NBTB: Nbt Bancorp Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Nbt Bancorp Inc (NBTB).
$2.25B Market Cap.
NBTB Market Cap. (MRY)
NBTB Shares Outstanding (MRY)
NBTB Assets (MRY)
Total Assets
$13.79B
Total Liabilities
$12.26B
Total Investments
$12.44B
NBTB Income (MRY)
Revenue
$557.34M
Net Income
$140.64M
Operating Expense
$377.88M
NBTB Cash Flow (MRY)
CF Operations
$188.57M
CF Investing
-$399.16M
CF Financing
$289.46M
NBTB Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $13,786,666,000 (3.59%) | $13,309,040,000 (13.37%) | $11,739,296,000 (-2.27%) | $12,012,111,000 (9.87%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $399,023,000 (-0.81%) | $402,294,000 (39.42%) | $288,545,000 (-0.32%) | $289,468,000 (-0.96%) |
Shareholders Equity | $1,526,141,000 (7.05%) | $1,425,691,000 (21.48%) | $1,173,554,000 (-6.15%) | $1,250,453,000 (5.29%) |
Property Plant & Equipment Net | $80,840,000 (0.20%) | $80,675,000 (16.84%) | $69,047,000 (-4.23%) | $72,093,000 (-2.85%) |
Cash & Equivalents | $205,083,000 (17.99%) | $173,811,000 (4.40%) | $166,488,000 (5.52%) | $157,775,000 (-1.39%) |
Accumulated Other Comprehensive Income | -$142,098,000 (11.70%) | -$160,934,000 (15.31%) | -$190,034,000 (-714.06%) | -$23,344,000 (-5698.08%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $12,436,541,000 (3.72%) | $11,990,639,000 (13.09%) | $10,603,010,000 (-3.59%) | $10,997,804,000 (10.80%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $1,100,209,000 (7.67%) | $1,021,831,000 (6.61%) | $958,433,000 (11.94%) | $856,203,000 (14.30%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $414,983,000 (-34.89%) | $637,387,000 (-19.11%) | $787,950,000 (152.97%) | $311,476,000 (-23.42%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $12,260,525,000 (3.17%) | $11,883,349,000 (12.47%) | $10,565,742,000 (-1.82%) | $10,761,658,000 (10.43%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
NBTB Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $557,339,000 (12.57%) | $495,123,000 (-1.10%) | $500,621,000 (2.77%) | $487,139,000 (18.58%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $293,839,000 (17.43%) | $250,230,000 (4.31%) | $239,884,000 (7.35%) | $223,461,000 (5.81%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $377,881,000 (10.60%) | $341,664,000 (12.22%) | $304,465,000 (5.98%) | $287,281,000 (3.44%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $38,817,000 (11.94%) | $34,677,000 (-21.48%) | $44,161,000 (-1.81%) | $44,973,000 (56.71%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $140,641,000 (18.40%) | $118,782,000 (-21.85%) | $151,995,000 (-1.87%) | $154,885,000 (48.37%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $140,641,000 (18.40%) | $118,782,000 (-21.85%) | $151,995,000 (-1.87%) | $154,885,000 (48.37%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $140,641,000 (18.40%) | $118,782,000 (-21.85%) | $151,995,000 (-1.87%) | $154,885,000 (48.37%) |
Weighted Average Shares | $47,177,534 (0.19%) | $47,087,868 (9.92%) | $42,839,903 (-1.18%) | $43,349,877 (-0.63%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | $179,458,000 (16.94%) | $153,459,000 (-21.77%) | $196,156,000 (-1.85%) | $199,858,000 (50.17%) |
Gross Profit | $557,339,000 (12.57%) | $495,123,000 (-1.10%) | $500,621,000 (2.77%) | $487,139,000 (18.58%) |
Operating Income | $179,458,000 (16.94%) | $153,459,000 (-21.77%) | $196,156,000 (-1.85%) | $199,858,000 (50.17%) |
NBTB Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$399,160,000 (-802.55%) | -$44,226,000 (95.23%) | -$926,216,000 (-69.14%) | -$547,608,000 (23.15%) |
Net Cash Flow from Financing | $289,460,000 (374.65%) | -$105,392,000 (67.94%) | -$328,728,000 (-133.38%) | $984,813,000 (-3.75%) |
Net Cash Flow from Operations | $188,567,000 (19.76%) | $157,457,000 (-14.06%) | $183,223,000 (15.10%) | $159,185,000 (9.58%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $78,867,000 (906.08%) | $7,839,000 (100.73%) | -$1,071,721,000 (-279.70%) | $596,390,000 (30.83%) |
Net Cash Flow - Business Acquisitions and Disposals | -$1,383,000 (-103.10%) | $44,564,000 (1803.52%) | -$2,616,000 (-68.77%) | -$1,550,000 (77.07%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$387,435,000 (-365.10%) | -$83,302,000 (90.93%) | -$918,464,000 (-82.69%) | -$502,731,000 (28.05%) |
Capital Expenditure | -$11,742,000 (-26.89%) | -$9,254,000 (-32.03%) | -$7,009,000 (9.44%) | -$7,740,000 (5.11%) |
Issuance (Repayment) of Debt Securities | -$223,861,000 (-8.22%) | -$206,861,000 (-143.45%) | $476,037,000 (597.46%) | -$95,693,000 (76.90%) |
Issuance (Purchase) of Equity Shares | -$190,000 (96.08%) | -$4,853,000 (67.02%) | -$14,713,000 (31.89%) | -$21,602,000 (-177.09%) |
Payment of Dividends & Other Cash Distributions | -$62,263,000 (-11.41%) | -$55,886,000 (-12.30%) | -$49,765,000 (-4.25%) | -$47,738,000 (-1.12%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $5,697,000 (18.54%) | $4,806,000 (13.30%) | $4,242,000 (5.29%) | $4,029,000 (-8.43%) |
Depreciation Amortization & Accretion | $27,495,000 (23.45%) | $22,272,000 (16.85%) | $19,061,000 (-4.12%) | $19,880,000 (-3.26%) |
NBTB Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 25.20% (5.00%) | 24.00% (-21.05%) | 30.40% (-4.40%) | 31.80% (25.20%) |
EBITDA Margin | 37.10% (4.51%) | 35.50% (-17.44%) | 43.00% (-4.66%) | 45.10% (20.59%) |
Return on Average Equity (ROAE) | 9.50% (4.40%) | 9.10% (-29.46%) | 12.90% (2.38%) | 12.60% (38.46%) |
Return on Average Assets (ROAA) | 1.00% (11.11%) | 0.90% (-30.77%) | 1.30% (0.00%) | 1.30% (30.00%) |
Return on Sales (ROS) | 32.20% (3.87%) | 31.00% (-20.92%) | 39.20% (-4.39%) | 41.00% (26.54%) |
Return on Invested Capital (ROIC) | 1.30% (8.33%) | 1.20% (-29.41%) | 1.70% (0.00%) | 1.70% (41.67%) |
Dividend Yield | 2.80% (-6.67%) | 3.00% (11.11%) | 2.70% (-6.90%) | 2.90% (-14.71%) |
Price to Earnings Ratio (P/E) | 16.03 (2.10%) | 15.7 (27.97%) | 12.27 (13.68%) | 10.79 (-19.66%) |
Price to Sales Ratio (P/S) | 4.04 (1.43%) | 3.99 (7.27%) | 3.72 (8.40%) | 3.43 (0.56%) |
Price to Book Ratio (P/B) | 1.48 (6.65%) | 1.38 (-12.68%) | 1.58 (18.73%) | 1.33 (13.23%) |
Debt to Equity Ratio (D/E) | 8.03 (-3.61%) | 8.34 (-7.42%) | 9 (4.61%) | 8.61 (4.87%) |
Earnings Per Share (EPS) | 2.98 (11.61%) | 2.67 (-24.58%) | 3.54 (-0.84%) | 3.57 (49.37%) |
Sales Per Share (SPS) | 11.81 (12.35%) | 10.52 (-10.02%) | 11.69 (4.00%) | 11.24 (19.33%) |
Free Cash Flow Per Share (FCFPS) | 3.75 (19.10%) | 3.15 (-23.49%) | 4.11 (17.72%) | 3.49 (11.17%) |
Book Value Per Share (BVPS) | 32.35 (6.84%) | 30.28 (10.52%) | 27.39 (-5.03%) | 28.85 (5.96%) |
Tangible Assets Book Value Per Share (TABVPS) | 283.77 (3.53%) | 274.1 (2.55%) | 267.29 (-1.16%) | 270.42 (10.87%) |
Enterprise Value Over EBIT (EV/EBIT) | 14 (-12.50%) | 16 (60.00%) | 10 (11.11%) | 9 (-30.77%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 11.88 (-16.50%) | 14.23 (60.00%) | 8.89 (10.54%) | 8.05 (-26.42%) |
Asset Turnover | 0.04 (5.13%) | 0.04 (-7.14%) | 0.04 (2.44%) | 0.04 (5.13%) |
Current Ratio | - | - | - | - |
Dividends | $1.32 (6.45%) | $1.24 (6.90%) | $1.16 (5.45%) | $1.1 (1.85%) |
Free Cash Flow (FCF) | $176,825,000 (19.31%) | $148,203,000 (-15.90%) | $176,214,000 (16.36%) | $151,445,000 (10.45%) |
Enterprise Value (EV) | $2,459,077,024 (-1.66%) | $2,500,697,548 (30.64%) | $1,914,242,588 (8.26%) | $1,768,116,262 (5.25%) |
Earnings Before Tax (EBT) | $179,458,000 (16.94%) | $153,459,000 (-21.77%) | $196,156,000 (-1.85%) | $199,858,000 (50.17%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $206,953,000 (17.77%) | $175,731,000 (-18.35%) | $215,217,000 (-2.06%) | $219,738,000 (43.03%) |
Invested Capital | $13,597,543,000 (1.70%) | $13,370,322,000 (10.75%) | $12,072,213,000 (1.65%) | $11,876,344,000 (9.08%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $13,387,643,000 (3.73%) | $12,906,746,000 (12.72%) | $11,450,751,000 (-2.32%) | $11,722,643,000 (10.17%) |
Market Capitalization | $2,253,199,024 (14.18%) | $1,973,452,548 (6.09%) | $1,860,108,588 (11.39%) | $1,669,837,262 (19.24%) |
Average Equity | $1,487,872,750 (14.22%) | $1,302,666,000 (10.37%) | $1,180,226,500 (-3.81%) | $1,226,986,750 (6.50%) |
Average Assets | $13,641,831,500 (7.27%) | $12,716,723,750 (7.66%) | $11,812,082,500 (0.28%) | $11,779,680,500 (10.65%) |
Invested Capital Average | $13,511,555,500 (4.48%) | $12,932,205,750 (10.21%) | $11,734,225,750 (1.04%) | $11,613,932,500 (8.21%) |
Shares | 47,177,534 (0.19%) | 47,087,868 (9.92%) | 42,839,903 (-1.18%) | 43,349,877 (-0.63%) |
