ATLC Financial Statements

Balance sheet, income statement, cash flow, and dividends for Atlanticus Holdings Corp (ATLC).


$822.13M Market Cap.

As of 03/13/2025 5:00 PM ET (MRY) • Disclaimer

ATLC Market Cap. (MRY)


ATLC Shares Outstanding (MRY)


ATLC Assets (MRY)


Total Assets

$3.27B

Total Liabilities

$2.69B

Total Investments

$2.71B

ATLC Income (MRY)


Revenue

$401.43M

Net Income

$111.30M

Operating Expense

$262.86M

ATLC Cash Flow (MRY)


CF Operations

$469.40M

CF Investing

-$747.03M

CF Financing

$393.61M

ATLC Dividends (MRY)


Period

Dividends

Yield %

Growth %

Payout Ratio

Coverage Ratio

2024

$0

0%

0%

0%

-

2023

$0

0%

0%

0%

-

2022

$0

0%

0%

0%

-

2021

$0

0%

0%

0%

-

2020

$0

0%

-

0%

-

ATLC Balance Sheet (MRY)


Metric

2024

2023

2022

2021

Total Assets

$3,270,707,000 (20.85%)

$2,706,445,000 (13.34%)

$2,387,814,000 (22.84%)

$1,943,863,000 (61.02%)

Assets Current

-

-

-

-

Assets Non-Current

-

-

-

-

Goodwill & Intangible Assets

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Shareholders Equity

$492,906,000 (24.89%)

$394,675,000 (20.91%)

$326,411,000 (13.34%)

$287,999,000 (272.65%)

Property Plant & Equipment Net

$24,397,000 (7.22%)

$22,755,000 (4.40%)

$21,795,000 (92.01%)

$11,351,000 (-0.61%)

Cash & Equivalents

$499,636,000 (30.23%)

$383,653,000 (-11.44%)

$433,192,000 (-14.50%)

$506,628,000 (95.64%)

Accumulated Other Comprehensive Income

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Deferred Revenue

$0 (0%)

-$17,861,000 (-10.32%)

-$16,190,000 (0%)

$0 (0%)

Total Investments

$2,714,606,000 (19.47%)

$2,272,184,000 (19.25%)

$1,905,410,000 (35.11%)

$1,410,235,000 (53.01%)

Investments Current

-

-

-

-

Investments Non-Current

-

-

-

-

Inventory

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Trade & Non-Trade Receivables

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Trade & Non-Trade Payables

$72,088,000 (16.96%)

$61,634,000 (39.03%)

$44,332,000 (4.84%)

$42,287,000 (1.33%)

Accumulated Retained Earnings (Deficit)

$394,628,000 (28.43%)

$307,260,000 (50.31%)

$204,415,000 (239.36%)

$60,236,000 (151.19%)

Tax Assets

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Tax Liabilities

$114,068,000 (32.91%)

$85,826,000 (41.42%)

$60,689,000 (27.04%)

$47,770,000 (84.21%)

Total Debt

$2,505,188,000 (23.63%)

$2,026,318,000 (11.47%)

$1,817,803,000 (27.42%)

$1,426,657,000 (54.45%)

Debt Current

-

-

-

-

Debt Non-Current

-

-

-

-

Total Liabilities

$2,691,344,000 (23.81%)

$2,173,778,000 (13.05%)

$1,922,824,000 (26.78%)

$1,516,714,000 (52.99%)

Liabilities Current

-

-

-

-

Liabilities Non-Current

-

-

-

-

ATLC Income Statement (MRY)


Metric

2024

2023

2022

2021

Revenues

$401,432,000 (13.14%)

$354,805,000 (-8.26%)

$386,741,000 (-11.85%)

$438,741,000 (68.36%)

Cost of Revenue

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Selling General & Administrative Expense

$106,329,000 (10.38%)

$96,327,000 (-8.67%)

$105,466,000 (16.33%)

$90,659,000 (41.45%)

Research & Development Expense

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Operating Expenses

$262,855,000 (16.18%)

$226,247,000 (-4.73%)

$237,469,000 (25.16%)

$189,729,000 (29.77%)

Interest Expense

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Income Tax Expense

$28,471,000 (7.02%)

$26,604,000 (81.47%)

$14,660,000 (-64.91%)

$41,784,000 (104.08%)

Net Loss Income from Discontinued Operations

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Consolidated Income

$110,106,000 (8.00%)

$101,954,000 (-24.26%)

$134,612,000 (-24.29%)

$177,789,000 (89.30%)

Net Income to Non-Controlling Interests

-$1,190,000 (-33.56%)

-$891,000 (9.54%)

-$985,000 (-771.68%)

-$113,000 (44.33%)

Net Income

$111,296,000 (8.22%)

$102,845,000 (-24.15%)

$135,597,000 (-23.78%)

$177,902,000 (89.02%)

Preferred Dividends Income Statement Impact

$23,928,000 (-5.04%)

$25,198,000 (0.49%)

$25,076,000 (12.13%)

$22,363,000 (31.01%)

Net Income Common Stock

$87,368,000 (12.52%)

$77,647,000 (-29.74%)

$110,521,000 (-28.94%)

$155,539,000 (101.87%)

Weighted Average Shares

$14,738,862 (1.04%)

$14,587,537 (0.98%)

$14,445,295 (-4.30%)

$15,093,840 (-5.44%)

Weighted Average Shares Diluted

-

-

-

-

Earning Before Interest & Taxes (EBIT)

$139,767,000 (7.97%)

$129,449,000 (-13.85%)

$150,257,000 (-31.60%)

$219,686,000 (91.71%)

Gross Profit

$401,432,000 (13.14%)

$354,805,000 (-8.26%)

$386,741,000 (-11.85%)

$438,741,000 (68.36%)

Operating Income

$138,577,000 (7.79%)

$128,558,000 (-13.88%)

$149,272,000 (-40.05%)

$249,012,000 (117.68%)

ATLC Cash Flow Statement (MRY)


Metric

2024

2023

2022

2021

Net Cash Flow from Investing

-$747,031,000 (-11.13%)

-$672,203,000 (1.26%)

-$680,785,000 (-43.32%)

-$475,022,000 (-62.36%)

Net Cash Flow from Financing

$393,609,000 (140.97%)

$163,345,000 (-37.48%)

$261,255,000 (-48.81%)

$510,328,000 (214.27%)

Net Cash Flow from Operations

$469,405,000 (2.20%)

$459,317,000 (32.70%)

$346,130,000 (62.99%)

$212,366,000 (-0.17%)

Net Cash Flow / Change in Cash & Cash Equivalents

$115,983,000 (334.12%)

-$49,539,000 (32.54%)

-$73,436,000 (-129.65%)

$247,667,000 (199.96%)

Net Cash Flow - Business Acquisitions and Disposals

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Net Cash Flow - Investment Acquisitions and Disposals

-$745,242,000 (-11.53%)

-$668,211,000 (1.14%)

-$675,933,000 (-44.11%)

-$469,033,000 (-60.72%)

Capital Expenditure

-$1,789,000 (55.19%)

-$3,992,000 (17.72%)

-$4,852,000 (18.98%)

-$5,989,000 (-699.60%)

Issuance (Repayment) of Debt Securities

$462,979,000 (129.88%)

$201,401,000 (-45.68%)

$370,774,000 (-22.73%)

$479,814,000 (274.93%)

Issuance (Purchase) of Equity Shares

-$44,616,000 (-212.70%)

-$14,268,000 (83.27%)

-$85,277,000 (-265.46%)

-$23,334,000 (-1051.16%)

Payment of Dividends & Other Cash Distributions

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Effect of Exchange Rate Changes on Cash

$0 (0%)

$2,000 (105.56%)

-$36,000 (-620.00%)

-$5,000 (-121.74%)

Share Based Compensation

$3,897,000 (3.01%)

$3,783,000 (-9.22%)

$4,167,000 (28.61%)

$3,240,000 (139.11%)

Depreciation Amortization & Accretion

$5,187,000 (28.30%)

$4,043,000 (-16.60%)

$4,848,000 (94.39%)

$2,494,000 (-68.64%)

ATLC Financial Metrics (MRY)


Metric

2024

2023

2022

2021

Gross Margin

100.00% (0.00%)

100.00% (0.00%)

100.00% (0.00%)

100.00% (0.00%)

Profit Margin

21.80% (-0.46%)

21.90% (-23.43%)

28.60% (-19.44%)

35.50% (19.93%)

EBITDA Margin

36.10% (-3.99%)

37.60% (-6.23%)

40.10% (-20.75%)

50.60% (7.66%)

Return on Average Equity (ROAE)

19.40% (-7.62%)

21.00% (-43.09%)

36.90% (-47.44%)

70.20% (-63.74%)

Return on Average Assets (ROAA)

2.90% (-6.45%)

3.10% (-39.22%)

5.10% (-50.49%)

10.30% (39.19%)

Return on Sales (ROS)

34.80% (-4.66%)

36.50% (-6.17%)

38.90% (-22.36%)

50.10% (13.86%)

Return on Invested Capital (ROIC)

2.90% (-9.37%)

3.20% (-27.27%)

4.40% (-54.64%)

9.70% (38.57%)

Dividend Yield

0% (0%)

0% (0%)

0% (0%)

0% (0%)

Price to Earnings Ratio (P/E)

9.42 (30.35%)

7.23 (108.30%)

3.47 (-49.79%)

6.91 (49.27%)

Price to Sales Ratio (P/S)

2.05 (28.81%)

1.59 (62.41%)

0.98 (-60.11%)

2.45 (62.62%)

Price to Book Ratio (P/B)

1.67 (16.72%)

1.43 (23.30%)

1.16 (-68.99%)

3.74 (-26.52%)

Debt to Equity Ratio (D/E)

5.46 (-0.87%)

5.51 (-6.50%)

5.89 (11.87%)

5.27 (-58.95%)

Earnings Per Share (EPS)

5.92 (10.65%)

5.35 (-29.14%)

7.55 (-26.84%)

10.32 (93.98%)

Sales Per Share (SPS)

27.24 (11.98%)

24.32 (-9.15%)

26.77 (-7.90%)

29.07 (78.05%)

Free Cash Flow Per Share (FCFPS)

31.73 (1.65%)

31.21 (32.11%)

23.63 (72.79%)

13.67 (2.95%)

Book Value Per Share (BVPS)

33.44 (23.61%)

27.06 (19.74%)

22.6 (18.42%)

19.08 (294.07%)

Tangible Assets Book Value Per Share (TABVPS)

221.91 (19.61%)

185.53 (12.24%)

165.3 (28.35%)

128.78 (70.28%)

Enterprise Value Over EBIT (EV/EBIT)

20 (25.00%)

16 (45.45%)

11 (37.50%)

8 (-11.11%)

Enterprise Value Over EBITDA (EV/EBITDA)

18.92 (19.33%)

15.86 (44.70%)

10.96 (30.45%)

8.4 (2.33%)

Asset Turnover

0.14 (-3.57%)

0.14 (-21.35%)

0.18 (-38.62%)

0.29 (16.00%)

Current Ratio

-

-

-

-

Dividends

$0 (0%)

$0 (0%)

$0 (0%)

$0 (0%)

Free Cash Flow (FCF)

$467,616,000 (2.70%)

$455,325,000 (33.42%)

$341,278,000 (65.37%)

$206,377,000 (-2.65%)

Enterprise Value (EV)

$2,743,174,722 (29.59%)

$2,116,891,056 (24.53%)

$1,699,869,729 (-8.93%)

$1,866,492,669 (85.51%)

Earnings Before Tax (EBT)

$139,767,000 (7.97%)

$129,449,000 (-13.85%)

$150,257,000 (-31.60%)

$219,686,000 (91.71%)

Earnings Before Interest Taxes & Depreciation Amortization (EBITDA)

$144,954,000 (8.59%)

$133,492,000 (-13.93%)

$155,105,000 (-30.19%)

$222,180,000 (81.30%)

Invested Capital

$5,276,259,000 (21.32%)

$4,349,110,000 (15.29%)

$3,772,425,000 (31.72%)

$2,863,892,000 (52.99%)

Working Capital

-

-

-

-

Tangible Asset Value

$3,270,707,000 (20.85%)

$2,706,445,000 (13.34%)

$2,387,814,000 (22.84%)

$1,943,863,000 (61.02%)

Market Capitalization

$822,133,722 (45.74%)

$564,100,056 (49.05%)

$378,466,729 (-64.84%)

$1,076,492,669 (173.82%)

Average Equity

$450,116,250 (21.55%)

$370,310,250 (23.63%)

$299,531,500 (35.14%)

$221,649,500 (457.00%)

Average Assets

$2,983,786,750 (17.78%)

$2,533,335,750 (16.77%)

$2,169,559,000 (43.53%)

$1,511,538,250 (45.20%)

Invested Capital Average

$4,788,025,000 (18.89%)

$4,027,416,500 (18.28%)

$3,404,953,250 (50.75%)

$2,258,631,250 (37.20%)

Shares

14,738,862 (1.04%)

14,587,537 (0.98%)

14,445,295 (-4.30%)

15,093,840 (-5.44%)