PDLB Financial Statements

Balance sheet, income statement, cash flow, and dividends for Ponce Financial Group Inc (PDLB).


$309.78M Market Cap.

As of 03/13/2025 5:00 PM ET (MRY) • Disclaimer

PDLB Market Cap. (MRY)


PDLB Shares Outstanding (MRY)


PDLB Assets (MRY)


Total Assets

$3.04B

Total Liabilities

$2.53B

Total Investments

$2.80B

PDLB Income (MRY)


Revenue

$82.36M

Net Income

$10.97M

Operating Expense

$66.67M

PDLB Cash Flow (MRY)


CF Operations

$7.21M

CF Investing

-$294.90M

CF Financing

$288.33M

PDLB Dividends (MRY)


Period

Dividends

Yield %

Growth %

Payout Ratio

Coverage Ratio

2024

$0

0%

0%

0%

-

2023

$0

0%

0%

0%

-

2022

$0

0%

0%

0%

-

2021

$0

-

0%

0%

-

2020

$0

-

-

0%

-

PDLB Balance Sheet (MRY)


Metric

2024

2023

2022

2021

Total Assets

$3,039,938,000 (10.51%)

$2,750,722,000 (18.98%)

$2,311,989,000 (39.82%)

$1,653,510,000 (22.01%)

Assets Current

-

-

-

-

Assets Non-Current

-

-

-

-

Goodwill & Intangible Assets

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Shareholders Equity

$505,500,000 (2.87%)

$491,395,000 (-0.26%)

$492,700,000 (160.34%)

$189,256,000 (18.62%)

Property Plant & Equipment Net

$45,887,000 (-3.04%)

$47,325,000 (-6.97%)

$50,869,000 (159.31%)

$19,617,000 (-38.78%)

Cash & Equivalents

$139,839,000 (0.47%)

$139,190,000 (156.05%)

$54,360,000 (-64.68%)

$153,894,000 (113.51%)

Accumulated Other Comprehensive Income

-$15,297,000 (2.25%)

-$15,649,000 (12.38%)

-$17,860,000 (-1126.65%)

-$1,456,000 (-1178.52%)

Deferred Revenue

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Total Investments

$2,799,674,000 (11.67%)

$2,507,142,000 (15.99%)

$2,161,586,000 (49.73%)

$1,443,685,000 (18.10%)

Investments Current

-

-

-

-

Investments Non-Current

-

-

-

-

Inventory

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Trade & Non-Trade Receivables

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Trade & Non-Trade Payables

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Accumulated Retained Earnings (Deficit)

$107,754,000 (10.61%)

$97,420,000 (4.80%)

$92,955,000 (-24.40%)

$122,956,000 (26.06%)

Tax Assets

$12,074,000 (-15.75%)

$14,332,000 (-11.19%)

$16,137,000 (322.43%)

$3,820,000 (-17.96%)

Tax Liabilities

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Total Debt

$637,145,000 (-12.47%)

$727,883,000 (29.60%)

$561,631,000 (335.37%)

$129,002,000 (-17.16%)

Debt Current

-

-

-

-

Debt Non-Current

-

-

-

-

Total Liabilities

$2,534,438,000 (12.18%)

$2,259,327,000 (24.19%)

$1,819,289,000 (24.25%)

$1,464,254,000 (22.46%)

Liabilities Current

-

-

-

-

Liabilities Non-Current

-

-

-

-

PDLB Income Statement (MRY)


Metric

2024

2023

2022

2021

Revenues

$82,359,000 (10.53%)

$74,516,000 (52.15%)

$48,976,000 (-46.04%)

$90,766,000 (71.99%)

Cost of Revenue

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Selling General & Administrative Expense

$51,884,000 (-2.68%)

$53,315,000 (10.66%)

$48,177,000 (19.99%)

$40,150,000 (11.79%)

Research & Development Expense

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Operating Expenses

$66,674,000 (-2.90%)

$68,663,000 (-19.99%)

$85,822,000 (50.19%)

$57,142,000 (20.20%)

Interest Expense

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Income Tax Expense

$4,713,000 (88.44%)

$2,501,000 (136.54%)

-$6,845,000 (-183.38%)

$8,209,000 (493.99%)

Net Loss Income from Discontinued Operations

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Consolidated Income

$10,972,000 (227.33%)

$3,352,000 (111.17%)

-$30,001,000 (-218.04%)

$25,415,000 (559.62%)

Net Income to Non-Controlling Interests

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Net Income

$10,972,000 (227.33%)

$3,352,000 (111.17%)

-$30,001,000 (-218.04%)

$25,415,000 (559.62%)

Preferred Dividends Income Statement Impact

$638,000 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Net Income Common Stock

$10,334,000 (208.29%)

$3,352,000 (111.17%)

-$30,001,000 (-218.04%)

$25,415,000 (559.62%)

Weighted Average Shares

$22,434,654 (-1.37%)

$22,745,317 (0.24%)

$22,690,943 (35.51%)

$16,744,561 (0.43%)

Weighted Average Shares Diluted

$22,551,715 (-1.19%)

$22,822,313 (0.58%)

$22,690,943 (35.13%)

$16,791,443 (0.65%)

Earning Before Interest & Taxes (EBIT)

$15,685,000 (167.98%)

$5,853,000 (115.89%)

-$36,846,000 (-209.58%)

$33,624,000 (542.29%)

Gross Profit

$82,359,000 (10.53%)

$74,516,000 (52.15%)

$48,976,000 (-46.04%)

$90,766,000 (71.99%)

Operating Income

$15,685,000 (167.98%)

$5,853,000 (115.89%)

-$36,846,000 (-209.58%)

$33,624,000 (542.29%)

PDLB Cash Flow Statement (MRY)


Metric

2024

2023

2022

2021

Net Cash Flow from Investing

-$294,898,000 (11.42%)

-$332,908,000 (57.16%)

-$777,061,000 (-268.03%)

-$211,139,000 (-3.20%)

Net Cash Flow from Financing

$288,335,000 (-29.89%)

$411,245,000 (-38.41%)

$667,728,000 (143.34%)

$274,402,000 (-0.76%)

Net Cash Flow from Operations

$7,212,000 (11.07%)

$6,493,000 (-33.74%)

$9,799,000 (-47.18%)

$18,553,000 (167.47%)

Net Cash Flow / Change in Cash & Cash Equivalents

$649,000 (-99.23%)

$84,830,000 (185.23%)

-$99,534,000 (-221.66%)

$81,816,000 (84.27%)

Net Cash Flow - Business Acquisitions and Disposals

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Net Cash Flow - Investment Acquisitions and Disposals

-$292,180,000 (12.13%)

-$332,497,000 (57.18%)

-$776,569,000 (-217.50%)

-$244,587,000 (-18.48%)

Capital Expenditure

-$2,718,000 (-561.31%)

-$411,000 (16.46%)

-$492,000 (-101.47%)

$33,448,000 (1077.33%)

Issuance (Repayment) of Debt Securities

-$88,321,000 (-152.87%)

$167,046,000 (-57.82%)

$396,030,000 (1630.79%)

-$25,871,000 (-176.82%)

Issuance (Purchase) of Equity Shares

$0 (0%)

-$11,009,000 (-550550.00%)

$2,000 (-100.00%)

$125,136,000 (2756.25%)

Payment of Dividends & Other Cash Distributions

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Effect of Exchange Rate Changes on Cash

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Share Based Compensation

$3,548,000 (17.17%)

$3,028,000 (3.03%)

$2,939,000 (4.96%)

$2,800,000 (44.11%)

Depreciation Amortization & Accretion

$4,737,000 (4.66%)

$4,526,000 (6.09%)

$4,266,000 (72.50%)

$2,473,000 (-1.83%)

PDLB Financial Metrics (MRY)


Metric

2024

2023

2022

2021

Gross Margin

100.00% (0.00%)

100.00% (0.00%)

100.00% (0.00%)

100.00% (0.00%)

Profit Margin

12.50% (177.78%)

4.50% (107.34%)

-61.30% (-318.93%)

28.00% (283.56%)

EBITDA Margin

24.80% (78.42%)

13.90% (120.90%)

-66.50% (-267.09%)

39.80% (170.75%)

Return on Average Equity (ROAE)

2.10% (200.00%)

0.70% (110.61%)

-6.60% (-145.21%)

14.60% (508.33%)

Return on Average Assets (ROAA)

0.40% (300.00%)

0.10% (106.67%)

-1.50% (-188.24%)

1.70% (466.67%)

Return on Sales (ROS)

19.00% (140.51%)

7.90% (110.51%)

-75.20% (-303.24%)

37.00% (273.74%)

Return on Invested Capital (ROIC)

0.50% (150.00%)

0.20% (112.50%)

-1.60% (-172.73%)

2.20% (450.00%)

Dividend Yield

0% (0%)

0% (0%)

0%

-

Price to Earnings Ratio (P/E)

28.26 (-56.57%)

65.07 (1021.50%)

-7.06

-

Price to Sales Ratio (P/S)

3.54 (18.87%)

2.98 (-31.01%)

4.32

-

Price to Book Ratio (P/B)

0.61 (30.43%)

0.47 (0.43%)

0.47

-

Debt to Equity Ratio (D/E)

5.01 (9.05%)

4.6 (24.54%)

3.69 (-52.28%)

7.74 (3.24%)

Earnings Per Share (EPS)

0.46 (206.67%)

0.15 (111.36%)

-1.32 (-186.84%)

1.52 (560.87%)

Sales Per Share (SPS)

3.67 (12.06%)

3.28 (51.81%)

2.16 (-60.19%)

5.42 (71.28%)

Free Cash Flow Per Share (FCFPS)

0.2 (-25.09%)

0.27 (-34.88%)

0.41 (-86.80%)

3.11 (310.01%)

Book Value Per Share (BVPS)

22.53 (4.30%)

21.6 (-0.51%)

21.71 (92.11%)

11.3 (18.12%)

Tangible Assets Book Value Per Share (TABVPS)

135.5 (12.04%)

120.94 (18.69%)

101.89 (3.18%)

98.75 (21.49%)

Enterprise Value Over EBIT (EV/EBIT)

50 (-65.03%)

143 (1200.00%)

-13

-

Enterprise Value Over EBITDA (EV/EBITDA)

38.17 (-52.62%)

80.56 (664.56%)

-14.27

-

Asset Turnover

0.03 (0.00%)

0.03 (16.67%)

0.02 (-60.00%)

0.06 (36.36%)

Current Ratio

-

-

-

-

Dividends

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Free Cash Flow (FCF)

$4,494,000 (-26.11%)

$6,082,000 (-34.65%)

$9,307,000 (-82.10%)

$52,001,000 (310.88%)

Enterprise Value (EV)

$779,462,975 (-6.78%)

$836,149,136 (79.85%)

$464,912,247

-

Earnings Before Tax (EBT)

$15,685,000 (167.98%)

$5,853,000 (115.89%)

-$36,846,000 (-209.58%)

$33,624,000 (542.29%)

Earnings Before Interest Taxes & Depreciation Amortization (EBITDA)

$20,422,000 (96.76%)

$10,379,000 (131.86%)

-$32,580,000 (-190.26%)

$36,097,000 (365.53%)

Invested Capital

$3,537,244,000 (5.92%)

$3,339,415,000 (18.45%)

$2,819,260,000 (73.11%)

$1,628,618,000 (13.19%)

Working Capital

-

-

-

-

Tangible Asset Value

$3,039,938,000 (10.51%)

$2,750,722,000 (18.98%)

$2,311,989,000 (39.82%)

$1,653,510,000 (22.01%)

Market Capitalization

$309,777,975 (34.18%)

$230,859,136 (0.17%)

$230,469,247

-

Average Equity

$500,357,000 (1.96%)

$490,744,000 (8.39%)

$452,761,000 (159.61%)

$174,400,000 (9.70%)

Average Assets

$2,929,154,000 (10.68%)

$2,646,519,000 (30.58%)

$2,026,787,500 (34.73%)

$1,504,370,500 (24.90%)

Invested Capital Average

$3,473,747,250 (8.75%)

$3,194,346,500 (42.73%)

$2,238,023,750 (45.92%)

$1,533,744,500 (19.09%)

Shares

23,829,075 (0.74%)

23,653,600 (-4.35%)

24,728,460 (0.07%)

24,711,974 (0.00%)