STC: Stewart Information Services Corp Financial Statements
Balance sheet, income statement, and cash flow statements for Stewart Information Services Corp (STC).
$1.87B Market Cap.
STC Market Cap. (MRY)
STC Shares Outstanding (MRY)
STC Assets (MRY)
Total Assets
$2.73B
Total Liabilities
$1.32B
Total Investments
$714.88M
STC Income (MRY)
Revenue
$2.42B
Net Income
$73.31M
Operating Expense
$665.57M
STC Cash Flow (MRY)
CF Operations
$135.61M
CF Investing
-$87.26M
CF Financing
-$60.96M
STC Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $2,730,145,000 (1.01%) | $2,702,861,000 (-1.28%) | $2,737,879,000 (-2.68%) | $2,813,362,000 (42.19%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $1,257,214,000 (-0.64%) | $1,265,325,000 (-0.53%) | $1,272,066,000 (10.17%) | $1,154,641,000 (146.27%) |
Shareholders Equity | $1,402,142,000 (2.24%) | $1,371,411,000 (0.68%) | $1,362,151,000 (6.25%) | $1,282,009,000 (27.55%) |
Property Plant & Equipment Net | $264,685,000 (-2.54%) | $271,573,000 (-3.95%) | $282,727,000 (-0.41%) | $283,893,000 (22.89%) |
Cash & Equivalents | $216,298,000 (-7.31%) | $233,365,000 (-6.04%) | $248,367,000 (-48.89%) | $485,919,000 (12.30%) |
Accumulated Other Comprehensive Income | -$43,397,000 (-23.23%) | -$35,215,000 (31.41%) | -$51,343,000 (-20393.68%) | $253,000 (-98.51%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $714,879,000 (-1.15%) | $723,179,000 (-2.14%) | $738,976,000 (5.32%) | $701,618,000 (33.89%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $140,763,000 (12.70%) | $124,904,000 (6.10%) | $117,723,000 (-1.35%) | $119,340,000 (35.90%) |
Trade & Non-Trade Payables | $214,580,000 (12.90%) | $190,054,000 (-3.30%) | $196,541,000 (-31.60%) | $287,326,000 (27.60%) |
Accumulated Retained Earnings (Deficit) | $1,089,484,000 (1.74%) | $1,070,841,000 (-1.92%) | $1,091,816,000 (12.00%) | $974,800,000 (41.52%) |
Tax Assets | $7,927,000 (8.43%) | $7,311,000 (-43.20%) | $12,871,000 (38.91%) | $9,266,000 (91.80%) |
Tax Liabilities | $28,266,000 (12.86%) | $25,045,000 (-5.90%) | $26,616,000 (-45.44%) | $48,779,000 (104.51%) |
Total Debt | $564,676,000 (-2.80%) | $580,944,000 (-2.36%) | $595,009,000 (-5.99%) | $632,908,000 (186.56%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $1,319,056,000 (-0.40%) | $1,324,312,000 (-3.17%) | $1,367,614,000 (-9.94%) | $1,518,627,000 (57.18%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
STC Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $2,422,112,000 (9.49%) | $2,212,240,000 (-27.43%) | $3,048,351,000 (-6.62%) | $3,264,616,000 (43.72%) |
Cost of Revenue | $1,690,623,000 (5.23%) | $1,606,595,000 (-23.97%) | $2,113,041,000 (-4.11%) | $2,203,642,000 (31.73%) |
Selling General & Administrative Expense | $603,959,000 (18.96%) | $507,701,000 (-21.65%) | $648,022,000 (3.39%) | $626,762,000 (67.05%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $665,571,000 (16.74%) | $570,148,000 (-19.15%) | $705,200,000 (6.34%) | $663,148,000 (68.14%) |
Interest Expense | $19,914,000 (0.90%) | $19,737,000 (7.25%) | $18,403,000 (265.79%) | $5,031,000 (91.73%) |
Income Tax Expense | $26,155,000 (71.36%) | $15,263,000 (-69.99%) | $50,864,000 (-45.88%) | $93,989,000 (92.47%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $88,156,000 (93.33%) | $45,598,000 (-74.92%) | $181,788,000 (-46.53%) | $339,982,000 (100.38%) |
Net Income to Non-Controlling Interests | $14,846,000 (-2.06%) | $15,159,000 (-22.19%) | $19,483,000 (16.21%) | $16,766,000 (13.54%) |
Net Income | $73,310,000 (140.84%) | $30,439,000 (-81.25%) | $162,305,000 (-49.78%) | $323,216,000 (108.65%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $73,310,000 (140.84%) | $30,439,000 (-81.25%) | $162,305,000 (-49.78%) | $323,216,000 (108.65%) |
Weighted Average Shares | $27,628,000 (1.23%) | $27,293,000 (0.88%) | $27,055,000 (0.87%) | $26,822,000 (8.18%) |
Weighted Average Shares Diluted | $28,129,000 (2.21%) | $27,520,000 (0.63%) | $27,347,000 (0.66%) | $27,168,000 (9.05%) |
Earning Before Interest & Taxes (EBIT) | $119,379,000 (82.43%) | $65,439,000 (-71.74%) | $231,572,000 (-45.16%) | $422,236,000 (104.61%) |
Gross Profit | $731,489,000 (20.78%) | $605,645,000 (-35.25%) | $935,310,000 (-11.84%) | $1,060,974,000 (77.24%) |
Operating Income | $65,918,000 (85.70%) | $35,497,000 (-84.57%) | $230,110,000 (-42.16%) | $397,826,000 (94.82%) |
STC Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$87,263,000 (-191.18%) | -$29,969,000 (90.03%) | -$300,665,000 (53.41%) | -$645,276,000 (-178.89%) |
Net Cash Flow from Financing | -$60,958,000 (11.78%) | -$69,099,000 (43.92%) | -$123,220,000 (-139.70%) | $310,374,000 (471.58%) |
Net Cash Flow from Operations | $135,609,000 (63.30%) | $83,042,000 (-56.72%) | $191,860,000 (-50.84%) | $390,291,000 (41.51%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$17,067,000 (-13.76%) | -$15,002,000 (93.68%) | -$237,552,000 (-546.22%) | $53,236,000 (-47.85%) |
Net Cash Flow - Business Acquisitions and Disposals | -$14,383,000 (42.70%) | -$25,100,000 (82.43%) | -$142,859,000 (76.19%) | -$599,984,000 (-200.69%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$35,562,000 (-189.09%) | $39,918,000 (135.98%) | -$110,948,000 (-5022.27%) | $2,254,000 (112.22%) |
Capital Expenditure | -$40,468,000 (-10.16%) | -$36,734,000 (22.34%) | -$47,304,000 (-62.46%) | -$29,117,000 (-97.24%) |
Issuance (Repayment) of Debt Securities | $9,000 (100.40%) | -$2,238,000 (93.95%) | -$36,987,000 (-109.54%) | $387,535,000 (4346.96%) |
Issuance (Purchase) of Equity Shares | $6,706,000 (110.42%) | $3,187,000 (24.20%) | $2,566,000 (454.21%) | $463,000 (-99.57%) |
Payment of Dividends & Other Cash Distributions | -$53,916,000 (-6.72%) | -$50,523,000 (-13.10%) | -$44,672,000 (-21.93%) | -$36,637,000 (-21.21%) |
Effect of Exchange Rate Changes on Cash | -$4,455,000 (-535.06%) | $1,024,000 (118.53%) | -$5,527,000 (-156.71%) | -$2,153,000 (-164.52%) |
Share Based Compensation | $13,564,000 (24.21%) | $10,920,000 (-11.09%) | $12,282,000 (2.64%) | $11,966,000 (108.07%) |
Depreciation Amortization & Accretion | $61,612,000 (-1.34%) | $62,447,000 (9.22%) | $57,178,000 (57.14%) | $36,386,000 (89.35%) |
STC Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 30.20% (10.22%) | 27.40% (-10.75%) | 30.70% (-5.54%) | 32.50% (23.11%) |
Profit Margin | 3.00% (114.29%) | 1.40% (-73.58%) | 5.30% (-46.46%) | 9.90% (45.59%) |
EBITDA Margin | 7.50% (29.31%) | 5.80% (-38.95%) | 9.50% (-32.14%) | 14.00% (41.41%) |
Return on Average Equity (ROAE) | 5.30% (140.91%) | 2.20% (-81.82%) | 12.10% (-56.32%) | 27.70% (54.75%) |
Return on Average Assets (ROAA) | 2.70% (145.45%) | 1.10% (-81.36%) | 5.90% (-57.25%) | 13.80% (53.33%) |
Return on Sales (ROS) | 4.90% (63.33%) | 3.00% (-60.53%) | 7.60% (-41.09%) | 12.90% (41.76%) |
Return on Invested Capital (ROIC) | 6.50% (80.56%) | 3.60% (-71.88%) | 12.80% (-53.28%) | 27.40% (64.07%) |
Dividend Yield | 2.90% (-6.45%) | 3.10% (-20.51%) | 3.90% (129.41%) | 1.70% (-32.00%) |
Price to Earnings Ratio (P/E) | 25.47 (-51.45%) | 52.45 (636.52%) | 7.12 (7.63%) | 6.62 (-14.49%) |
Price to Sales Ratio (P/S) | 0.77 (6.21%) | 0.72 (91.29%) | 0.38 (-42.14%) | 0.66 (24.05%) |
Price to Book Ratio (P/B) | 1.33 (13.82%) | 1.17 (37.72%) | 0.85 (-49.10%) | 1.67 (30.02%) |
Debt to Equity Ratio (D/E) | 0.94 (-2.59%) | 0.97 (-3.78%) | 1 (-15.27%) | 1.19 (23.31%) |
Earnings Per Share (EPS) | 2.65 (136.61%) | 1.12 (-81.33%) | 6 (-50.21%) | 12.05 (92.80%) |
Sales Per Share (SPS) | 87.67 (8.16%) | 81.06 (-28.06%) | 112.67 (-7.43%) | 121.71 (32.85%) |
Free Cash Flow Per Share (FCFPS) | 3.44 (102.95%) | 1.7 (-68.24%) | 5.34 (-60.32%) | 13.47 (27.89%) |
Book Value Per Share (BVPS) | 50.75 (1.00%) | 50.25 (-0.20%) | 50.35 (5.34%) | 47.8 (17.90%) |
Tangible Assets Book Value Per Share (TABVPS) | 53.31 (1.22%) | 52.67 (-2.78%) | 54.18 (-12.39%) | 61.84 (1.56%) |
Enterprise Value Over EBIT (EV/EBIT) | 19 (-36.67%) | 30 (400.00%) | 6 (20.00%) | 5 (0.00%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 12.46 (-19.98%) | 15.57 (214.31%) | 4.96 (17.08%) | 4.23 (-15.83%) |
Asset Turnover | 0.9 (9.21%) | 0.82 (-25.88%) | 1.11 (-19.87%) | 1.39 (5.55%) |
Current Ratio | - | - | - | - |
Dividends | $1.95 (5.41%) | $1.85 (12.12%) | $1.65 (20.88%) | $1.36 (13.75%) |
Free Cash Flow (FCF) | $95,141,000 (105.45%) | $46,308,000 (-67.97%) | $144,556,000 (-59.98%) | $361,174,000 (38.36%) |
Enterprise Value (EV) | $2,255,655,778 (13.25%) | $1,991,749,129 (39.20%) | $1,430,885,265 (-26.27%) | $1,940,734,896 (71.09%) |
Earnings Before Tax (EBT) | $99,465,000 (117.64%) | $45,702,000 (-78.56%) | $213,169,000 (-48.91%) | $417,205,000 (104.78%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $180,991,000 (41.53%) | $127,886,000 (-55.71%) | $288,750,000 (-37.04%) | $458,622,000 (103.31%) |
Invested Capital | $1,821,309,000 (2.03%) | $1,785,115,000 (-1.51%) | $1,812,455,000 (0.37%) | $1,805,710,000 (39.13%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $1,472,931,000 (2.46%) | $1,437,536,000 (-1.93%) | $1,465,813,000 (-11.63%) | $1,658,721,000 (9.87%) |
Market Capitalization | $1,870,935,778 (16.39%) | $1,607,532,129 (38.68%) | $1,159,137,265 (-45.94%) | $2,143,999,896 (65.93%) |
Average Equity | $1,382,897,750 (1.79%) | $1,358,551,000 (1.26%) | $1,341,680,500 (15.12%) | $1,165,438,750 (34.66%) |
Average Assets | $2,689,147,500 (0.26%) | $2,682,207,250 (-2.11%) | $2,739,917,000 (16.59%) | $2,350,001,750 (36.10%) |
Invested Capital Average | $1,835,215,500 (2.29%) | $1,794,200,500 (-1.00%) | $1,812,415,000 (17.66%) | $1,540,398,250 (24.54%) |
Shares | 27,721,674 (1.31%) | 27,362,249 (0.87%) | 27,127,013 (0.88%) | 26,890,755 (0.64%) |
