant & Equipment Net | $116,108,000 (-4.05%) | $121,015,000 (5.13%) | $115,106,000 (-4.69%) | $120,775,000 (-3.78%) |
Cash & Equivalents | $133,409,000 (-9.24%) | $146,993,000 (-4.70%) | $154,244,000 (-60.99%) | $395,372,000 (10.88%) |
Accumulated Other Comprehensive Income | -$102,514,000 (8.27%) | -$111,756,000 (18.84%) | -$137,692,000 (-1470.39%) | -$8,768,000 (-150.88%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $10,501,055,000 (1.25%) | $10,371,729,000 (17.84%) | $8,801,343,000 (5.27%) | $8,360,820,000 (5.85%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $971,082,000 (10.21%) | $881,112,000 (13.71%) | $774,863,000 (12.09%) | $691,260,000 (15.86%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $343,124,000 (-56.27%) | $784,592,000 (41.64%) | $553,918,000 (72.78%) | $320,584,000 (-8.57%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $10,179,771,000 (0.34%) | $10,145,214,000 (15.90%) | $8,753,592,000 (3.77%) | $8,435,721,000 (5.45%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
FCF Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $448,953,000 (-3.96%) | $467,472,000 (19.92%) | $389,823,000 (0.81%) | $386,674,000 (26.35%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $242,990,000 (3.62%) | $234,512,000 (12.02%) | $209,351,000 (6.76%) | $196,099,000 (2.14%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $270,376,000 (0.17%) | $269,917,000 (17.54%) | $229,638,000 (7.38%) | $213,857,000 (-0.91%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $35,636,000 (-11.99%) | $40,492,000 (26.52%) | $32,004,000 (-7.40%) | $34,560,000 (106.25%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $142,572,000 (-9.23%) | $157,063,000 (22.53%) | $128,181,000 (-7.29%) | $138,257,000 (88.24%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $142,572,000 (-9.23%) | $157,063,000 (22.53%) | $128,181,000 (-7.29%) | $138,257,000 (88.24%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $142,572,000 (-9.23%) | $157,063,000 (22.53%) | $128,181,000 (-7.29%) | $138,257,000 (88.24%) |
Weighted Average Shares | $101,913,111 (0.35%) | $101,556,427 (8.49%) | $93,612,043 (-2.06%) | $95,583,890 (-1.96%) |
Weighted Average Shares Diluted | $102,205,497 (0.38%) | $101,822,201 (8.45%) | $93,887,447 (-2.04%) | $95,840,285 (-1.96%) |
Earning Before Interest & Taxes (EBIT) | $178,208,000 (-9.79%) | $197,555,000 (23.33%) | $160,185,000 (-7.31%) | $172,817,000 (91.59%) |
Gross Profit | $448,953,000 (-3.96%) | $467,472,000 (19.92%) | $389,823,000 (0.81%) | $386,674,000 (26.35%) |
Operating Income | $178,577,000 (-9.61%) | $197,555,000 (23.33%) | $160,185,000 (-7.31%) | $172,817,000 (91.59%) |
FCF Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$121,723,000 (78.80%) | -$574,273,000 (2.47%) | -$588,788,000 (-4.15%) | -$565,305,000 (-17.01%) |
Net Cash Flow from Financing | -$21,324,000 (-105.12%) | $416,263,000 (112.11%) | $196,247,000 (-55.30%) | $439,050,000 (-28.28%) |
Net Cash Flow from Operations | $129,463,000 (-14.13%) | $150,759,000 (-0.43%) | $151,413,000 (-8.26%) | $165,046,000 (56.15%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$13,584,000 (-87.34%) | -$7,251,000 (96.99%) | -$241,128,000 (-721.61%) | $38,791,000 (-83.47%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $14,492,000 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$117,623,000 (79.52%) | -$574,290,000 (2.91%) | -$591,527,000 (-3.81%) | -$569,821,000 (-18.10%) |
Capital Expenditure | -$15,546,000 (29.45%) | -$22,034,000 (-96.61%) | -$11,207,000 (-5.34%) | -$10,639,000 (-39.71%) |
Issuance (Repayment) of Debt Securities | -$442,032,000 (-964.42%) | $51,136,000 (-78.07%) | $233,171,000 (871.91%) | -$30,207,000 (64.70%) |
Issuance (Purchase) of Equity Shares | -$12,426,000 (15.58%) | -$14,720,000 (4.12%) | -$15,353,000 (50.60%) | -$31,079,000 (-50.26%) |
Payment of Dividends & Other Cash Distributions | -$52,602,000 (-3.52%) | -$50,814,000 (-13.99%) | -$44,578,000 (-2.22%) | -$43,611,000 (-1.46%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Depreciation Amortization & Accretion | $5,688,000 (38.60%) | $4,104,000 (-61.11%) | $10,552,000 (-7.78%) | $11,442,000 (-1.81%) |
FCF Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 31.80% (-5.36%) | 33.60% (2.13%) | 32.90% (-8.10%) | 35.80% (49.17%) |
EBITDA Margin | 41.00% (-4.87%) | 43.10% (-1.60%) | 43.80% (-8.18%) | 47.70% (43.24%) |
Return on Average Equity (ROAE) | 10.40% (-16.80%) | 12.50% (2.46%) | 12.20% (-2.40%) | 12.50% (81.16%) |
Return on Average Assets (ROAA) | 1.20% (-14.29%) | 1.40% (7.69%) | 1.30% (-13.33%) | 1.50% (87.50%) |
Return on Sales (ROS) | 39.70% (-6.15%) | 42.30% (2.92%) | 41.10% (-8.05%) | 44.70% (51.53%) |
Return on Invested Capital (ROIC) | 1.50% (-16.67%) | 1.80% (5.88%) | 1.70% (-10.53%) | 1.90% (90.00%) |
Dividend Yield | 3.00% (-6.25%) | 3.20% (-5.88%) | 3.40% (21.43%) | 2.80% (-30.00%) |
Price to Earnings Ratio (P/E) | 12.09 (21.33%) | 9.96 (-2.31%) | 10.2 (-8.11%) | 11.1 (-23.93%) |
Price to Sales Ratio (P/S) | 3.84 (14.52%) | 3.35 (-0.03%) | 3.35 (-15.64%) | 3.98 (14.12%) |
Price to Book Ratio (P/B) | 1.23 (2.17%) | 1.2 (-3.23%) | 1.24 (-9.95%) | 1.38 (39.94%) |
Debt to Equity Ratio (D/E) | 7.25 (-6.14%) | 7.72 (-7.22%) | 8.32 (9.42%) | 7.6 (1.58%) |
Earnings Per Share (EPS) | 1.4 (-9.68%) | 1.55 (13.14%) | 1.37 (-5.52%) | 1.45 (93.33%) |
Sales Per Share (SPS) | 4.41 (-4.30%) | 4.6 (10.54%) | 4.16 (2.94%) | 4.04 (28.86%) |
Free Cash Flow Per Share (FCFPS) | 1.12 (-11.83%) | 1.27 (-15.35%) | 1.5 (-7.24%) | 1.61 (60.54%) |
Book Value Per Share (BVPS) | 13.79 (6.55%) | 12.94 (15.14%) | 11.24 (-3.16%) | 11.61 (5.89%) |
Tangible Assets Book Value Per Share (TABVPS) | 109.91 (0.81%) | 109.03 (7.52%) | 101.41 (5.01%) | 96.57 (7.59%) |
Enterprise Value Over EBIT (EV/EBIT) | 10 (0.00%) | 10 (11.11%) | 9 (0.00%) | 9 (-18.18%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 9.87 (1.00%) | 9.77 (18.91%) | 8.22 (1.42%) | 8.1 (-19.67%) |
Asset Turnover | 0.04 (-7.32%) | 0.04 (2.50%) | 0.04 (-2.44%) | 0.04 (20.59%) |
Current Ratio | - | - | - | - |
Dividends | $0.52 (4.04%) | $0.49 (4.21%) | $0.47 (4.40%) | $0.46 (3.41%) |
Free Cash Flow (FCF) | $113,917,000 (-11.50%) | $128,725,000 (-8.19%) | $140,206,000 (-9.20%) | $154,407,000 (57.42%) |
Enterprise Value (EV) | $1,814,967,369 (-7.90%) | $1,970,607,618 (40.45%) | $1,403,116,107 (-6.02%) | $1,493,056,280 (45.32%) |
Earnings Before Tax (EBT) | $178,208,000 (-9.79%) | $197,555,000 (23.33%) | $160,185,000 (-7.31%) | $172,817,000 (91.59%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $183,896,000 (-8.81%) | $201,659,000 (18.11%) | $170,737,000 (-7.34%) | $184,259,000 (80.90%) |
Invested Capital | $11,411,299,000 (-2.56%) | $11,710,552,000 (18.37%) | $9,892,807,000 (8.05%) | $9,155,789,000 (4.69%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $11,201,584,000 (1.16%) | $11,072,953,000 (16.64%) | $9,493,133,000 (2.84%) | $9,230,577,000 (5.48%) |
Market Capitalization | $1,722,163,369 (9.23%) | $1,576,600,618 (20.86%) | $1,304,467,107 (-14.60%) | $1,527,457,280 (45.24%) |
Average Equity | $1,377,501,500 (9.93%) | $1,253,059,500 (19.58%) | $1,047,856,500 (-5.09%) | $1,104,031,500 (3.30%) |
Average Assets | $11,722,354,000 (3.48%) | $11,328,458,000 (17.54%) | $9,638,211,750 (1.88%) | $9,460,584,500 (4.43%) |
Invested Capital Average | $11,640,594,250 (3.13%) | $11,287,269,750 (20.33%) | $9,380,500,500 (3.32%) | $9,079,180,500 (3.56%) |
Shares | 101,782,705 (-0.32%) | 102,111,439 (9.35%) | 93,376,314 (-1.64%) | 94,932,087 (-1.25%) |
