GABC: German American Bancorp Inc Financial Statements
Balance sheet, income statement, and cash flow statements for German American Bancorp Inc (GABC).
$1.19B Market Cap.
GABC Market Cap. (MRY)
GABC Shares Outstanding (MRY)
GABC Assets (MRY)
Total Assets
$6.30B
Total Liabilities
$5.58B
Total Investments
$5.62B
GABC Income (MRY)
Revenue
$250.48M
Net Income
$83.81M
Operating Expense
$146.38M
GABC Cash Flow (MRY)
CF Operations
$95.76M
CF Investing
-$82.40M
CF Financing
$60.10M
GABC Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $6,295,910,000 (2.34%) | $6,152,198,000 (-0.06%) | $6,155,991,000 (9.76%) | $5,608,539,000 (12.68%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $183,043,000 (-1.94%) | $186,664,000 (-1.64%) | $189,783,000 (48.73%) | $127,606,000 (-2.55%) |
Shareholders Equity | $715,067,000 (7.76%) | $663,558,000 (18.83%) | $558,393,000 (-16.47%) | $668,459,000 (7.00%) |
Property Plant & Equipment Net | $104,045,000 (-2.56%) | $106,776,000 (-4.87%) | $112,237,000 (26.30%) | $88,863,000 (-8.00%) |
Cash & Equivalents | $188,792,000 (63.70%) | $115,330,000 (-1.75%) | $117,381,000 (-70.42%) | $396,890,000 (14.79%) |
Accumulated Other Comprehensive Income | -$220,464,000 (-1.57%) | -$217,060,000 (17.60%) | -$263,438,000 (-1801.36%) | $15,484,000 (-56.23%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $5,621,268,000 (1.38%) | $5,544,915,000 (0.33%) | $5,526,925,000 (13.22%) | $4,881,595,000 (13.77%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $513,588,000 (11.26%) | $461,622,000 (13.93%) | $405,167,000 (15.64%) | $350,364,000 (21.47%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $210,131,000 (8.35%) | $193,937,000 (-4.84%) | $203,806,000 (33.92%) | $152,183,000 (-21.77%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $5,580,843,000 (1.68%) | $5,488,640,000 (-1.95%) | $5,597,598,000 (13.31%) | $4,940,080,000 (13.49%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
GABC Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $250,476,000 (0.94%) | $248,144,000 (-2.06%) | $253,367,000 (11.72%) | $226,792,000 (18.02%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $109,287,000 (1.06%) | $108,143,000 (-1.49%) | $109,777,000 (18.54%) | $92,607,000 (3.21%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $146,377,000 (1.30%) | $144,497,000 (-6.29%) | $154,191,000 (24.34%) | $124,007,000 (5.88%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $20,288,000 (14.24%) | $17,759,000 (2.35%) | $17,351,000 (-6.96%) | $18,648,000 (45.30%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $83,811,000 (-2.42%) | $85,888,000 (4.97%) | $81,825,000 (-2.75%) | $84,137,000 (35.25%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $83,811,000 (-2.42%) | $85,888,000 (4.97%) | $81,825,000 (-2.75%) | $84,137,000 (35.25%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $83,811,000 (-2.42%) | $85,888,000 (4.97%) | $81,825,000 (-2.75%) | $84,137,000 (35.25%) |
Weighted Average Shares | $29,678,259 (0.35%) | $29,575,451 (0.31%) | $29,485,121 (11.07%) | $26,546,100 (0.20%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | $104,099,000 (0.44%) | $103,647,000 (4.51%) | $99,176,000 (-3.51%) | $102,785,000 (36.97%) |
Gross Profit | $250,476,000 (0.94%) | $248,144,000 (-2.06%) | $253,367,000 (11.72%) | $226,792,000 (18.02%) |
Operating Income | $104,099,000 (0.44%) | $103,647,000 (4.51%) | $99,176,000 (-3.51%) | $102,785,000 (36.97%) |
GABC Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$82,400,000 (-402.33%) | $27,255,000 (212.71%) | -$24,181,000 (96.22%) | -$640,299,000 (-85.02%) |
Net Cash Flow from Financing | $60,098,000 (144.01%) | -$136,540,000 (62.45%) | -$363,666,000 (-161.58%) | $590,597,000 (19.19%) |
Net Cash Flow from Operations | $95,764,000 (-10.70%) | $107,234,000 (-2.55%) | $110,036,000 (9.12%) | $100,844,000 (9.12%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $73,462,000 (3681.76%) | -$2,051,000 (99.26%) | -$277,811,000 (-643.21%) | $51,142,000 (-78.86%) |
Net Cash Flow - Business Acquisitions and Disposals | $40,000,000 (0%) | $0 (0%) | $207,764,000 (12164.70%) | $1,694,000 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$117,423,000 (-501.24%) | $29,265,000 (113.01%) | -$224,954,000 (64.92%) | -$641,242,000 (-86.21%) |
Capital Expenditure | -$5,047,000 (-138.29%) | -$2,118,000 (73.03%) | -$7,852,000 (-188.36%) | -$2,723,000 (13.36%) |
Issuance (Repayment) of Debt Securities | $15,738,000 (252.43%) | -$10,325,000 (13.04%) | -$11,873,000 (72.17%) | -$42,668,000 (72.55%) |
Issuance (Purchase) of Equity Shares | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Payment of Dividends & Other Cash Distributions | -$31,845,000 (-8.19%) | -$29,433,000 (-8.92%) | -$27,022,000 (-21.61%) | -$22,220,000 (-10.35%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $2,947,000 (26.37%) | $2,332,000 (0.09%) | $2,330,000 (35.15%) | $1,724,000 (63.57%) |
Depreciation Amortization & Accretion | $9,277,000 (-2.96%) | $9,560,000 (-5.50%) | $10,116,000 (15.35%) | $8,770,000 (-6.99%) |
GABC Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 33.50% (-3.18%) | 34.60% (7.12%) | 32.30% (-12.94%) | 37.10% (14.51%) |
EBITDA Margin | 45.30% (-0.66%) | 45.60% (5.80%) | 43.10% (-12.40%) | 49.20% (11.82%) |
Return on Average Equity (ROAE) | 12.00% (-16.08%) | 14.30% (-0.69%) | 14.40% (10.77%) | 13.00% (26.21%) |
Return on Average Assets (ROAA) | 1.30% (-7.14%) | 1.40% (7.69%) | 1.30% (-18.75%) | 1.60% (23.08%) |
Return on Sales (ROS) | 41.60% (-0.48%) | 41.80% (6.91%) | 39.10% (-13.69%) | 45.30% (15.86%) |
Return on Invested Capital (ROIC) | 1.70% (0.00%) | 1.70% (0.00%) | 1.70% (-15.00%) | 2.00% (25.00%) |
Dividend Yield | 2.70% (-12.90%) | 3.10% (24.00%) | 2.50% (13.64%) | 2.20% (-4.35%) |
Price to Earnings Ratio (P/E) | 14.21 (27.61%) | 11.14 (-16.99%) | 13.42 (9.11%) | 12.3 (-13.04%) |
Price to Sales Ratio (P/S) | 4.77 (23.38%) | 3.86 (-11.01%) | 4.34 (-4.87%) | 4.56 (0.02%) |
Price to Book Ratio (P/B) | 1.67 (15.50%) | 1.45 (-26.65%) | 1.97 (27.26%) | 1.55 (10.33%) |
Debt to Equity Ratio (D/E) | 7.8 (-5.65%) | 8.27 (-17.48%) | 10.02 (35.64%) | 7.39 (6.06%) |
Earnings Per Share (EPS) | 2.83 (-2.75%) | 2.91 (4.68%) | 2.78 (-12.30%) | 3.17 (35.47%) |
Sales Per Share (SPS) | 8.44 (0.60%) | 8.39 (-2.36%) | 8.59 (0.59%) | 8.54 (17.77%) |
Free Cash Flow Per Share (FCFPS) | 3.06 (-13.98%) | 3.55 (2.54%) | 3.47 (-6.22%) | 3.7 (9.67%) |
Book Value Per Share (BVPS) | 24.09 (7.39%) | 22.44 (18.47%) | 18.94 (-24.79%) | 25.18 (6.79%) |
Tangible Assets Book Value Per Share (TABVPS) | 205.97 (2.11%) | 201.71 (-0.32%) | 202.35 (-2.00%) | 206.47 (12.86%) |
Enterprise Value Over EBIT (EV/EBIT) | 12 (9.09%) | 11 (22.22%) | 9 (12.50%) | 8 (-27.27%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 10.6 (7.93%) | 9.82 (23.03%) | 7.99 (15.34%) | 6.92 (-30.50%) |
Asset Turnover | 0.04 (-2.44%) | 0.04 (2.50%) | 0.04 (-4.76%) | 0.04 (5.00%) |
Current Ratio | - | - | - | - |
Dividends | $1.08 (8.00%) | $1 (8.70%) | $0.92 (9.52%) | $0.84 (10.53%) |
Free Cash Flow (FCF) | $90,717,000 (-13.70%) | $105,116,000 (2.87%) | $102,184,000 (4.14%) | $98,121,000 (9.91%) |
Enterprise Value (EV) | $1,202,257,577 (8.09%) | $1,112,314,367 (27.45%) | $872,764,013 (12.99%) | $772,412,978 (-8.21%) |
Earnings Before Tax (EBT) | $104,099,000 (0.44%) | $103,647,000 (4.51%) | $99,176,000 (-3.51%) | $102,785,000 (36.97%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $113,376,000 (0.15%) | $113,207,000 (3.58%) | $109,292,000 (-2.03%) | $111,555,000 (32.06%) |
Invested Capital | $6,134,206,000 (1.49%) | $6,044,141,000 (-0.14%) | $6,052,633,000 (15.59%) | $5,236,226,000 (11.52%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $6,112,867,000 (2.47%) | $5,965,534,000 (-0.01%) | $5,966,208,000 (8.85%) | $5,480,933,000 (13.09%) |
Market Capitalization | $1,193,659,577 (24.53%) | $958,540,367 (-12.84%) | $1,099,795,013 (6.28%) | $1,034,766,978 (18.04%) |
Average Equity | $700,676,250 (16.30%) | $602,461,500 (5.85%) | $569,139,750 (-11.93%) | $646,202,000 (7.39%) |
Average Assets | $6,221,417,250 (2.80%) | $6,052,013,000 (-5.38%) | $6,396,307,000 (18.16%) | $5,413,173,000 (13.93%) |
Invested Capital Average | $6,021,140,750 (0.83%) | $5,971,726,750 (0.42%) | $5,946,459,750 (17.48%) | $5,061,521,250 (10.33%) |
Shares | 29,678,259 (0.35%) | 29,575,451 (0.31%) | 29,485,121 (11.07%) | 26,546,100 (0.20%) |
