RVYL: Ryvyl Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Ryvyl Inc (RVYL).
$9.61M Market Cap.
RVYL Market Cap. (MRY)
RVYL Shares Outstanding (MRY)
RVYL Assets (MRY)
Total Assets
$122.28M
Total Liabilities
$123.77M
Total Investments
$0
RVYL Income (MRY)
Revenue
$56.00M
Net Income
-$26.82M
Operating Expense
$43.31M
RVYL Cash Flow (MRY)
CF Operations
$21.19M
CF Investing
-$1.81M
CF Financing
-$241.00K
RVYL Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $122,276,000 (-4.97%) | $128,665,000 (31.75%) | $97,657,000 (-14.37%) | $114,048,715 (830.04%) |
Assets Current | $95,384,000 (6.14%) | $89,865,000 (51.76%) | $59,216,000 (-38.68%) | $96,566,067 (704.31%) |
Assets Non-Current | $26,892,000 (-30.69%) | $38,800,000 (0.93%) | $38,441,000 (119.88%) | $17,482,648 (6710.67%) |
Goodwill & Intangible Assets | $20,658,000 (-35.06%) | $31,812,000 (-5.02%) | $33,492,000 (137.08%) | $14,126,969 (0%) |
Shareholders Equity | -$1,492,000 (-106.35%) | $23,491,000 (1321.58%) | -$1,923,000 (-106.53%) | $29,468,368 (7549.43%) |
Property Plant & Equipment Net | $3,590,000 (-21.70%) | $4,585,000 (41.99%) | $3,229,000 (2.02%) | $3,165,043 (1707.99%) |
Cash & Equivalents | $92,031,000 (25.52%) | $73,318,000 (79.55%) | $40,834,000 (-54.41%) | $89,559,695 (4786.67%) |
Accumulated Other Comprehensive Income | -$1,251,000 (-411.97%) | $401,000 (12.32%) | $357,000 (0%) | $0 (0%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Non-Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $286,360 (0%) |
Trade & Non-Trade Receivables | $1,164,000 (-91.50%) | $13,693,000 (59.54%) | $8,583,000 (28.28%) | $6,691,044 (-33.77%) |
Trade & Non-Trade Payables | $3,515,000 (93.24%) | $1,819,000 (11.60%) | $1,630,000 (247.45%) | $469,129 (123.29%) |
Accumulated Retained Earnings (Deficit) | -$179,407,000 (-17.58%) | -$152,581,000 (-52.93%) | -$99,772,000 (-97.43%) | -$50,536,635 (-331.03%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $21,065,000 (3.65%) | $20,324,000 (-67.93%) | $63,378,000 (4.18%) | $60,836,107 (4247.56%) |
Debt Current | $839,000 (21.24%) | $692,000 (29.59%) | $534,000 (7.85%) | $495,134 (-60.37%) |
Debt Non-Current | $20,226,000 (3.03%) | $19,632,000 (-68.76%) | $62,844,000 (4.15%) | $60,340,973 (40154.15%) |
Total Liabilities | $123,768,000 (17.68%) | $105,174,000 (5.62%) | $99,580,000 (17.73%) | $84,580,347 (612.11%) |
Liabilities Current | $103,542,000 (21.04%) | $85,542,000 (132.86%) | $36,736,000 (51.56%) | $24,239,374 (106.69%) |
Liabilities Non-Current | $20,226,000 (3.03%) | $19,632,000 (-68.76%) | $62,844,000 (4.15%) | $60,340,973 (40154.15%) |
RVYL Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $55,998,000 (-14.99%) | $65,869,000 (100.15%) | $32,909,000 (25.11%) | $26,304,502 (208.56%) |
Cost of Revenue | $33,572,000 (-16.40%) | $40,157,000 (139.23%) | $16,786,000 (66.70%) | $10,069,661 (108.67%) |
Selling General & Administrative Expense | $7,028,000 (-19.75%) | $8,758,000 (10.30%) | $7,940,000 (-53.33%) | $17,012,702 (1803.03%) |
Research & Development Expense | $3,848,000 (-33.16%) | $5,757,000 (-8.27%) | $6,276,000 (62.17%) | $3,870,050 (183.78%) |
Operating Expenses | $43,311,000 (13.93%) | $38,014,000 (-29.55%) | $53,961,000 (18.75%) | $45,440,935 (416.15%) |
Interest Expense | $862,000 (-74.19%) | $3,340,000 (-59.11%) | $8,169,000 (65.86%) | $4,925,121 (226.35%) |
Income Tax Expense | $1,140,000 (294.46%) | $289,000 (3712.50%) | -$8,000 (-263.07%) | $4,906 (0%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | -$26,825,000 (49.48%) | -$53,101,000 (-7.85%) | -$49,236,000 (-39.58%) | -$35,274,905 (-604.46%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | -$26,825,000 (49.48%) | -$53,101,000 (-7.85%) | -$49,236,000 (-39.58%) | -$35,274,905 (-604.46%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | -$26,825,000 (49.48%) | -$53,101,000 (-7.85%) | -$49,236,000 (-39.58%) | -$35,274,905 (-604.46%) |
Weighted Average Shares | $6,694,165 (27.46%) | $5,251,852 (15.24%) | $4,557,200 (11.95%) | $4,070,830 (36.29%) |
Weighted Average Shares Diluted | $6,694,165 (27.46%) | $5,251,852 (15.24%) | $4,557,200 (11.95%) | $4,070,830 (36.29%) |
Earning Before Interest & Taxes (EBIT) | -$24,823,000 (49.82%) | -$49,472,000 (-20.44%) | -$41,075,000 (-35.36%) | -$30,344,878 (-767.44%) |
Gross Profit | $22,426,000 (-12.78%) | $25,712,000 (59.47%) | $16,123,000 (-0.69%) | $16,234,841 (338.85%) |
Operating Income | -$20,885,000 (-69.77%) | -$12,302,000 (67.49%) | -$37,838,000 (-29.56%) | -$29,206,094 (-472.18%) |
RVYL Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$1,808,000 (-179.06%) | $2,287,000 (104.93%) | -$46,409,000 (-1645.45%) | -$2,658,858 (-39888.84%) |
Net Cash Flow from Financing | -$241,000 (91.99%) | -$3,008,000 (70.07%) | -$10,049,000 (-108.98%) | $111,902,154 (2036.78%) |
Net Cash Flow from Operations | $21,191,000 (-36.10%) | $33,161,000 (454.89%) | -$9,344,000 (59.39%) | -$23,007,404 (-452.97%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $18,712,000 (-42.40%) | $32,484,000 (166.18%) | -$49,083,000 (-155.95%) | $87,726,960 (8101.66%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | -$225,000 (99.22%) | -$29,028,000 (-2777.10%) | -$1,008,932 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Capital Expenditure | -$1,694,000 (-167.44%) | $2,512,000 (1650.62%) | -$162,000 (-1.98%) | -$158,858 (-2289.20%) |
Issuance (Repayment) of Debt Securities | -$12,000 (99.60%) | -$3,015,000 (49.75%) | -$6,000,000 (-107.78%) | $77,150,000 (3194.98%) |
Issuance (Purchase) of Equity Shares | $0 (0%) | $7,000 (100.17%) | -$4,049,000 (-111.65%) | $34,752,154 (1100.21%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | -$430,000 (-1077.27%) | $44,000 (-87.68%) | $357,000 (0%) | $0 (0%) |
Share Based Compensation | $806,000 (-56.50%) | $1,853,000 (-37.59%) | $2,969,000 (-19.84%) | $3,704,008 (22.00%) |
Depreciation Amortization & Accretion | $2,407,000 (-17.09%) | $2,903,000 (-86.15%) | $20,960,000 (2103.46%) | $951,232 (5891.64%) |
RVYL Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 40.00% (2.56%) | 39.00% (-20.41%) | 49.00% (-20.58%) | 61.70% (42.17%) |
Profit Margin | -47.90% (40.57%) | -80.60% (46.12%) | -149.60% (-11.56%) | -134.10% (-128.45%) |
EBITDA Margin | -40.00% (43.42%) | -70.70% (-15.71%) | -61.10% (45.30%) | -111.70% (-173.77%) |
Return on Average Equity (ROAE) | -316.20% (-147.95%) | 659.40% (421.66%) | -205.00% (-162.82%) | -78.00% (-182.89%) |
Return on Average Assets (ROAA) | -21.90% (51.22%) | -44.90% (-9.25%) | -41.10% (15.43%) | -48.60% (9.67%) |
Return on Sales (ROS) | -44.30% (41.01%) | -75.10% (39.82%) | -124.80% (-8.15%) | -115.40% (-181.46%) |
Return on Invested Capital (ROIC) | 40.50% (105.16%) | -785.00% (-1138.17%) | -63.40% (52.62%) | -133.80% (-285.06%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% (0%) |
Price to Earnings Ratio (P/E) | -0.32 (21.17%) | -0.41 (3.29%) | -0.42 (91.20%) | -4.83 (87.45%) |
Price to Sales Ratio (P/S) | 0.15 (-53.31%) | 0.33 (-47.72%) | 0.64 (-90.23%) | 6.5 (-71.63%) |
Price to Book Ratio (P/B) | -6.44 (-775.47%) | 0.95 (108.05%) | -11.85 (-292.48%) | 6.15 (-98.80%) |
Debt to Equity Ratio (D/E) | -82.95 (-1952.89%) | 4.48 (108.65%) | -51.78 (-1904.32%) | 2.87 (-90.69%) |
Earnings Per Share (EPS) | -4.01 (60.34%) | -10.11 (6.39%) | -10.8 (-24.14%) | -8.7 (-411.76%) |
Sales Per Share (SPS) | 8.37 (-33.30%) | 12.54 (73.69%) | 7.22 (11.75%) | 6.46 (126.42%) |
Free Cash Flow Per Share (FCFPS) | 2.91 (-57.11%) | 6.79 (425.60%) | -2.09 (63.35%) | -5.69 (-307.96%) |
Book Value Per Share (BVPS) | -0.22 (-104.99%) | 4.47 (1159.95%) | -0.42 (-105.83%) | 7.24 (5511.63%) |
Tangible Assets Book Value Per Share (TABVPS) | 15.18 (-17.69%) | 18.44 (30.98%) | 14.08 (-42.64%) | 24.55 (497.81%) |
Enterprise Value Over EBIT (EV/EBIT) | 2 (0%) | 0 (0%) | -1 (80.00%) | -5 (91.23%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 2.69 (733.49%) | -0.42 (81.55%) | -2.3 (55.73%) | -5.19 (90.88%) |
Asset Turnover | 0.46 (-18.10%) | 0.56 (102.91%) | 0.28 (-24.03%) | 0.36 (-60.48%) |
Current Ratio | 0.92 (-12.37%) | 1.05 (-34.80%) | 1.61 (-59.54%) | 3.98 (289.06%) |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $19,497,000 (-45.35%) | $35,673,000 (475.27%) | -$9,506,000 (58.97%) | -$23,166,262 (-455.90%) |
Enterprise Value (EV) | -$60,198,269 (-404.73%) | $19,754,347 (-57.26%) | $46,218,636 (-69.71%) | $152,591,697 (-22.99%) |
Earnings Before Tax (EBT) | -$25,685,000 (51.37%) | -$52,812,000 (-7.25%) | -$49,244,000 (-39.62%) | -$35,269,999 (-604.36%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | -$22,416,000 (51.86%) | -$46,569,000 (-131.51%) | -$20,115,000 (31.57%) | -$29,393,646 (-744.08%) |
Invested Capital | -$72,890,000 (-74.87%) | -$41,683,000 (-183.41%) | $49,973,000 (6.42%) | $46,958,784 (46066.57%) |
Working Capital | -$8,158,000 (-288.71%) | $4,323,000 (-80.77%) | $22,480,000 (-68.92%) | $72,326,693 (25875.59%) |
Tangible Asset Value | $101,618,000 (4.92%) | $96,853,000 (50.94%) | $64,165,000 (-35.78%) | $99,921,746 (714.84%) |
Market Capitalization | $9,613,731 (-57.09%) | $22,406,347 (-1.63%) | $22,778,287 (-87.44%) | $181,352,812 (-8.10%) |
Average Equity | $8,482,500 (205.33%) | -$8,053,000 (-133.52%) | $24,023,356 (-46.85%) | $45,198,982 (949.71%) |
Average Assets | $122,622,750 (3.79%) | $118,142,500 (-1.29%) | $119,686,914 (64.89%) | $72,584,792 (680.29%) |
Invested Capital Average | -$61,252,500 (-1071.88%) | $6,302,500 (-90.27%) | $64,790,098 (185.78%) | $22,671,393 (568.29%) |
Shares | 7,395,178 (37.30%) | 5,386,141 (8.49%) | 4,964,753 (14.98%) | 4,317,924 (43.09%) |
