TCBS: Texas Community Bancshares Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Texas Community Bancshares Inc (TCBS).
$47.51M Market Cap.
TCBS Market Cap. (MRY)
TCBS Shares Outstanding (MRY)
TCBS Assets (MRY)
Total Assets
$443.46M
Total Liabilities
$391.35M
Total Investments
$395.25M
TCBS Income (MRY)
Revenue
$10.49M
Net Income
-$1.30M
Operating Expense
$12.27M
TCBS Cash Flow (MRY)
CF Operations
$1.94M
CF Investing
$8.80M
CF Financing
-$10.51M
TCBS Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $443,457,000 (-1.90%) | $452,044,000 (8.31%) | $417,346,000 (14.40%) | $364,826,000 (21.76%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $132,000 (-50.19%) | $265,000 (-33.25%) | $397,000 (-24.95%) | $529,000 (-19.97%) |
Shareholders Equity | $52,108,000 (-2.94%) | $53,689,000 (-3.90%) | $55,870,000 (-7.09%) | $60,132,000 (88.27%) |
Property Plant & Equipment Net | $11,526,000 (-0.71%) | $11,609,000 (84.30%) | $6,299,000 (1.35%) | $6,215,000 (-2.63%) |
Cash & Equivalents | $23,010,000 (-9.26%) | $25,358,000 (130.91%) | $10,982,000 (-70.21%) | $36,870,000 (66.92%) |
Accumulated Other Comprehensive Income | -$4,766,000 (14.77%) | -$5,592,000 (20.10%) | -$6,999,000 (-920.26%) | -$686,000 (-635.94%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $395,245,000 (-1.97%) | $403,188,000 (3.61%) | $389,123,000 (24.40%) | $312,794,000 (19.11%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $30,163,000 (-5.66%) | $31,972,000 (-6.19%) | $34,083,000 (5.43%) | $32,329,000 (1.63%) |
Tax Assets | $2,688,000 (10.53%) | $2,432,000 (5.56%) | $2,304,000 (253.92%) | $651,000 (163.56%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $49,878,000 (-35.14%) | $76,896,000 (23.05%) | $62,494,000 (126.67%) | $27,571,000 (-10.39%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $391,349,000 (-1.76%) | $398,355,000 (10.20%) | $361,476,000 (18.64%) | $304,694,000 (13.82%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
TCBS Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $10,489,000 (-5.16%) | $11,060,000 (-7.39%) | $11,943,000 (18.42%) | $10,085,000 (7.68%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $9,184,000 (-0.50%) | $9,230,000 (18.52%) | $7,788,000 (11.10%) | $7,010,000 (3.73%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $12,270,000 (2.28%) | $11,997,000 (22.84%) | $9,766,000 (3.08%) | $9,474,000 (12.46%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | -$476,000 (-133.33%) | -$204,000 (-148.23%) | $423,000 (354.84%) | $93,000 (-51.81%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | -$1,305,000 (-78.04%) | -$733,000 (-141.79%) | $1,754,000 (238.61%) | $518,000 (-30.84%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | -$1,305,000 (-78.04%) | -$733,000 (-141.79%) | $1,754,000 (238.61%) | $518,000 (-30.84%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | -$1,305,000 (-78.04%) | -$733,000 (-141.79%) | $1,754,000 (238.61%) | $518,000 (-30.84%) |
Weighted Average Shares | $2,915,402 (-4.80%) | $3,062,517 (1.13%) | $3,028,214 (0.87%) | $3,002,129 (-7.85%) |
Weighted Average Shares Diluted | $2,986,015 (-2.50%) | $3,062,517 (1.13%) | $3,028,214 (0.87%) | $3,002,129 |
Earning Before Interest & Taxes (EBIT) | -$1,781,000 (-90.07%) | -$937,000 (-143.04%) | $2,177,000 (256.30%) | $611,000 (-35.14%) |
Gross Profit | $10,489,000 (-5.16%) | $11,060,000 (-7.39%) | $11,943,000 (18.42%) | $10,085,000 (7.68%) |
Operating Income | -$1,781,000 (-90.07%) | -$937,000 (-143.04%) | $2,177,000 (256.30%) | $611,000 (-35.14%) |
TCBS Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | $8,802,000 (128.25%) | -$31,154,000 (56.84%) | -$72,184,000 (-36.72%) | -$52,798,000 (-76.52%) |
Net Cash Flow from Financing | -$10,513,000 (-131.86%) | $32,999,000 (-41.14%) | $56,067,000 (-13.59%) | $64,883,000 (112.44%) |
Net Cash Flow from Operations | $1,941,000 (-15.17%) | $2,288,000 (-26.88%) | $3,129,000 (78.09%) | $1,757,000 (-8.06%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $230,000 (-94.44%) | $4,133,000 (131.82%) | -$12,988,000 (-193.83%) | $13,842,000 (444.32%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $10,003,000 (139.15%) | -$25,553,000 (64.53%) | -$72,050,000 (-36.82%) | -$52,661,000 (-80.94%) |
Capital Expenditure | -$1,201,000 (78.56%) | -$5,601,000 (-1385.68%) | -$377,000 (-175.18%) | -$137,000 (83.00%) |
Issuance (Repayment) of Debt Securities | -$27,018,000 (-287.60%) | $14,402,000 (-58.76%) | $34,923,000 (1192.37%) | -$3,197,000 (-754.81%) |
Issuance (Purchase) of Equity Shares | -$1,578,000 (28.24%) | -$2,199,000 (0%) | $0 (0%) | $30,893,000 (0%) |
Payment of Dividends & Other Cash Distributions | -$504,000 (-36.96%) | -$368,000 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $980,000 (35.92%) | $721,000 (142.76%) | $297,000 (47.03%) | $202,000 (0%) |
Depreciation Amortization & Accretion | $572,000 (35.55%) | $422,000 (-2.09%) | $431,000 (-1.37%) | $437,000 (1.63%) |
TCBS Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | -12.40% (-87.88%) | -6.60% (-144.90%) | 14.70% (188.24%) | 5.10% (-36.25%) |
EBITDA Margin | -11.50% (-144.68%) | -4.70% (-121.56%) | 21.80% (109.62%) | 10.40% (-28.77%) |
Return on Average Equity (ROAE) | -2.50% (-78.57%) | -1.40% (-145.16%) | 3.10% (181.82%) | 1.10% (-54.17%) |
Return on Average Assets (ROAA) | -0.30% (-50.00%) | -0.20% (-140.00%) | 0.50% (400.00%) | 0.10% (-66.67%) |
Return on Sales (ROS) | -17.00% (-100.00%) | -8.50% (-146.70%) | 18.20% (198.36%) | 6.10% (-39.60%) |
Return on Invested Capital (ROIC) | -0.40% (-100.00%) | -0.20% (-140.00%) | 0.50% (150.00%) | 0.20% (-33.33%) |
Dividend Yield | 1.00% (25.00%) | 0.80% (0%) | 0% (0%) | 0% |
Price to Earnings Ratio (P/E) | -33.89 (42.38%) | -58.81 (-322.22%) | 26.47 (-70.97%) | 91.18 |
Price to Sales Ratio (P/S) | 4.24 (8.47%) | 3.91 (0.41%) | 3.89 (-15.65%) | 4.61 |
Price to Book Ratio (P/B) | 0.91 (8.06%) | 0.84 (-6.84%) | 0.91 (17.05%) | 0.77 |
Debt to Equity Ratio (D/E) | 7.51 (1.21%) | 7.42 (14.68%) | 6.47 (27.69%) | 5.07 (-39.55%) |
Earnings Per Share (EPS) | -0.45 (-87.50%) | -0.24 (-141.38%) | 0.58 (241.18%) | 0.17 |
Sales Per Share (SPS) | 3.6 (-0.36%) | 3.61 (-8.44%) | 3.94 (17.42%) | 3.36 (16.83%) |
Free Cash Flow Per Share (FCFPS) | 0.25 (123.48%) | -1.08 (-219.03%) | 0.91 (68.33%) | 0.54 (59.29%) |
Book Value Per Share (BVPS) | 17.87 (1.95%) | 17.53 (-4.98%) | 18.45 (-7.89%) | 20.03 (104.30%) |
Tangible Assets Book Value Per Share (TABVPS) | 152.06 (3.08%) | 147.52 (7.14%) | 137.69 (13.47%) | 121.35 (32.22%) |
Enterprise Value Over EBIT (EV/EBIT) | -50 (54.55%) | -110 (-414.29%) | 35 (0.00%) | 35 |
Enterprise Value Over EBITDA (EV/EBITDA) | -74.25 (62.94%) | -200.34 (-783.95%) | 29.29 (42.70%) | 20.53 |
Asset Turnover | 0.02 (-8.00%) | 0.03 (-19.35%) | 0.03 (6.90%) | 0.03 (-12.12%) |
Current Ratio | - | - | - | - |
Dividends | $0.16 (45.45%) | $0.11 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $740,000 (122.34%) | -$3,313,000 (-220.39%) | $2,752,000 (69.88%) | $1,620,000 (46.61%) |
Enterprise Value (EV) | $89,766,693 (-13.00%) | $103,177,355 (35.06%) | $76,394,540 (255.11%) | $21,512,622 |
Earnings Before Tax (EBT) | -$1,781,000 (-90.07%) | -$937,000 (-143.04%) | $2,177,000 (256.30%) | $611,000 (-35.14%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | -$1,209,000 (-134.76%) | -$515,000 (-119.75%) | $2,608,000 (148.85%) | $1,048,000 (-23.62%) |
Invested Capital | $470,193,000 (-6.58%) | $503,317,000 (7.44%) | $468,461,000 (31.96%) | $354,998,000 (15.39%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $443,325,000 (-1.87%) | $451,779,000 (8.35%) | $416,949,000 (14.45%) | $364,297,000 (21.85%) |
Market Capitalization | $47,513,693 (4.90%) | $45,293,355 (-10.50%) | $50,606,540 (8.70%) | $46,556,622 |
Average Equity | $52,016,500 (-4.05%) | $54,210,250 (-3.98%) | $56,455,500 (22.70%) | $46,011,827 (46.09%) |
Average Assets | $451,213,750 (3.79%) | $434,740,750 (13.23%) | $383,943,000 (10.47%) | $347,544,058 (22.55%) |
Invested Capital Average | $482,861,000 (-1.29%) | $489,175,000 (21.68%) | $402,029,250 (22.72%) | $327,591,596 (12.77%) |
Shares | 3,115,652 (-2.91%) | 3,208,881 (-2.67%) | 3,296,843 (9.76%) | 3,003,653 (-7.80%) |
