TRUP: Trupanion Inc Financial Statements
Balance sheet, income statement, and cash flow statements for Trupanion Inc (TRUP).
$2.04B Market Cap.
TRUP Market Cap. (MRY)
TRUP Shares Outstanding (MRY)
TRUP Assets (MRY)
Total Assets
$806.85M
Total Liabilities
$483.58M
Total Investments
$147.46M
TRUP Income (MRY)
Revenue
$1.29B
Net Income
-$9.63M
Operating Expense
$188.13M
TRUP Cash Flow (MRY)
CF Operations
$48.29M
CF Investing
-$13.46M
CF Financing
-$3.96M
TRUP Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $806,853,000 (3.05%) | $782,948,000 (16.57%) | $671,627,000 (19.38%) | $562,582,000 (12.91%) |
Assets Current | $597,327,000 (6.27%) | $562,089,000 (19.82%) | $469,096,000 (19.99%) | $390,954,000 (16.00%) |
Assets Non-Current | $209,526,000 (-5.13%) | $220,859,000 (9.05%) | $202,531,000 (18.01%) | $171,628,000 (6.45%) |
Goodwill & Intangible Assets | $50,148,000 (-19.71%) | $62,458,000 (-5.39%) | $66,014,000 (19.22%) | $55,372,000 (-7.99%) |
Shareholders Equity | $323,268,000 (6.44%) | $303,722,000 (-0.52%) | $305,297,000 (-8.10%) | $332,200,000 (-2.28%) |
Property Plant & Equipment Net | $102,191,000 (-1.41%) | $103,650,000 (14.28%) | $90,701,000 (16.36%) | $77,950,000 (7.37%) |
Cash & Equivalents | $199,530,000 (17.05%) | $170,464,000 (101.41%) | $84,637,000 (-16.09%) | $100,869,000 (-31.00%) |
Accumulated Other Comprehensive Income | -$2,612,000 (-748.14%) | $403,000 (106.40%) | -$6,301,000 (-304.78%) | $3,077,000 (0.20%) |
Deferred Revenue | $251,640,000 (6.93%) | $235,329,000 (16.10%) | $202,692,000 (37.97%) | $146,911,000 (58.74%) |
Total Investments | $147,462,000 (3.46%) | $142,533,000 (-13.43%) | $164,645,000 (23.73%) | $133,073,000 (39.45%) |
Investments Current | $147,089,000 (13.44%) | $129,667,000 (-17.31%) | $156,804,000 (24.44%) | $126,012,000 (40.23%) |
Investments Non-Current | $373,000 (-97.10%) | $12,866,000 (64.09%) | $7,841,000 (11.05%) | $7,061,000 (26.86%) |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $274,031,000 (2.29%) | $267,899,000 (15.26%) | $232,439,000 (40.69%) | $165,217,000 (66.78%) |
Trade & Non-Trade Payables | $11,532,000 (9.78%) | $10,505,000 (10.92%) | $9,471,000 (5.80%) | $8,952,000 (47.75%) |
Accumulated Retained Earnings (Deficit) | -$225,888,000 (-4.45%) | -$216,255,000 (-26.05%) | -$171,562,000 (-35.21%) | -$126,890,000 (-38.89%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $1,946,000 (-27.52%) | $2,685,000 (-20.84%) | $3,392,000 (19.99%) | $2,827,000 (-39.91%) |
Total Debt | $128,887,000 (-0.03%) | $128,930,000 (85.63%) | $69,457,000 (0%) | $0 (0%) |
Debt Current | $1,350,000 (0.00%) | $1,350,000 (22.39%) | $1,103,000 (0%) | $0 (0%) |
Debt Non-Current | $127,537,000 (-0.03%) | $127,580,000 (86.65%) | $68,354,000 (0%) | $0 (0%) |
Total Liabilities | $483,585,000 (0.91%) | $479,226,000 (30.82%) | $366,330,000 (59.01%) | $230,382,000 (45.52%) |
Liabilities Current | $349,626,000 (1.50%) | $344,474,000 (18.94%) | $289,616,000 (29.47%) | $223,696,000 (48.74%) |
Liabilities Non-Current | $133,959,000 (-0.59%) | $134,752,000 (75.66%) | $76,714,000 (1047.38%) | $6,686,000 (-15.50%) |
TRUP Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $1,285,684,000 (15.97%) | $1,108,605,000 (22.47%) | $905,179,000 (29.50%) | $698,991,000 (39.23%) |
Cost of Revenue | $1,106,886,000 (13.23%) | $977,589,000 (24.85%) | $782,994,000 (31.67%) | $594,645,000 (41.54%) |
Selling General & Administrative Expense | $135,110,000 (-1.79%) | $137,579,000 (6.75%) | $128,879,000 (16.59%) | $110,540,000 (58.63%) |
Research & Development Expense | $31,255,000 (46.03%) | $21,403,000 (-14.84%) | $25,133,000 (49.02%) | $16,866,000 (69.56%) |
Operating Expenses | $188,130,000 (9.72%) | $171,456,000 (3.95%) | $164,933,000 (18.34%) | $139,371,000 (60.75%) |
Interest Expense | $14,498,000 (20.05%) | $12,077,000 (183.03%) | $4,267,000 (42570.00%) | $10,000 (-99.28%) |
Income Tax Expense | -$5,000 (98.54%) | -$342,000 (-171.85%) | $476,000 (53.55%) | $310,000 (174.34%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | -$9,633,000 (78.45%) | -$44,693,000 (-0.05%) | -$44,672,000 (-25.73%) | -$35,530,000 (-508.39%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | -$9,633,000 (78.45%) | -$44,693,000 (-0.05%) | -$44,672,000 (-25.73%) | -$35,530,000 (-508.39%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | -$9,633,000 (78.45%) | -$44,693,000 (-0.05%) | -$44,672,000 (-25.73%) | -$35,530,000 (-508.39%) |
Weighted Average Shares | $42,158,773 (1.74%) | $41,436,882 (1.65%) | $40,765,355 (1.56%) | $40,137,505 (11.93%) |
Weighted Average Shares Diluted | $42,158,773 (1.74%) | $41,436,882 (1.65%) | $40,765,355 (1.56%) | $40,137,505 (11.93%) |
Earning Before Interest & Taxes (EBIT) | $4,860,000 (114.75%) | -$32,958,000 (17.46%) | -$39,929,000 (-13.40%) | -$35,210,000 (-710.17%) |
Gross Profit | $178,798,000 (36.47%) | $131,016,000 (7.23%) | $122,185,000 (17.10%) | $104,346,000 (27.41%) |
Operating Income | -$9,332,000 (76.92%) | -$40,440,000 (5.40%) | -$42,748,000 (-22.05%) | -$35,025,000 (-629.54%) |
TRUP Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$13,457,000 (-276.16%) | $7,639,000 (111.31%) | -$67,516,000 (-30.06%) | -$51,913,000 (32.36%) |
Net Cash Flow from Financing | -$3,957,000 (-106.69%) | $59,126,000 (-2.66%) | $60,743,000 (5499.38%) | -$1,125,000 (-100.66%) |
Net Cash Flow from Operations | $48,287,000 (159.08%) | $18,638,000 (332.98%) | -$8,000,000 (-207.27%) | $7,458,000 (-65.38%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $28,996,000 (-66.22%) | $85,827,000 (628.75%) | -$16,232,000 (64.19%) | -$45,328,000 (-139.20%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | -$15,034,000 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$5,840,000 (-124.00%) | $24,334,000 (172.00%) | -$33,796,000 (10.60%) | -$37,803,000 (-78.15%) |
Capital Expenditure | -$9,716,000 (46.85%) | -$18,280,000 (-6.98%) | -$17,088,000 (-38.31%) | -$12,355,000 (-65.82%) |
Issuance (Repayment) of Debt Securities | -$1,350,000 (-102.31%) | $58,385,000 (-14.85%) | $68,567,000 (0%) | $0 (0%) |
Issuance (Purchase) of Equity Shares | $752,000 (-71.68%) | $2,655,000 (176.62%) | -$3,465,000 (-196.06%) | $3,607,000 (-98.18%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | -$1,877,000 (-542.69%) | $424,000 (129.06%) | -$1,459,000 (-678.97%) | $252,000 (1675.00%) |
Share Based Compensation | $33,432,000 (0.82%) | $33,161,000 (-0.69%) | $33,393,000 (18.31%) | $28,226,000 (216.72%) |
Depreciation Amortization & Accretion | $16,466,000 (32.00%) | $12,474,000 (14.22%) | $10,921,000 (-8.73%) | $11,965,000 (69.21%) |
TRUP Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 13.90% (17.80%) | 11.80% (-12.59%) | 13.50% (-9.40%) | 14.90% (-8.59%) |
Profit Margin | -0.70% (82.50%) | -4.00% (18.37%) | -4.90% (3.92%) | -5.10% (-325.00%) |
EBITDA Margin | 1.70% (194.44%) | -1.80% (43.75%) | -3.20% (3.03%) | -3.30% (-760.00%) |
Return on Average Equity (ROAE) | -3.10% (79.61%) | -15.20% (-7.04%) | -14.20% (-32.71%) | -10.70% (-245.16%) |
Return on Average Assets (ROAA) | -1.20% (80.00%) | -6.00% (13.04%) | -6.90% (-4.55%) | -6.60% (-288.24%) |
Return on Sales (ROS) | 0.40% (113.33%) | -3.00% (31.82%) | -4.40% (12.00%) | -5.00% (-455.56%) |
Return on Invested Capital (ROIC) | 1.40% (113.33%) | -10.50% (28.08%) | -14.60% (32.09%) | -21.50% (-667.86%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% (0%) |
Price to Earnings Ratio (P/E) | -209.56 (-641.82%) | -28.25 (34.62%) | -43.21 (70.87%) | -148.35 (80.17%) |
Price to Sales Ratio (P/S) | 1.58 (38.68%) | 1.14 (-46.75%) | 2.14 (-71.76%) | 7.58 (-11.34%) |
Price to Book Ratio (P/B) | 6.31 (51.31%) | 4.17 (-34.44%) | 6.37 (-60.33%) | 16.04 (28.05%) |
Debt to Equity Ratio (D/E) | 1.5 (-5.20%) | 1.58 (31.50%) | 1.2 (72.91%) | 0.69 (48.93%) |
Earnings Per Share (EPS) | -0.23 (78.70%) | -1.08 (1.82%) | -1.1 (-23.60%) | -0.89 (-456.25%) |
Sales Per Share (SPS) | 30.5 (13.99%) | 26.75 (20.49%) | 22.2 (27.51%) | 17.41 (24.39%) |
Free Cash Flow Per Share (FCFPS) | 0.92 (10066.67%) | 0.01 (101.46%) | -0.61 (-404.10%) | -0.12 (-131.04%) |
Book Value Per Share (BVPS) | 7.67 (4.61%) | 7.33 (-2.12%) | 7.49 (-9.52%) | 8.28 (-12.69%) |
Tangible Assets Book Value Per Share (TABVPS) | 17.95 (3.23%) | 17.39 (17.04%) | 14.86 (17.56%) | 12.64 (3.44%) |
Enterprise Value Over EBIT (EV/EBIT) | 413 (1216.22%) | -37 (22.92%) | -48 (67.57%) | -148 (84.87%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 94.2 (257.15%) | -59.94 (8.40%) | -65.44 (70.82%) | -224.3 (-114.37%) |
Asset Turnover | 1.6 (8.53%) | 1.48 (5.65%) | 1.4 (7.95%) | 1.29 (-11.06%) |
Current Ratio | 1.71 (4.66%) | 1.63 (0.74%) | 1.62 (-7.32%) | 1.75 (-22.00%) |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $38,571,000 (10674.02%) | $358,000 (101.43%) | -$25,088,000 (-412.31%) | -$4,897,000 (-134.75%) |
Enterprise Value (EV) | $2,008,984,375 (63.61%) | $1,227,892,381 (-35.32%) | $1,898,377,075 (-63.59%) | $5,213,832,206 (22.61%) |
Earnings Before Tax (EBT) | -$9,638,000 (78.60%) | -$45,035,000 (-1.90%) | -$44,196,000 (-25.49%) | -$35,220,000 (-514.98%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $21,326,000 (204.11%) | -$20,484,000 (29.38%) | -$29,008,000 (-24.79%) | -$23,245,000 (-953.03%) |
Invested Capital | $336,436,000 (0.58%) | $334,482,000 (11.19%) | $300,817,000 (64.70%) | $182,645,000 (29.10%) |
Working Capital | $247,701,000 (13.83%) | $217,615,000 (21.25%) | $179,480,000 (7.31%) | $167,258,000 (-10.38%) |
Tangible Asset Value | $756,705,000 (5.03%) | $720,490,000 (18.97%) | $605,613,000 (19.40%) | $507,210,000 (15.78%) |
Market Capitalization | $2,040,957,375 (61.02%) | $1,267,543,381 (-34.77%) | $1,943,200,075 (-63.54%) | $5,329,797,206 (25.14%) |
Average Equity | $313,165,500 (6.45%) | $294,188,500 (-6.18%) | $313,580,500 (-6.00%) | $333,613,750 (74.90%) |
Average Assets | $802,094,250 (6.84%) | $750,771,750 (15.98%) | $647,326,000 (19.93%) | $539,739,000 (56.57%) |
Invested Capital Average | $349,525,500 (11.20%) | $314,324,000 (15.05%) | $273,197,250 (66.83%) | $163,758,500 (4.08%) |
Shares | 42,343,514 (1.92%) | 41,545,178 (1.62%) | 40,883,654 (1.28%) | 40,368,077 (13.46%) |
