TFSL: Tfs Financial Corp Financial Statements
Balance sheet, income statement, and cash flow statements for Tfs Financial Corp (TFSL).
$3.61B Market Cap.
TFSL Market Cap. (MRY)
TFSL Shares Outstanding (MRY)
TFSL Assets (MRY)
Total Assets
$17.09B
Total Liabilities
$15.23B
Total Investments
$16.10B
TFSL Income (MRY)
Revenue
$304.66M
Net Income
$79.59M
Operating Expense
$204.35M
TFSL Cash Flow (MRY)
CF Operations
$88.60M
CF Investing
-$124.71M
CF Financing
$33.08M
TFSL Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $17,090,785,000 (1.02%) | $16,917,979,000 (7.14%) | $15,789,879,000 (12.32%) | $14,057,450,000 (-3.99%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $1,862,624,000 (-3.36%) | $1,927,361,000 (4.50%) | $1,844,339,000 (6.47%) | $1,732,280,000 (3.61%) |
Property Plant & Equipment Net | $33,361,000 (-7.72%) | $36,152,000 (1.20%) | $35,722,000 (-5.27%) | $37,709,000 (-9.74%) |
Cash & Equivalents | $463,718,000 (-0.65%) | $466,746,000 (26.30%) | $369,564,000 (-24.32%) | $488,326,000 (-1.95%) |
Accumulated Other Comprehensive Income | -$15,608,000 (-118.32%) | $85,212,000 (268.10%) | $23,149,000 (134.14%) | -$67,801,000 (48.62%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $16,102,206,000 (1.07%) | $15,931,829,000 (6.60%) | $14,944,869,000 (13.98%) | $13,111,390,000 (-4.56%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $915,489,000 (3.21%) | $886,984,000 (1.95%) | $870,047,000 (1.92%) | $853,657,000 (-1.37%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $4,935,237,000 (-9.08%) | $5,427,865,000 (9.87%) | $4,940,384,000 (52.34%) | $3,242,924,000 (-11.86%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $15,228,161,000 (1.58%) | $14,990,618,000 (7.49%) | $13,945,540,000 (13.15%) | $12,325,170,000 (-4.97%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
TFSL Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $304,660,000 (-0.60%) | $306,496,000 (5.62%) | $290,200,000 (-1.94%) | $295,929,000 (1.17%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $155,827,000 (-6.02%) | $165,807,000 (5.35%) | $157,385,000 (2.36%) | $153,751,000 (5.44%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $204,347,000 (-4.12%) | $213,129,000 (7.56%) | $198,146,000 (1.18%) | $195,835,000 (1.85%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $20,725,000 (14.40%) | $18,117,000 (3.59%) | $17,489,000 (-8.37%) | $19,087,000 (12.75%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $79,588,000 (5.76%) | $75,250,000 (0.92%) | $74,565,000 (-7.95%) | $81,007,000 (-2.77%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $79,588,000 (5.76%) | $75,250,000 (0.92%) | $74,565,000 (-7.95%) | $81,007,000 (-2.77%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $79,588,000 (5.76%) | $75,250,000 (0.92%) | $74,565,000 (-7.95%) | $81,007,000 (-2.77%) |
Weighted Average Shares | $278,178,496 (0.27%) | $277,436,382 (0.02%) | $277,370,762 (0.24%) | $276,694,594 (0.30%) |
Weighted Average Shares Diluted | $279,143,524 (0.20%) | $278,583,454 (-0.04%) | $278,686,365 (0.04%) | $278,576,254 (0.28%) |
Earning Before Interest & Taxes (EBIT) | $100,313,000 (7.44%) | $93,367,000 (1.43%) | $92,054,000 (-8.03%) | $100,094,000 (-0.15%) |
Gross Profit | $304,660,000 (-0.60%) | $306,496,000 (5.62%) | $290,200,000 (-1.94%) | $295,929,000 (1.17%) |
Operating Income | $100,313,000 (7.44%) | $93,367,000 (1.43%) | $92,054,000 (-8.03%) | $100,094,000 (-0.15%) |
TFSL Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$124,709,000 (87.64%) | -$1,008,631,000 (46.21%) | -$1,875,095,000 (-442.57%) | $547,356,000 (270.90%) |
Net Cash Flow from Financing | $33,081,000 (-96.74%) | $1,015,091,000 (-40.89%) | $1,717,404,000 (368.25%) | -$640,218,000 (-1277.29%) |
Net Cash Flow from Operations | $88,600,000 (-2.34%) | $90,722,000 (133.04%) | $38,929,000 (-53.19%) | $83,155,000 (-31.73%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$3,028,000 (-103.12%) | $97,182,000 (181.83%) | -$118,762,000 (-1123.47%) | -$9,707,000 (-104.36%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$126,848,000 (87.39%) | -$1,006,313,000 (46.32%) | -$1,874,491,000 (-404.64%) | $615,309,000 (403.27%) |
Capital Expenditure | -$3,064,000 (39.93%) | -$5,101,000 (-120.73%) | -$2,311,000 (-72.85%) | -$1,337,000 (-106.45%) |
Issuance (Repayment) of Debt Securities | -$62,780,000 (-111.43%) | $549,167,000 (-67.84%) | $1,707,617,000 (500.00%) | -$426,903,000 (-1762.74%) |
Issuance (Purchase) of Equity Shares | -$1,925,000 (67.80%) | -$5,978,000 (4.96%) | -$6,290,000 (-12.50%) | -$5,591,000 (-140.99%) |
Payment of Dividends & Other Cash Distributions | -$58,953,000 (-1.13%) | -$58,294,000 (0.01%) | -$58,297,000 (-2.93%) | -$56,637,000 (-2.11%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $9,503,000 (-4.97%) | $10,000,000 (-9.17%) | $11,009,000 (-19.71%) | $13,711,000 (13.16%) |
Depreciation Amortization & Accretion | $19,034,000 (5.07%) | $18,115,000 (-32.99%) | $27,035,000 (-16.99%) | $32,568,000 (-0.77%) |
TFSL Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 26.10% (6.10%) | 24.60% (-4.28%) | 25.70% (-6.20%) | 27.40% (-3.86%) |
EBITDA Margin | 39.20% (7.69%) | 36.40% (-11.22%) | 41.00% (-8.48%) | 44.80% (-1.54%) |
Return on Average Equity (ROAE) | 4.20% (5.00%) | 4.00% (-2.44%) | 4.10% (-14.58%) | 4.80% (-4.00%) |
Return on Average Assets (ROAA) | 0.50% (0.00%) | 0.50% (0.00%) | 0.50% (-16.67%) | 0.60% (0.00%) |
Return on Sales (ROS) | 32.90% (7.87%) | 30.50% (-3.79%) | 31.70% (-6.21%) | 33.80% (-1.46%) |
Return on Invested Capital (ROIC) | 0.50% (25.00%) | 0.40% (-20.00%) | 0.50% (-16.67%) | 0.60% (20.00%) |
Dividend Yield | 8.80% (-8.33%) | 9.60% (10.34%) | 8.70% (47.46%) | 5.90% (-22.37%) |
Price to Earnings Ratio (P/E) | 45.93 (4.91%) | 43.78 (-12.44%) | 50 (-23.92%) | 65.72 (34.22%) |
Price to Sales Ratio (P/S) | 11.74 (9.75%) | 10.7 (-13.89%) | 12.43 (-30.28%) | 17.82 (28.64%) |
Price to Book Ratio (P/B) | 1.94 (12.74%) | 1.72 (-13.09%) | 1.98 (-35.95%) | 3.09 (25.43%) |
Debt to Equity Ratio (D/E) | 8.18 (5.12%) | 7.78 (2.87%) | 7.56 (6.27%) | 7.12 (-8.29%) |
Earnings Per Share (EPS) | 0.28 (3.70%) | 0.27 (3.85%) | 0.26 (-10.34%) | 0.29 (-3.33%) |
Sales Per Share (SPS) | 1.09 (-0.90%) | 1.1 (5.64%) | 1.05 (-2.24%) | 1.07 (0.94%) |
Free Cash Flow Per Share (FCFPS) | 0.31 (-0.65%) | 0.31 (134.09%) | 0.13 (-55.41%) | 0.3 (-42.75%) |
Book Value Per Share (BVPS) | 6.7 (-3.61%) | 6.95 (4.48%) | 6.65 (6.20%) | 6.26 (3.30%) |
Tangible Assets Book Value Per Share (TABVPS) | 61.44 (0.75%) | 60.98 (7.12%) | 56.93 (12.05%) | 50.8 (-4.28%) |
Enterprise Value Over EBIT (EV/EBIT) | 79 (-12.22%) | 90 (9.76%) | 82 (2.50%) | 80 (3.90%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 66.72 (-11.67%) | 75.53 (18.46%) | 63.76 (5.66%) | 60.34 (4.56%) |
Asset Turnover | 0.02 (-5.26%) | 0.02 (0.00%) | 0.02 (-9.52%) | 0.02 (5.00%) |
Current Ratio | - | - | - | - |
Dividends | $1.13 (0.00%) | $1.13 (0.00%) | $1.13 (0.62%) | $1.12 (1.17%) |
Free Cash Flow (FCF) | $85,536,000 (-0.10%) | $85,621,000 (133.82%) | $36,618,000 (-55.24%) | $81,818,000 (-42.59%) |
Enterprise Value (EV) | $7,962,495,582 (-5.44%) | $8,420,371,938 (10.90%) | $7,593,000,633 (-5.15%) | $8,005,082,791 (4.24%) |
Earnings Before Tax (EBT) | $100,313,000 (7.44%) | $93,367,000 (1.43%) | $92,054,000 (-8.03%) | $100,094,000 (-0.15%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $119,347,000 (7.05%) | $111,482,000 (-6.39%) | $119,089,000 (-10.23%) | $132,662,000 (-0.30%) |
Invested Capital | $21,562,304,000 (-1.45%) | $21,879,098,000 (7.46%) | $20,360,699,000 (21.11%) | $16,812,048,000 (-5.67%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $17,090,785,000 (1.02%) | $16,917,979,000 (7.14%) | $15,789,879,000 (12.32%) | $14,057,450,000 (-3.99%) |
Market Capitalization | $3,609,941,582 (8.95%) | $3,313,489,938 (-9.16%) | $3,647,575,633 (-31.80%) | $5,348,690,791 (29.97%) |
Average Equity | $1,887,978,000 (0.73%) | $1,874,387,500 (4.04%) | $1,801,627,750 (5.93%) | $1,700,824,750 (1.37%) |
Average Assets | $17,049,166,500 (3.48%) | $16,475,906,000 (10.01%) | $14,977,122,000 (4.49%) | $14,332,942,000 (-3.30%) |
Invested Capital Average | $21,531,092,750 (0.65%) | $21,391,697,750 (14.56%) | $18,672,304,500 (8.80%) | $17,162,368,750 (-6.81%) |
Shares | 280,710,854 (0.14%) | 280,329,098 (-0.09%) | 280,582,741 (-0.01%) | 280,623,861 (0.17%) |
