SFBC: Sound Financial Bancorp Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Sound Financial Bancorp Inc (SFBC).
$135.00M Market Cap.
SFBC Market Cap. (MRY)
SFBC Shares Outstanding (MRY)
SFBC Assets (MRY)
Total Assets
$993.63M
Total Liabilities
$889.97M
Total Investments
$908.58M
SFBC Income (MRY)
Revenue
$35.78M
Net Income
$4.64M
Operating Expense
$30.13M
SFBC Cash Flow (MRY)
CF Operations
$2.93M
CF Investing
-$3.94M
CF Financing
-$5.04M
SFBC Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $993,633,000 (-0.16%) | $995,221,000 (1.93%) | $976,351,000 (6.16%) | $919,691,000 (6.77%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $103,666,000 (2.99%) | $100,654,000 (3.02%) | $97,705,000 (4.66%) | $93,358,000 (9.21%) |
Property Plant & Equipment Net | $8,422,000 (-13.50%) | $9,736,000 (-8.28%) | $10,615,000 (-8.73%) | $11,630,000 (-10.48%) |
Cash & Equivalents | $43,641,000 (-12.17%) | $49,690,000 (-14.08%) | $57,836,000 (-68.50%) | $183,590,000 (-5.28%) |
Accumulated Other Comprehensive Income | -$1,044,000 (-5.67%) | -$988,000 (11.55%) | -$1,117,000 (-903.60%) | $139,000 (-42.08%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $908,578,000 (0.53%) | $903,802,000 (2.90%) | $878,307,000 (26.03%) | $696,924,000 (9.95%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $76,272,000 (3.59%) | $73,627,000 (4.00%) | $70,792,000 (8.52%) | $65,237,000 (12.04%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $42,032,000 (-27.09%) | $57,648,000 (-5.76%) | $61,170,000 (217.90%) | $19,242,000 (-3.28%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $889,967,000 (-0.51%) | $894,567,000 (1.81%) | $878,646,000 (6.33%) | $826,333,000 (6.50%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
SFBC Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $35,777,000 (-8.57%) | $39,129,000 (1.05%) | $38,721,000 (5.15%) | $36,824,000 (8.29%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $23,481,000 (0.63%) | $23,333,000 (8.47%) | $21,512,000 (11.65%) | $19,268,000 (15.92%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $30,131,000 (0.01%) | $30,129,000 (8.20%) | $27,845,000 (9.64%) | $25,396,000 (11.99%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $1,006,000 (-35.55%) | $1,561,000 (-24.66%) | $2,072,000 (-8.80%) | $2,272,000 (-4.98%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $4,640,000 (-37.63%) | $7,439,000 (-15.50%) | $8,804,000 (-3.84%) | $9,156,000 (2.45%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $4,640,000 (-37.63%) | $7,439,000 (-15.50%) | $8,804,000 (-3.84%) | $9,156,000 (2.45%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $4,640,000 (-37.63%) | $7,439,000 (-15.50%) | $8,804,000 (-3.84%) | $9,156,000 (2.45%) |
Weighted Average Shares | $2,542,805 (-0.76%) | $2,562,182 (-0.63%) | $2,578,496 (-0.17%) | $2,582,775 (0.79%) |
Weighted Average Shares Diluted | $2,565,938 (-0.61%) | $2,581,702 (-1.21%) | $2,613,414 (-0.50%) | $2,626,516 (1.31%) |
Earning Before Interest & Taxes (EBIT) | $5,646,000 (-37.27%) | $9,000,000 (-17.25%) | $10,876,000 (-4.83%) | $11,428,000 (0.88%) |
Gross Profit | $35,777,000 (-8.57%) | $39,129,000 (1.05%) | $38,721,000 (5.15%) | $36,824,000 (8.29%) |
Operating Income | $5,646,000 (-37.27%) | $9,000,000 (-17.25%) | $10,876,000 (-4.83%) | $11,428,000 (0.88%) |
SFBC Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$3,945,000 (85.01%) | -$26,324,000 (85.68%) | -$183,789,000 (-135.30%) | -$78,109,000 (-1837.30%) |
Net Cash Flow from Financing | -$5,036,000 (-144.60%) | $11,292,000 (-76.47%) | $47,981,000 (-1.67%) | $48,798,000 (-63.60%) |
Net Cash Flow from Operations | $2,932,000 (-57.42%) | $6,886,000 (-31.51%) | $10,054,000 (-47.29%) | $19,073,000 (4040.70%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$6,049,000 (25.74%) | -$8,146,000 (93.52%) | -$125,754,000 (-1128.31%) | -$10,238,000 (-107.42%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$4,629,000 (82.59%) | -$26,584,000 (85.50%) | -$183,391,000 (-155.32%) | -$71,828,000 (-1548.15%) |
Capital Expenditure | -$38,000 (91.44%) | -$444,000 (-11.56%) | -$398,000 (-76.89%) | -$225,000 (44.72%) |
Issuance (Repayment) of Debt Securities | -$15,000,000 (-400.00%) | -$3,000,000 (-106.98%) | $43,000,000 (0%) | $0 (0%) |
Issuance (Purchase) of Equity Shares | $204,000 (111.71%) | -$1,742,000 (-5.90%) | -$1,645,000 (-5583.33%) | $30,000 (-81.93%) |
Payment of Dividends & Other Cash Distributions | -$1,948,000 (-1.83%) | -$1,913,000 (5.81%) | -$2,031,000 (0.39%) | -$2,039,000 (1.59%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $390,000 (-13.33%) | $450,000 (-5.26%) | $475,000 (31.94%) | $360,000 (6.51%) |
Depreciation Amortization & Accretion | $1,579,000 (-4.42%) | $1,652,000 (3.31%) | $1,599,000 (0.76%) | $1,587,000 (-12.99%) |
SFBC Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 13.00% (-31.58%) | 19.00% (-16.30%) | 22.70% (-8.84%) | 24.90% (-5.32%) |
EBITDA Margin | 20.20% (-25.74%) | 27.20% (-15.53%) | 32.20% (-8.78%) | 35.30% (-8.79%) |
Return on Average Equity (ROAE) | 4.50% (-39.19%) | 7.40% (-20.43%) | 9.30% (-7.92%) | 10.10% (-8.18%) |
Return on Average Assets (ROAA) | 0.40% (-42.86%) | 0.70% (-22.22%) | 0.90% (-10.00%) | 1.00% (-9.09%) |
Return on Sales (ROS) | 15.80% (-31.30%) | 23.00% (-18.15%) | 28.10% (-9.35%) | 31.00% (-6.91%) |
Return on Invested Capital (ROIC) | 0.60% (-33.33%) | 0.90% (-25.00%) | 1.20% (-25.00%) | 1.60% (6.67%) |
Dividend Yield | 1.40% (-26.32%) | 1.90% (-5.00%) | 2.00% (11.11%) | 1.80% (-28.00%) |
Price to Earnings Ratio (P/E) | 29.09 (114.80%) | 13.54 (16.90%) | 11.58 (-7.33%) | 12.5 (36.22%) |
Price to Sales Ratio (P/S) | 3.74 (46.52%) | 2.55 (-2.33%) | 2.62 (-15.26%) | 3.09 (28.96%) |
Price to Book Ratio (P/B) | 1.3 (30.85%) | 0.99 (-4.14%) | 1.04 (-15.88%) | 1.23 (28.01%) |
Debt to Equity Ratio (D/E) | 8.59 (-3.41%) | 8.89 (-1.17%) | 8.99 (1.60%) | 8.85 (-2.49%) |
Earnings Per Share (EPS) | 1.81 (-37.15%) | 2.88 (-15.04%) | 3.39 (-3.69%) | 3.52 (1.73%) |
Sales Per Share (SPS) | 14.07 (-7.87%) | 15.27 (1.70%) | 15.02 (5.32%) | 14.26 (7.45%) |
Free Cash Flow Per Share (FCFPS) | 1.14 (-54.73%) | 2.51 (-32.87%) | 3.75 (-48.68%) | 7.3 (2197.13%) |
Book Value Per Share (BVPS) | 40.77 (3.78%) | 39.28 (3.67%) | 37.89 (4.83%) | 36.15 (8.36%) |
Tangible Assets Book Value Per Share (TABVPS) | 390.76 (0.60%) | 388.43 (2.58%) | 378.65 (6.34%) | 356.09 (5.93%) |
Enterprise Value Over EBIT (EV/EBIT) | 8 (33.33%) | 6 (-25.00%) | 8 (233.33%) | -6 (0%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 6.08 (13.72%) | 5.35 (-25.13%) | 7.14 (229.59%) | -5.51 (-1306.12%) |
Asset Turnover | 0.03 (-12.82%) | 0.04 (-2.50%) | 0.04 (0.00%) | 0.04 (-2.44%) |
Current Ratio | - | - | - | - |
Dividends | $0.76 (2.70%) | $0.74 (-5.13%) | $0.78 (0.00%) | $0.78 (-2.50%) |
Free Cash Flow (FCF) | $2,894,000 (-55.08%) | $6,442,000 (-33.29%) | $9,656,000 (-48.77%) | $18,848,000 (2215.38%) |
Enterprise Value (EV) | $43,944,602 (-22.86%) | $56,970,573 (-36.07%) | $89,107,718 (224.21%) | -$71,742,300 (-1290.47%) |
Earnings Before Tax (EBT) | $5,646,000 (-37.27%) | $9,000,000 (-17.25%) | $10,876,000 (-4.83%) | $11,428,000 (0.88%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $7,225,000 (-32.17%) | $10,652,000 (-14.61%) | $12,475,000 (-4.15%) | $13,015,000 (-1.04%) |
Invested Capital | $992,024,000 (-1.11%) | $1,003,179,000 (2.40%) | $979,685,000 (29.70%) | $755,343,000 (9.87%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $993,633,000 (-0.16%) | $995,221,000 (1.93%) | $976,351,000 (6.16%) | $919,691,000 (6.77%) |
Market Capitalization | $134,999,602 (34.76%) | $100,179,573 (-1.26%) | $101,458,718 (-11.90%) | $115,166,700 (39.76%) |
Average Equity | $102,061,000 (2.21%) | $99,855,250 (5.23%) | $94,892,000 (4.75%) | $90,588,750 (11.05%) |
Average Assets | $1,064,026,750 (5.34%) | $1,010,133,500 (4.83%) | $963,613,750 (3.96%) | $926,907,750 (11.07%) |
Invested Capital Average | $1,001,436,500 (1.27%) | $988,899,250 (8.77%) | $909,139,750 (25.86%) | $722,360,000 (-3.35%) |
Shares | 2,564,095 (-0.18%) | 2,568,707 (-0.58%) | 2,583,619 (-1.29%) | 2,617,425 (0.85%) |
