PBBK: Pb Bankshares Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Pb Bankshares Inc (PBBK).
$39.00M Market Cap.
PBBK Market Cap. (MRY)
PBBK Shares Outstanding (MRY)
PBBK Assets (MRY)
Total Assets
$451.32M
Total Liabilities
$402.66M
Total Investments
$398.04M
PBBK Income (MRY)
Revenue
$12.44M
Net Income
$1.77M
Operating Expense
$10.20M
PBBK Cash Flow (MRY)
CF Operations
$1.82M
CF Investing
-$3.30M
CF Financing
$6.82M
PBBK Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $451,317,000 (2.63%) | $439,748,000 (13.76%) | $386,547,000 (22.74%) | $314,929,000 (14.38%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $48,658,000 (3.55%) | $46,989,000 (2.18%) | $45,987,000 (0.33%) | $45,834,000 (108.63%) |
Property Plant & Equipment Net | $2,079,000 (1.07%) | $2,057,000 (21.50%) | $1,693,000 (-13.13%) | $1,949,000 (-7.45%) |
Cash & Equivalents | $37,777,000 (16.46%) | $32,438,000 (88.55%) | $17,204,000 (-35.96%) | $26,864,000 (-46.90%) |
Accumulated Other Comprehensive Income | -$305,000 (75.54%) | -$1,247,000 (35.46%) | -$1,932,000 (-585.11%) | -$282,000 (-416.85%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $398,042,000 (1.31%) | $392,880,000 (10.39%) | $355,915,000 (28.69%) | $276,578,000 (29.34%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $28,330,000 (6.67%) | $26,558,000 (7.18%) | $24,779,000 (9.33%) | $22,665,000 (3.59%) |
Tax Assets | $1,568,000 (-9.47%) | $1,732,000 (4.59%) | $1,656,000 (75.24%) | $945,000 (40.63%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $42,460,000 (-22.95%) | $55,104,000 (15.67%) | $47,638,000 (185.58%) | $16,681,000 (-18.84%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $402,659,000 (2.52%) | $392,759,000 (15.33%) | $340,560,000 (26.56%) | $269,095,000 (6.21%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
PBBK Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $12,444,000 (1.44%) | $12,267,000 (10.70%) | $11,081,000 (32.39%) | $8,370,000 (28.00%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $7,906,000 (3.04%) | $7,673,000 (21.03%) | $6,340,000 (8.01%) | $5,870,000 (3.15%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $10,197,000 (4.02%) | $9,803,000 (16.20%) | $8,436,000 (13.77%) | $7,415,000 (4.52%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $475,000 (-12.84%) | $545,000 (2.64%) | $531,000 (212.35%) | $170,000 (221.43%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $1,772,000 (-7.66%) | $1,919,000 (-9.22%) | $2,114,000 (169.30%) | $785,000 (289.16%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $1,772,000 (-7.66%) | $1,919,000 (-9.22%) | $2,114,000 (169.30%) | $785,000 (289.16%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $1,772,000 (-7.66%) | $1,919,000 (-9.22%) | $2,114,000 (169.30%) | $785,000 (289.16%) |
Weighted Average Shares | $2,552,115 (-6.00%) | $2,714,967 (-0.89%) | $2,739,461 (-1.36%) | $2,777,250 (15.00%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | $2,247,000 (-8.81%) | $2,464,000 (-6.84%) | $2,645,000 (176.96%) | $955,000 (272.07%) |
Gross Profit | $12,444,000 (1.44%) | $12,267,000 (10.70%) | $11,081,000 (32.39%) | $8,370,000 (28.00%) |
Operating Income | $2,247,000 (-8.81%) | $2,464,000 (-6.84%) | $2,645,000 (176.96%) | $955,000 (272.07%) |
PBBK Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$3,304,000 (91.18%) | -$37,440,000 (54.24%) | -$81,822,000 (-27.33%) | -$64,258,000 (-213.71%) |
Net Cash Flow from Financing | $6,824,000 (-86.01%) | $48,792,000 (-29.07%) | $68,792,000 (75.75%) | $39,143,000 (-32.39%) |
Net Cash Flow from Operations | $1,819,000 (-53.14%) | $3,882,000 (15.19%) | $3,370,000 (142.80%) | $1,388,000 (573.79%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $5,339,000 (-64.95%) | $15,234,000 (257.70%) | -$9,660,000 (59.29%) | -$23,727,000 (-163.07%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$3,552,000 (90.20%) | -$36,249,000 (56.13%) | -$82,624,000 (-29.61%) | -$63,748,000 (-254.33%) |
Capital Expenditure | $248,000 (138.69%) | -$641,000 (-179.93%) | $802,000 (8120.00%) | -$10,000 (98.55%) |
Issuance (Repayment) of Debt Securities | -$12,644,000 (-269.35%) | $7,466,000 (-75.88%) | $30,957,000 (899.51%) | -$3,872,000 (29.32%) |
Issuance (Purchase) of Equity Shares | -$1,756,000 (18.14%) | -$2,145,000 (-304.72%) | -$530,000 (-102.27%) | $23,301,000 (0%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $723,000 (5.86%) | $683,000 (211.87%) | $219,000 (51.03%) | $145,000 (0%) |
Depreciation Amortization & Accretion | $355,000 (8.90%) | $326,000 (13.19%) | $288,000 (67.44%) | $172,000 (-16.10%) |
PBBK Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 14.20% (-8.97%) | 15.60% (-18.32%) | 19.10% (103.19%) | 9.40% (249.21%) |
EBITDA Margin | 20.90% (-7.93%) | 22.70% (-14.34%) | 26.50% (96.30%) | 13.50% (350.00%) |
Return on Average Equity (ROAE) | 3.70% (-9.76%) | 4.10% (-12.77%) | 4.70% (104.35%) | 2.30% (221.05%) |
Return on Average Assets (ROAA) | 0.40% (-20.00%) | 0.50% (-16.67%) | 0.60% (200.00%) | 0.20% (200.00%) |
Return on Sales (ROS) | 18.10% (-9.95%) | 20.10% (-15.90%) | 23.90% (109.65%) | 11.40% (234.12%) |
Return on Invested Capital (ROIC) | 0.50% (-16.67%) | 0.60% (-14.29%) | 0.70% (133.33%) | 0.30% (250.00%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% |
Price to Earnings Ratio (P/E) | 19.84 (23.43%) | 16.08 (-2.92%) | 16.56 (-62.22%) | 43.84 |
Price to Sales Ratio (P/S) | 3.13 (12.94%) | 2.77 (-17.34%) | 3.36 (-25.55%) | 4.51 |
Price to Book Ratio (P/B) | 0.8 (10.48%) | 0.72 (-10.38%) | 0.81 (-1.70%) | 0.82 |
Debt to Equity Ratio (D/E) | 8.28 (-1.00%) | 8.36 (12.87%) | 7.41 (26.15%) | 5.87 (-49.09%) |
Earnings Per Share (EPS) | 0.77 (-1.28%) | 0.78 (-4.88%) | 0.82 (164.52%) | 0.31 |
Sales Per Share (SPS) | 4.88 (7.92%) | 4.52 (11.69%) | 4.04 (34.21%) | 3.01 (11.30%) |
Free Cash Flow Per Share (FCFPS) | 0.81 (-32.16%) | 1.19 (-21.60%) | 1.52 (207.06%) | 0.5 (346.77%) |
Book Value Per Share (BVPS) | 19.07 (10.16%) | 17.31 (3.10%) | 16.79 (1.72%) | 16.5 (81.41%) |
Tangible Assets Book Value Per Share (TABVPS) | 176.84 (9.18%) | 161.97 (14.79%) | 141.1 (24.43%) | 113.4 (-0.54%) |
Enterprise Value Over EBIT (EV/EBIT) | 13 (-48.00%) | 25 (19.05%) | 21 (133.33%) | 9 |
Enterprise Value Over EBITDA (EV/EBITDA) | 11.42 (-47.53%) | 21.77 (16.37%) | 18.71 (149.87%) | 7.49 |
Asset Turnover | 0.03 (-6.67%) | 0.03 (3.45%) | 0.03 (7.41%) | 0.03 (0.00%) |
Current Ratio | - | - | - | - |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $2,067,000 (-36.22%) | $3,241,000 (-22.32%) | $4,172,000 (202.76%) | $1,378,000 (383.54%) |
Enterprise Value (EV) | $29,725,317 (-51.07%) | $60,747,686 (10.70%) | $54,875,880 (550.26%) | $8,439,105 |
Earnings Before Tax (EBT) | $2,247,000 (-8.81%) | $2,464,000 (-6.84%) | $2,645,000 (176.96%) | $955,000 (272.07%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $2,602,000 (-6.74%) | $2,790,000 (-4.88%) | $2,933,000 (160.25%) | $1,127,000 (422.00%) |
Invested Capital | $456,000,000 (-1.39%) | $462,414,000 (10.90%) | $416,981,000 (36.83%) | $304,746,000 (24.24%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $451,317,000 (2.63%) | $439,748,000 (13.76%) | $386,547,000 (22.74%) | $314,929,000 (14.38%) |
Market Capitalization | $38,996,317 (14.54%) | $34,045,686 (-8.48%) | $37,201,880 (-1.43%) | $37,743,105 |
Average Equity | $47,429,750 (1.98%) | $46,509,750 (2.79%) | $45,247,500 (33.87%) | $33,800,500 (53.04%) |
Average Assets | $450,913,250 (9.01%) | $413,649,750 (8.31%) | $381,928,250 (21.53%) | $314,276,250 (27.70%) |
Invested Capital Average | $444,725,000 (3.15%) | $431,158,000 (11.17%) | $387,826,000 (37.61%) | $281,821,250 (18.60%) |
Shares | 2,552,115 (-6.00%) | 2,714,967 (-0.89%) | 2,739,461 (-1.36%) | 2,777,250 (15.00%) |
