$5.86B Market Cap.
SLM Market Cap. (MRY)
SLM Shares Outstanding (MRY)
SLM Assets (MRY)
Total Assets
$30.07B
Total Liabilities
$27.91B
Total Investments
$23.01B
SLM Income (MRY)
Revenue
$1.44B
Net Income
$608.33M
Operating Expense
$641.90M
SLM Cash Flow (MRY)
CF Operations
-$329.39M
CF Investing
$675.99M
CF Financing
$575.29M
SLM Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0.46 | 1.70% | 4.55% | 16.85% | 5.93 |
2023 | $0.44 | 2.30% | 0.00% | 18.03% | 5.55 |
2022 | $0.44 | 2.70% | 120.00% | 24.72% | 4.05 |
2021 | $0.20 | 1.00% | 66.67% | 5.45% | 18.35 |
2020 | $0.12 | 1.00% | - | 5.29% | 18.92 |
SLM Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $30,072,110,000 (3.09%) | $29,169,468,000 (1.24%) | $28,811,029,000 (-1.41%) | $29,221,899,000 (-5.03%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $63,532,000 (-7.54%) | $68,711,000 (-41.90%) | $118,273,000 (0%) | $0 (0%) |
Shareholders Equity | $2,159,920,000 (14.84%) | $1,880,797,000 (8.91%) | $1,726,970,000 (-19.67%) | $2,149,711,000 (-16.12%) |
Property Plant & Equipment Net | $119,354,000 (-7.84%) | $129,501,000 (-7.98%) | $140,728,000 (-6.50%) | $150,516,000 (-2.69%) |
Cash & Equivalents | $4,874,260,000 (13.37%) | $4,299,507,000 (-9.92%) | $4,772,836,000 (5.00%) | $4,545,344,000 (-1.40%) |
Accumulated Other Comprehensive Income | -$65,861,000 (12.31%) | -$75,104,000 (19.99%) | -$93,870,000 (-424.50%) | -$17,897,000 (47.67%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $23,005,903,000 (0.58%) | $22,873,256,000 (3.22%) | $22,160,186,000 (-3.85%) | $23,046,396,000 (-4.79%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $4,114,446,000 (13.51%) | $3,624,859,000 (14.58%) | $3,163,640,000 (12.30%) | $2,817,134,000 (63.56%) |
Tax Assets | $425,625,000 (16.21%) | $366,247,000 (-4.34%) | $382,874,000 (54.62%) | $247,625,000 (-37.02%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $6,440,345,000 (23.20%) | $5,227,512,000 (-0.15%) | $5,235,114,000 (-11.73%) | $5,930,990,000 (14.29%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $27,912,190,000 (2.28%) | $27,288,671,000 (0.76%) | $27,084,059,000 (0.04%) | $27,072,188,000 (-4.03%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
SLM Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $1,440,535,000 (-1.59%) | $1,463,866,000 (23.02%) | $1,189,966,000 (-42.24%) | $2,060,172,000 (19.90%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $349,387,000 (6.99%) | $326,554,000 (20.79%) | $270,354,000 (4.66%) | $258,321,000 (-8.56%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $641,899,000 (-6.37%) | $685,570,000 (22.59%) | $559,241,000 (7.57%) | $519,908,000 (-7.87%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $190,311,000 (-3.35%) | $196,905,000 (21.76%) | $161,711,000 (-57.42%) | $379,751,000 (38.94%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $608,325,000 (4.63%) | $581,391,000 (23.96%) | $469,014,000 (-59.59%) | $1,160,513,000 (31.77%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $608,325,000 (4.63%) | $581,391,000 (23.96%) | $469,014,000 (-59.59%) | $1,160,513,000 (31.77%) |
Preferred Dividends Income Statement Impact | $18,296,000 (3.34%) | $17,705,000 (96.09%) | $9,029,000 (90.65%) | $4,736,000 (-51.35%) |
Net Income Common Stock | $590,029,000 (4.67%) | $563,686,000 (22.54%) | $459,985,000 (-60.20%) | $1,155,777,000 (32.70%) |
Weighted Average Shares | $216,220,000 (-6.56%) | $231,411,000 (-10.46%) | $258,439,000 (-17.95%) | $314,993,000 (-17.91%) |
Weighted Average Shares Diluted | $219,934,000 (-6.04%) | $234,063,000 (-10.49%) | $261,503,000 (-18.26%) | $319,912,000 (-17.38%) |
Earning Before Interest & Taxes (EBIT) | $798,636,000 (2.61%) | $778,296,000 (23.40%) | $630,725,000 (-59.05%) | $1,540,264,000 (33.47%) |
Gross Profit | $1,440,535,000 (-1.59%) | $1,463,866,000 (23.02%) | $1,189,966,000 (-42.24%) | $2,060,172,000 (19.90%) |
Operating Income | $798,636,000 (2.61%) | $778,296,000 (23.40%) | $630,725,000 (-59.05%) | $1,540,264,000 (33.47%) |
SLM Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | $675,993,000 (5525.30%) | -$12,460,000 (-101.16%) | $1,077,392,000 (-58.64%) | $2,604,673,000 (174.95%) |
Net Cash Flow from Financing | $575,295,000 (276.08%) | $152,970,000 (117.89%) | -$854,892,000 (67.36%) | -$2,619,516,000 (-39.65%) |
Net Cash Flow from Operations | -$329,395,000 (-127.74%) | -$144,637,000 (-2997.38%) | $4,992,000 (110.08%) | -$49,522,000 (72.89%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $0 (0%) | $0 (0%) | $227,492,000 (453.44%) | -$64,365,000 (94.21%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | -$14,654,000 (88.52%) | -$127,654,000 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $648,414,000 (1452.24%) | -$47,951,000 (-104.09%) | $1,171,849,000 (-54.67%) | $2,585,287,000 (186.71%) |
Capital Expenditure | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Issuance (Repayment) of Debt Securities | $1,200,230,000 (5530.66%) | -$22,101,000 (96.88%) | -$708,376,000 (-197.32%) | $727,892,000 (35.34%) |
Issuance (Purchase) of Equity Shares | $0 (0%) | $0 (0%) | -$713,197,000 (53.41%) | -$1,530,683,000 (-174.23%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | -$112,961,000 (-86.83%) | -$60,462,000 (-30.44%) |
Effect of Exchange Rate Changes on Cash | - | - | $0 (0%) | $0 (0%) |
Share Based Compensation | $39,996,000 (9.94%) | $36,380,000 (5.57%) | $34,461,000 (12.44%) | $30,649,000 (-15.95%) |
Depreciation Amortization & Accretion | $22,981,000 (-72.70%) | $84,175,000 (235.23%) | $25,110,000 (56.52%) | $16,043,000 (6.48%) |
SLM Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 41.00% (6.49%) | 38.50% (-0.52%) | 38.70% (-31.02%) | 56.10% (10.65%) |
EBITDA Margin | 57.00% (-3.23%) | 58.90% (6.90%) | 55.10% (-27.02%) | 75.50% (11.03%) |
Return on Average Equity (ROAE) | 27.20% (-11.69%) | 30.80% (29.41%) | 23.80% (-52.68%) | 50.30% (28.64%) |
Return on Average Assets (ROAA) | 2.00% (0.00%) | 2.00% (25.00%) | 1.60% (-58.97%) | 3.90% (39.29%) |
Return on Sales (ROS) | 55.40% (4.14%) | 53.20% (0.38%) | 53.00% (-29.14%) | 74.80% (11.31%) |
Return on Invested Capital (ROIC) | 2.60% (0.00%) | 2.60% (23.81%) | 2.10% (-58.82%) | 5.10% (34.21%) |
Dividend Yield | 1.70% (-26.09%) | 2.30% (-14.81%) | 2.70% (170.00%) | 1.00% (0.00%) |
Price to Earnings Ratio (P/E) | 10.1 (28.93%) | 7.84 (-15.98%) | 9.33 (73.99%) | 5.36 (-1.80%) |
Price to Sales Ratio (P/S) | 4.14 (36.95%) | 3.02 (-16.14%) | 3.6 (19.89%) | 3.01 (8.67%) |
Price to Book Ratio (P/B) | 2.71 (17.87%) | 2.3 (-4.37%) | 2.4 (-10.36%) | 2.68 (47.91%) |
Debt to Equity Ratio (D/E) | 12.92 (-10.93%) | 14.51 (-7.49%) | 15.68 (24.54%) | 12.59 (14.42%) |
Earnings Per Share (EPS) | 2.73 (11.89%) | 2.44 (37.08%) | 1.78 (-51.50%) | 3.67 (61.67%) |
Sales Per Share (SPS) | 6.66 (5.31%) | 6.33 (37.40%) | 4.6 (-29.60%) | 6.54 (46.05%) |
Free Cash Flow Per Share (FCFPS) | -1.52 (-143.68%) | -0.63 (-3389.47%) | 0.02 (112.10%) | -0.16 (67.02%) |
Book Value Per Share (BVPS) | 9.99 (22.90%) | 8.13 (21.64%) | 6.68 (-2.10%) | 6.83 (2.19%) |
Tangible Assets Book Value Per Share (TABVPS) | 138.79 (10.36%) | 125.75 (13.27%) | 111.02 (19.68%) | 92.77 (15.68%) |
Enterprise Value Over EBIT (EV/EBIT) | 9 (12.50%) | 8 (14.29%) | 7 (40.00%) | 5 (25.00%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 8.8 (24.08%) | 7.09 (0.03%) | 7.09 (33.08%) | 5.33 (22.56%) |
Asset Turnover | 0.05 (-3.92%) | 0.05 (21.43%) | 0.04 (-40.00%) | 0.07 (25.00%) |
Current Ratio | - | - | - | - |
Dividends | $0.46 (4.55%) | $0.44 (0.00%) | $0.44 (120.00%) | $0.2 (66.67%) |
Free Cash Flow (FCF) | -$329,395,000 (-127.74%) | -$144,637,000 (-2997.38%) | $4,992,000 (110.08%) | -$49,522,000 (72.89%) |
Enterprise Value (EV) | $7,232,078,280 (18.20%) | $6,118,548,610 (31.56%) | $4,650,907,378 (-43.92%) | $8,292,905,596 (63.14%) |
Earnings Before Tax (EBT) | $798,636,000 (2.61%) | $778,296,000 (23.40%) | $630,725,000 (-59.05%) | $1,540,264,000 (33.47%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $821,617,000 (-4.74%) | $862,471,000 (31.51%) | $655,835,000 (-57.86%) | $1,556,307,000 (33.12%) |
Invested Capital | $31,574,663,000 (5.15%) | $30,028,762,000 (3.00%) | $29,155,034,000 (-4.75%) | $30,607,545,000 (-2.37%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $30,008,578,000 (3.12%) | $29,100,757,000 (1.42%) | $28,692,756,000 (-1.81%) | $29,221,899,000 (-5.03%) |
Market Capitalization | $5,856,074,280 (35.36%) | $4,326,302,610 (4.17%) | $4,153,267,378 (-27.98%) | $5,766,799,596 (24.04%) |
Average Equity | $2,172,661,750 (18.83%) | $1,828,370,000 (-5.39%) | $1,932,553,750 (-15.91%) | $2,298,203,500 (3.28%) |
Average Assets | $29,282,750,750 (1.32%) | $28,901,247,750 (0.96%) | $28,625,179,750 (-2.61%) | $29,391,554,500 (-4.87%) |
Invested Capital Average | $30,263,619,750 (0.29%) | $30,175,559,750 (1.86%) | $29,624,543,500 (-1.70%) | $30,138,026,250 (-0.51%) |
Shares | 212,330,467 (-6.16%) | 226,271,057 (-9.56%) | 250,196,830 (-14.66%) | 293,177,407 (-21.87%) |
