STC Financial Statements

Balance sheet, income statement, cash flow, and dividends for Stewart Information Services Corp (STC).


$1.87B Market Cap.

As of 02/28/2025 5:00 PM ET (MRY) • Disclaimer

STC Market Cap. (MRY)


STC Shares Outstanding (MRY)


STC Assets (MRY)


Total Assets

$2.73B

Total Liabilities

$1.32B

Total Investments

$714.88M

STC Income (MRY)


Revenue

$2.42B

Net Income

$73.31M

Operating Expense

$665.57M

STC Cash Flow (MRY)


CF Operations

$135.61M

CF Investing

-$87.26M

CF Financing

-$60.96M

STC Dividends (MRY)


Period

Dividends

Yield %

Growth %

Payout Ratio

Coverage Ratio

2024

$1.95

2.90%

5.41%

73.58%

1.36

2023

$1.85

3.10%

12.12%

165.18%

0.61

2022

$1.65

3.90%

20.88%

27.50%

3.64

2021

$1.36

1.70%

13.75%

11.33%

8.83

2020

$1.20

2.50%

-

19.20%

5.21

STC Balance Sheet (MRY)


Metric

2024

2023

2022

2021

Total Assets

$2,730,145,000 (1.01%)

$2,702,861,000 (-1.28%)

$2,737,879,000 (-2.68%)

$2,813,362,000 (42.19%)

Assets Current

-

-

-

-

Assets Non-Current

-

-

-

-

Goodwill & Intangible Assets

$1,257,214,000 (-0.64%)

$1,265,325,000 (-0.53%)

$1,272,066,000 (10.17%)

$1,154,641,000 (146.27%)

Shareholders Equity

$1,402,142,000 (2.24%)

$1,371,411,000 (0.68%)

$1,362,151,000 (6.25%)

$1,282,009,000 (27.55%)

Property Plant & Equipment Net

$264,685,000 (-2.54%)

$271,573,000 (-3.95%)

$282,727,000 (-0.41%)

$283,893,000 (22.89%)

Cash & Equivalents

$216,298,000 (-7.31%)

$233,365,000 (-6.04%)

$248,367,000 (-48.89%)

$485,919,000 (12.30%)

Accumulated Other Comprehensive Income

-$43,397,000 (-23.23%)

-$35,215,000 (31.41%)

-$51,343,000 (-20393.68%)

$253,000 (-98.51%)

Deferred Revenue

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Total Investments

$714,879,000 (-1.15%)

$723,179,000 (-2.14%)

$738,976,000 (5.32%)

$701,618,000 (33.89%)

Investments Current

-

-

-

-

Investments Non-Current

-

-

-

-

Inventory

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Trade & Non-Trade Receivables

$140,763,000 (12.70%)

$124,904,000 (6.10%)

$117,723,000 (-1.35%)

$119,340,000 (35.90%)

Trade & Non-Trade Payables

$214,580,000 (12.90%)

$190,054,000 (-3.30%)

$196,541,000 (-31.60%)

$287,326,000 (27.60%)

Accumulated Retained Earnings (Deficit)

$1,089,484,000 (1.74%)

$1,070,841,000 (-1.92%)

$1,091,816,000 (12.00%)

$974,800,000 (41.52%)

Tax Assets

$7,927,000 (8.43%)

$7,311,000 (-43.20%)

$12,871,000 (38.91%)

$9,266,000 (91.80%)

Tax Liabilities

$28,266,000 (12.86%)

$25,045,000 (-5.90%)

$26,616,000 (-45.44%)

$48,779,000 (104.51%)

Total Debt

$564,676,000 (-2.80%)

$580,944,000 (-2.36%)

$595,009,000 (-5.99%)

$632,908,000 (186.56%)

Debt Current

-

-

-

-

Debt Non-Current

-

-

-

-

Total Liabilities

$1,319,056,000 (-0.40%)

$1,324,312,000 (-3.17%)

$1,367,614,000 (-9.94%)

$1,518,627,000 (57.18%)

Liabilities Current

-

-

-

-

Liabilities Non-Current

-

-

-

-

STC Income Statement (MRY)


Metric

2024

2023

2022

2021

Revenues

$2,422,112,000 (9.49%)

$2,212,240,000 (-27.43%)

$3,048,351,000 (-6.62%)

$3,264,616,000 (43.72%)

Cost of Revenue

$1,690,623,000 (5.23%)

$1,606,595,000 (-23.97%)

$2,113,041,000 (-4.11%)

$2,203,642,000 (31.73%)

Selling General & Administrative Expense

$603,959,000 (18.96%)

$507,701,000 (-21.65%)

$648,022,000 (3.39%)

$626,762,000 (67.05%)

Research & Development Expense

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Operating Expenses

$665,571,000 (16.74%)

$570,148,000 (-19.15%)

$705,200,000 (6.34%)

$663,148,000 (68.14%)

Interest Expense

$19,914,000 (0.90%)

$19,737,000 (7.25%)

$18,403,000 (265.79%)

$5,031,000 (91.73%)

Income Tax Expense

$26,155,000 (71.36%)

$15,263,000 (-69.99%)

$50,864,000 (-45.88%)

$93,989,000 (92.47%)

Net Loss Income from Discontinued Operations

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Consolidated Income

$88,156,000 (93.33%)

$45,598,000 (-74.92%)

$181,788,000 (-46.53%)

$339,982,000 (100.38%)

Net Income to Non-Controlling Interests

$14,846,000 (-2.06%)

$15,159,000 (-22.19%)

$19,483,000 (16.21%)

$16,766,000 (13.54%)

Net Income

$73,310,000 (140.84%)

$30,439,000 (-81.25%)

$162,305,000 (-49.78%)

$323,216,000 (108.65%)

Preferred Dividends Income Statement Impact

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Net Income Common Stock

$73,310,000 (140.84%)

$30,439,000 (-81.25%)

$162,305,000 (-49.78%)

$323,216,000 (108.65%)

Weighted Average Shares

$27,628,000 (1.23%)

$27,293,000 (0.88%)

$27,055,000 (0.87%)

$26,822,000 (8.18%)

Weighted Average Shares Diluted

$28,129,000 (2.21%)

$27,520,000 (0.63%)

$27,347,000 (0.66%)

$27,168,000 (9.05%)

Earning Before Interest & Taxes (EBIT)

$119,379,000 (82.43%)

$65,439,000 (-71.74%)

$231,572,000 (-45.16%)

$422,236,000 (104.61%)

Gross Profit

$731,489,000 (20.78%)

$605,645,000 (-35.25%)

$935,310,000 (-11.84%)

$1,060,974,000 (77.24%)

Operating Income

$65,918,000 (85.70%)

$35,497,000 (-84.57%)

$230,110,000 (-42.16%)

$397,826,000 (94.82%)

STC Cash Flow Statement (MRY)


Metric

2024

2023

2022

2021

Net Cash Flow from Investing

-$87,263,000 (-191.18%)

-$29,969,000 (90.03%)

-$300,665,000 (53.41%)

-$645,276,000 (-178.89%)

Net Cash Flow from Financing

-$60,958,000 (11.78%)

-$69,099,000 (43.92%)

-$123,220,000 (-139.70%)

$310,374,000 (471.58%)

Net Cash Flow from Operations

$135,609,000 (63.30%)

$83,042,000 (-56.72%)

$191,860,000 (-50.84%)

$390,291,000 (41.51%)

Net Cash Flow / Change in Cash & Cash Equivalents

-$17,067,000 (-13.76%)

-$15,002,000 (93.68%)

-$237,552,000 (-546.22%)

$53,236,000 (-47.85%)

Net Cash Flow - Business Acquisitions and Disposals

-$14,383,000 (42.70%)

-$25,100,000 (82.43%)

-$142,859,000 (76.19%)

-$599,984,000 (-200.69%)

Net Cash Flow - Investment Acquisitions and Disposals

-$35,562,000 (-189.09%)

$39,918,000 (135.98%)

-$110,948,000 (-5022.27%)

$2,254,000 (112.22%)

Capital Expenditure

-$40,468,000 (-10.16%)

-$36,734,000 (22.34%)

-$47,304,000 (-62.46%)

-$29,117,000 (-97.24%)

Issuance (Repayment) of Debt Securities

$9,000 (100.40%)

-$2,238,000 (93.95%)

-$36,987,000 (-109.54%)

$387,535,000 (4346.96%)

Issuance (Purchase) of Equity Shares

$6,706,000 (110.42%)

$3,187,000 (24.20%)

$2,566,000 (454.21%)

$463,000 (-99.57%)

Payment of Dividends & Other Cash Distributions

-$53,916,000 (-6.72%)

-$50,523,000 (-13.10%)

-$44,672,000 (-21.93%)

-$36,637,000 (-21.21%)

Effect of Exchange Rate Changes on Cash

-$4,455,000 (-535.06%)

$1,024,000 (118.53%)

-$5,527,000 (-156.71%)

-$2,153,000 (-164.52%)

Share Based Compensation

$13,564,000 (24.21%)

$10,920,000 (-11.09%)

$12,282,000 (2.64%)

$11,966,000 (108.07%)

Depreciation Amortization & Accretion

$61,612,000 (-1.34%)

$62,447,000 (9.22%)

$57,178,000 (57.14%)

$36,386,000 (89.35%)

STC Financial Metrics (MRY)


Metric

2024

2023

2022

2021

Gross Margin

30.20% (10.22%)

27.40% (-10.75%)

30.70% (-5.54%)

32.50% (23.11%)

Profit Margin

3.00% (114.29%)

1.40% (-73.58%)

5.30% (-46.46%)

9.90% (45.59%)

EBITDA Margin

7.50% (29.31%)

5.80% (-38.95%)

9.50% (-32.14%)

14.00% (41.41%)

Return on Average Equity (ROAE)

5.30% (140.91%)

2.20% (-81.82%)

12.10% (-56.32%)

27.70% (54.75%)

Return on Average Assets (ROAA)

2.70% (145.45%)

1.10% (-81.36%)

5.90% (-57.25%)

13.80% (53.33%)

Return on Sales (ROS)

4.90% (63.33%)

3.00% (-60.53%)

7.60% (-41.09%)

12.90% (41.76%)

Return on Invested Capital (ROIC)

6.50% (80.56%)

3.60% (-71.88%)

12.80% (-53.28%)

27.40% (64.07%)

Dividend Yield

2.90% (-6.45%)

3.10% (-20.51%)

3.90% (129.41%)

1.70% (-32.00%)

Price to Earnings Ratio (P/E)

25.47 (-51.45%)

52.45 (636.52%)

7.12 (7.63%)

6.62 (-14.49%)

Price to Sales Ratio (P/S)

0.77 (6.21%)

0.72 (91.29%)

0.38 (-42.14%)

0.66 (24.05%)

Price to Book Ratio (P/B)

1.33 (13.82%)

1.17 (37.72%)

0.85 (-49.10%)

1.67 (30.02%)

Debt to Equity Ratio (D/E)

0.94 (-2.59%)

0.97 (-3.78%)

1 (-15.27%)

1.19 (23.31%)

Earnings Per Share (EPS)

2.65 (136.61%)

1.12 (-81.33%)

6 (-50.21%)

12.05 (92.80%)

Sales Per Share (SPS)

87.67 (8.16%)

81.06 (-28.06%)

112.67 (-7.43%)

121.71 (32.85%)

Free Cash Flow Per Share (FCFPS)

3.44 (102.95%)

1.7 (-68.24%)

5.34 (-60.32%)

13.47 (27.89%)

Book Value Per Share (BVPS)

50.75 (1.00%)

50.25 (-0.20%)

50.35 (5.34%)

47.8 (17.90%)

Tangible Assets Book Value Per Share (TABVPS)

53.31 (1.22%)

52.67 (-2.78%)

54.18 (-12.39%)

61.84 (1.56%)

Enterprise Value Over EBIT (EV/EBIT)

19 (-36.67%)

30 (400.00%)

6 (20.00%)

5 (0.00%)

Enterprise Value Over EBITDA (EV/EBITDA)

12.46 (-19.98%)

15.57 (214.31%)

4.96 (17.08%)

4.23 (-15.83%)

Asset Turnover

0.9 (9.21%)

0.82 (-25.88%)

1.11 (-19.87%)

1.39 (5.55%)

Current Ratio

-

-

-

-

Dividends

$1.95 (5.41%)

$1.85 (12.12%)

$1.65 (20.88%)

$1.36 (13.75%)

Free Cash Flow (FCF)

$95,141,000 (105.45%)

$46,308,000 (-67.97%)

$144,556,000 (-59.98%)

$361,174,000 (38.36%)

Enterprise Value (EV)

$2,255,655,778 (13.25%)

$1,991,749,129 (39.20%)

$1,430,885,265 (-26.27%)

$1,940,734,896 (71.09%)

Earnings Before Tax (EBT)

$99,465,000 (117.64%)

$45,702,000 (-78.56%)

$213,169,000 (-48.91%)

$417,205,000 (104.78%)

Earnings Before Interest Taxes & Depreciation Amortization (EBITDA)

$180,991,000 (41.53%)

$127,886,000 (-55.71%)

$288,750,000 (-37.04%)

$458,622,000 (103.31%)

Invested Capital

$1,821,309,000 (2.03%)

$1,785,115,000 (-1.51%)

$1,812,455,000 (0.37%)

$1,805,710,000 (39.13%)

Working Capital

-

-

-

-

Tangible Asset Value

$1,472,931,000 (2.46%)

$1,437,536,000 (-1.93%)

$1,465,813,000 (-11.63%)

$1,658,721,000 (9.87%)

Market Capitalization

$1,870,935,778 (16.39%)

$1,607,532,129 (38.68%)

$1,159,137,265 (-45.94%)

$2,143,999,896 (65.93%)

Average Equity

$1,382,897,750 (1.79%)

$1,358,551,000 (1.26%)

$1,341,680,500 (15.12%)

$1,165,438,750 (34.66%)

Average Assets

$2,689,147,500 (0.26%)

$2,682,207,250 (-2.11%)

$2,739,917,000 (16.59%)

$2,350,001,750 (36.10%)

Invested Capital Average

$1,835,215,500 (2.29%)

$1,794,200,500 (-1.00%)

$1,812,415,000 (17.66%)

$1,540,398,250 (24.54%)

Shares

27,721,674 (1.31%)

27,362,249 (0.87%)

27,127,013 (0.88%)

26,890,755 (0.64%)